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Blogger Profile


Early Retirement Dude

Blog Info

Name:
Early Retirement Dude
Category:
Early Retirement
Tags:
early retirement, financial independence, wealth, stock market, index funds, S&P 500, trinity study, 4% rule, safe withdrawal rate, http://www.reddit.com/r/financialindependence, bonds, commodities, corporate, money, layoffs, taxes, obamacare, healthcare, social security, income, expenses, lbym, debt
Start Year:
2017

Blogger Bio

Net worth:
$2,250,000.00
Location:
United States
Age:
40s
Race:
White
Gender:
Male
Life stage:
RETIRED
Profession:

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Latest Blog Posts

Ms. Mary Staffing, whoever she is, is now offering temp services to marijuana growers…presumably for part to full-time bud trimming, which pays what recent college graduates would doubtless consider a living wage of $15 an hour. Enough for rent & ramen, at least, and squarely in the Obamacare subsidy wheelhouse. Lab techs can make even more–as much as $22 hourly–and if you have a carry permit and a commercial driver’s license and you’re ...
Posted: Jul 19 2017 @ 12:01 AM
A dozen years ago to this very day my wife and I split the workforce.  We’ve now been out of corporate America for as long as we were in. To commemorate the occasion I sit here in my Adirondack chair, bare-chested in the sun, and behold! I have gathered together: A twelve-pack of beer, Twelve assorted Krispy Kreme donuts, garnished with Twelve birthday candles. And now that it’s high noon, the spirit moves me to light the candles, wish ...
Posted: Jul 15 2017 @ 1:30 PM
A dozen years ago to this very day my wife and I split the workforce.  We’ve now been out of corporate America for as long as we were in. To commemorate the occasion I sit here in my Adirondack chair, bare-chested in the sun, and behold! I have gathered together: A twelve-pack of beer, Twelve assorted Krispy Kreme donuts, garnished with Twelve birthday candles. And now that it’s high noon, the spirit moves me to light the candles, wish ...
Posted: Jul 15 2017 @ 1:30 PM
Is the 4% withdrawal rate foolproof? Shortly after I published an analysis of William Bengen’s groundbreaking retirement sustainability work–“Where’d the 4% rule come from, anyway? (Hint: it wasn’t the Trinity Study)”–a reader named Dave offered several excellent insights that unfortunately got buried in the article’s comments. I got in touch with him to see if he minded me splitting his throughts into a new post, and he was fine with that. Thanks, Dave: ...
Posted: Jul 10 2017 @ 12:01 AM
Hey there, hi there, ho there…it’s time once again to open our books and show whether we’ve been walking the talk. First up: we’ve chosen to use Personal Capital as our financial management slash tracking system. Click here to read my full review. In the last thirty days our net worth dropped from $2,267,501 to $2,246,178. June was a decent month for us despite our net worth going down ~$22K. I say “decent” because ...
Posted: Jul 05 2017 @ 12:01 AM
If your retirement plan involves a safe withdrawal rate, you gotta pay some homage to the guy who came up with the concept. What might’ve been the most important moment in the history of the FI/ER movement got missed by almost everybody. It happened in October of 1994, when the Journal of Financial Planning ran a ten-page article entitled “Determining Withdrawal Rates Using Historical Data” by a California investment manager named William Bengen. Bengen, a ...
Posted: Jun 28 2017 @ 12:01 AM
Hi everybody. If you don’t know Gwen from FieryMillennials.com, you might want to participate in her “Ask Me Anything” interview in Reddit’s Financial Independence forum. She’s a good writer with a very interesting backstory. Twenty-six years old, I believe, and already has a solid grasp on her finances and her FI/ER plan. Click here to participate! The post Please join Gwen from FieryMillennials.com for an “Ask Me Anything” interview on Reddit appeared ...
Posted: Jun 27 2017 @ 10:54 AM
Click this image to open a free Trim account!Trim really does give you free money. I’ll run through how before giving you a couple of caveats and my conclusion. Begin by setting up an account at Trim. Trim will ask you to link your credit cards to your account. It walks you through a couple of savings opportunities, described further down, then starts handing you statement credits on your credit cards. Free money source number one: instant ...
Posted: Jun 25 2017 @ 12:01 AM
My wife phone-shot this bad-ass pic of U2’s Bono during their two-hour set. We were much closer than the picture makes it look. I could’ve winged him with a beer can.(Or: how a music festival saved my marriage.) My wife and I just got back from Bonnaroo, a four-day music and arts festival in Manchester, Tennessee. Bonnaroo’s the most fun you can have with your clothes on, and maybe even off. Tickets this ...
Posted: Jun 21 2017 @ 12:01 AM
…for just sending out an email about that phantom post. I’m still getting used to the post editing process in WordPress, and I’m making some ignorant mistakes. Thanks for the patience. ERD The post I sincerely apologize to everybody… appeared first on Early Retirement Dude. ...
Posted: Jun 20 2017 @ 1:24 PM

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