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Frugal Professor

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Frugal Professor
General Finance
Frugality, Investing, Tax Planning
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Blogger Bio

Net worth:
United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

I thought it would be fun if my wife were to write a guest post about her take on our finances. After all, this whole money saving thing wouldn’t work without her buy-in, and I’m extremely grateful that she’s on board with the whole thing. My questions are in bold. Her uncensored confessions follow. My ... Read more ...
Posted: Nov 11 2017 @ 11:55 PM
*** the title initially had the wrong number of balls; it’s now corrected. My father has always loved to golf. For those unfamiliar with golf, it is best described as “a good walk spoiled.” It’s a sport in which rich old men waste away their time, money, and sanity chasing the ever elusive perfect round ... Read more ...
Posted: Nov 11 2017 @ 11:12 PM
The much anticipated GOP tax bill is hitting the news (link): Summary of changes to individual taxes: Massive standard deduction ($24.4k) makes itemizing irrelevant for most the US New 10k limit on property tax deduction (this is a big deal if you’re in a state with exceedingly high property taxes (bay area, CA)) No deduction ... Read more ...
Posted: Nov 02 2017 @ 11:57 AM
Another month, another update. A few random comments. Good Reads/Listens/Watches My wife and I binge watched the first season of This is Us and are now caught up on season 2. I’m a fan of dramas and this is the best show I’ve seen in a while.   Life We upgraded our 10 year old ... Read more ...
Posted: Nov 01 2017 @ 11:12 AM
This post is long overdue, as cell phone hacking is low hanging fruit in terms of expense optimization. Here’s how I have done it for the past decade, saving us over $10k in the process.   Google Voice – The Critical Component Google Voice (https://voice.google.com/) is the critical component of our phone setup. What does ... Read more ...
Posted: Oct 01 2017 @ 9:51 AM
Another month, another update. A few random comments. Good Reads/Listens/Watches This MyMoneyBlog post (link) on the rising cost of insurance + the viability of purchasing insurance on the open market was interesting. The rate at which healthcare expenses are rising is alarming. A friend of mine forwarded me a video of a recent MMM interview ... Read more ...
Posted: Oct 01 2017 @ 9:38 AM
I’ve enjoyed the podcast ChooseFI very much. I like that the hosts are normal dudes (probably more normal than me) stumbling through life like the rest of us. The hosts talk a lot about the idea of frugal analogs, which is an incredibly powerful concept. Examples of frugal analogs in my life include: $100/month cell ... Read more ...
Posted: Sep 14 2017 @ 11:55 AM
Unless you’ve been sleeping under a rock, you’ve probably seen the news that a crap-ton of people’s personal information was exposed through a breach at Equifax, one of the three credit bureaus. You can check whether you were compromised here: https://trustedidpremier.com/eligibility/eligibility.html It turns out that I was compromised. No big deal. Why? Because I’ve frozen my ... Read more ...
Posted: Sep 08 2017 @ 12:50 PM
Another month, another update. A few random comments. Good Reads/Listens/Watches I stumbled across a new podcast called ChooseFI (http://www.choosefi.com/) via Jlcollins blog. I’ve binge listened and am halfway though episodes. I recommend checking them out, particularly their travel hacking podcast & guest interviews. It’s now my second favorite FI podcast now, behind MadFientist’s. I really enjoyed the following episodes: http://www.choosefi.com/009-travel-rewards-travel-world-free-ultimate-guide/ Great intro to travel hacking. Process: Sign up for new card, harvest the bonus, ...
Posted: Sep 01 2017 @ 11:07 AM
Every single person should have a clear hierarchy of savings, primarily driven by tax arbitrage (link). On January 1, where do you put your first dollar of savings in the year? What about your second dollar? 10,000th dollar? Etc? I believe every individual should adhere to the following list of priorities, whether you’re making $10k, $100k, or $10M per year. Likewise, I think this list should be applicable to someone worth ...
Posted: Aug 30 2017 @ 10:54 AM


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