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Teacher Investor

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Teacher Investor
General Finance
personal finance, retirement, teachers
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Ohio, United States
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DIK (Dual Income, Kids)
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Latest Blog Posts

I am increasingly convinced (and annoyed) that “work” is getting a bad reputation.  You see – I do a lot of advising in my work as a college professor.  Each and every year I see the fresh young faces beckoning my office door – filled with hope, promise, and yes, entitlement.  But the conversations are changing dramatically.  Increasingly, the concept of “work” in one form or another is often discussed.  But ...
Posted: Sep 17 2017 @ 10:12 PM
The start of the school year is always a reflective time for me.  There will only be so many ‘first days of school’ left in my career.  And I’m increasingly cognizant of that. So I find myself spending a bit more time each year looking back at my own ‘first-year’.  What worked?  What didn’t?  What helpful advice provided a good start?  And it’s a job after all – what financial decisions ...
Posted: Sep 10 2017 @ 2:43 PM
“Rookie” – that word has been floating around my brain the last couple of weeks.  You see it’s that time of year for two passions of mine – school and NFL football.  Both are very impactful times for newcomers.  The first days/weeks of class.  Training camp and preseason football.  Call me weird, but I love a good add/drop discussion with a first-year student and a 3rd-team display of grit and effort ...
Posted: Aug 23 2017 @ 5:32 PM
Back to school is here.  Parents rejoice.  Students suffer.  Others don’t really care.  For me, it means spending a lot of time and effort on syllabi, lessons, classroom setup, and general teacher stuff.  Though contrary to what you may think, teachers really enjoy this time of the year.  Think blank slate.  Clean classrooms.  Empty gradebooks. Freshly sharpened pencils.  The promise of new learning is right around the corner.  That rocks! With ...
Posted: Jul 25 2017 @ 8:33 PM
Ahhhhhhh, (for a teacher on summer vacation) there’s nothing better than a nice, relaxed, quiet summer lunch.  Being in the moment.  Great weather.  On the patio.  Good company.  A nice adult beverage.  Far, far away from the perils of “lunch duty” logistics (yes, logistics).  Cafeteria smells.  Line-cutters.  Green-Yellow-Red mayhem (teachers know what I mean).  “... I was rich, if not in money, in sunny hours and summer days...” ―Henry David Thoreau But ...
Posted: Jul 09 2017 @ 4:14 PM
Here’s a familiar story.  A friend of ours had a “favorite aunt” who never married.  She lived alone up until the last two years of her life when health problems forced her into a nursing home.  When her nephew went to clean out her apartment after she went into the nursing home, he got quite a shock.  He found stacks of unpaid bills, letters from debt collection agencies, and even ...
Posted: Jun 26 2017 @ 10:13 AM
Like everything else, Education and Learning is experiencing enormous change.  Its purpose.  Its design.  Its value. Idealistic? Pragmatic?  While I’m not going to debate those important questions here, I do want to instill that now, more than ever, learning should be a lifetime goal.  To succeed in today’s world, one should never be content with what they learned “in school”.  New (rapid) discoveries are continuously made in all fields and ...
Posted: Jun 16 2017 @ 9:23 AM
I’ve been getting a lot of questions about Bitcoin (BTC) lately, so I thought to share a quick, simple article on the subject.  So here goes.  Bitcoin is increasingly a familiar term across the investing world. It’s present in mainstream media and is slowly making its way into a wide array of investment vehicles.  At its simplest, Bitcoin is a form of currency and a payment system that is created ...
Posted: Jun 12 2017 @ 9:36 AM
Fintech, short for financial technology, is an increasingly fashionable buzzword across the web and traditional media. (As a researcher, I really can’t stand jargon.) It is loosely defined as any sector of the financial services industry where new technology is overturning or challenging the traditional ways of doing things, and much is made by commentators about how deeply it is set to disrupt the operations of multinational banking giants. Can’t ...
Posted: May 31 2017 @ 9:22 AM
It’s a crazy, crazy world out there.  ‘Psycho’ some would say.  Or ‘psychological’ if you want to be a bit more diplomatic.  So how’d you guess?  I’ve been thinking a lot about annuities lately.  With reawakening global inflation, increasing costs of health care, and disappearing employer pensions, it’s no surprise that there’s growing fear among all of us that we won’t be able to afford a long retirement. Take the money ...
Posted: May 23 2017 @ 11:04 AM


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