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The Finance Genie

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The Finance Genie
General Finance
Financial Literacy, Budgeting, Retirement, Credit Cards, Savings, Investment, Taxes, real estate, Insurance, travel, education,
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Reston, Virginia, United States
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Latest Blog Posts

Overview Prosper is the oldest peer-to-peer lending platform in the United States allowing investors to make money through micro-loans since 2006. Since its founding, Prosper has seen a lot of changes within the peer lending niche and have helped make it possible for bond-wary investors to profit with nontraditional investments. If you are looking to earn a higher rate of return than your current fixed income investments, reading this Prosper review ...
Posted: Sep 20 2017 @ 9:09 AM
Toys R Us, the New Jersey-based toy retailer has filed for chapter 11 bankruptcy protection.  The bankruptcy filing helps relieve itself of the debt left over from its $6.6 billion acquisition by Kohlberg Kravis Roberts, Bain Capital Partners and real estate investment trust Vornado Realty Trust in a 2005. Related: 20 + Retail Stores Who Are Closing Down Under Performing Locations The retailer has $4.9 billion in debt, $400 million of which has interest payments due in ...
Posted: Sep 19 2017 @ 12:43 PM
Overview One of the newest approaches to earning passive income in the digital age is with peer-to-peer lending. LendingClub is the largest P2P lending platform where you get to be a banker to everyday people looking to borrow money for a lower interest rate than the banks will charge. In return, you have the potential to earn a higher rate of return than a traditional bond or money market investment. In ...
Posted: Sep 19 2017 @ 10:14 AM
Work from home scams are continually ranked by the by the Internet Crime Complaint Center as one of the top internet crimes.  From more recent surveys it appears the old fraud is alive and well, perhaps no longer as obvious. Because of how simple past schemes were, job seekers may not know how to spot the recent developments. These so-called jobs promise you a fat paycheck that can be earned from ...
Posted: Sep 18 2017 @ 10:49 AM
“Tell me and I forget, teach me and I remember, involve me and I learn.” Benjamin Franklin. In no account should you say that it is too early to start teaching your kids about the significance of money and saving. We know that most kids believe that cash grows on trees like mangoes or oranges. However, with the right guidance and involvement, your kids can be able to learn vital life ...
Posted: Sep 15 2017 @ 3:13 PM
If you need a job, employers are looking to fill millions of jobs According to Labor Department, job openings in the United States reached a record high in July at 6.17 million, Employers continue to struggle with finding workers to fill all the open positions. Such a high number of job openings is both good and bad. The good: Employers are hiring. In 2009, during the Great Recession job openings fell to 2.2 million, an ...
Posted: Sep 14 2017 @ 12:03 PM
Studying is expensive; this is something that thousands of students experience once they head to college. Fortunately for some New York college students, tuition fees are not going to affect them! A select group of students in New York can now start studying tuition free! The Excelsior Scholarship The initiative enabling students to enjoy tuition-free education is called the Excelsior Scholarship. The Excelsior Scholarship was announced by Governor Andrew Cuomo in January and ...
Posted: Sep 14 2017 @ 10:59 AM
A mortgage is simply a big loan or debt. Therefore, the best we can do is reduce its term or duration. This is possible by prepaying a significant portion of the loan quickly. In case you are wondering why you should know that owning a house free and clear is not a bad place to be.  When you live in your home without having to worry about mortgage payments, that is ...
Posted: Sep 13 2017 @ 3:02 PM
In the past, one of the only ways to watch your favorite NFL game was to purchase DirecTV NFL Sunday Ticket or visiting a sports bar. Now you can stream NFL games from your house without a cable or satellite tv subscription. It’s easier than ever to watch your favorite teams and cut the cord at the same time! Over-the-Air Antenna Monthly Cost: Free Before you cut the cord, you need to make ...
Posted: Sep 13 2017 @ 1:54 PM
Hurricanes Harvey and Irma have placed a renewed focus on flood insurance. Nobody knows when the next natural disaster or flood will force them to evacuate their home. When all seems lost flood insurance can be a financial blessing. Before you sign up for just any policy, you need to consider the following information. Homeowner’s Insurance Do Not Cover Floods It’s safe to assume your existing homeowner’s insurance policy will not cover ...
Posted: Sep 12 2017 @ 10:49 AM


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