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Blogger Profile


Early Retirement Dude

Blog Info

Name:
Early Retirement Dude
Category:
Early Retirement
Tags:
early retirement, financial independence, wealth, stock market, index funds, S&P 500, trinity study, 4% rule, safe withdrawal rate, http://www.reddit.com/r/financialindependence, bonds, commodities, corporate, money, layoffs, taxes, obamacare, healthcare, social security, income, expenses, lbym, debt
Start Year:
2017

Blogger Bio

Net worth:
Location:
United States
Age:
40s
Race:
White
Gender:
Male
Life stage:
RETIRED
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Latest Blog Posts

I open my email this morning to find the following… The post A Taste of the Whip-Chain appeared first on Early Retirement Dude. ...
Posted: Nov 22 2017 @ 8:29 AM
May as well get straight to the shock/awe/horrify number: in October we spent $896 on groceries and $414 on restaurants. That total of $1,310 represents 32% of our monthly budget of $4,100. Check out this screenshot from our Personal Capital account: We’re clutching our pearls and fanning ourselves over here…or are we? Let me explain to you two reasons this makes sense. First, it’s very time-consuming to itemize receipts from big-box stores like Walmart. ...
Posted: Nov 06 2017 @ 8:00 AM
In his analysis Kitces addresses several FI/ER-related topics. Go here and read it ASAP. Among other things, he covers: Implications of standard deduction expansion vs. itemization changes. Repeal of the student loan interest deduction. Curtailment of Roth conversion strategies. Repeal of medical expense deductions. Mortgage interest deduction limitations. This bill is obviously a baseline, which makes it very hard to adjust your plans just yet, but it’s fodder for thought. Again, you should read Kitces’s article as soon as ...
Posted: Nov 03 2017 @ 1:24 PM
If you missed the 10/31/17 Reddit “Ask Me Anything” interview with Dr. Wade Pfau, you really should read it. But if you just want the highlights, the following Q&As are the ones I myself found most valuable. Dr. Pfau is a major post-William Bengen contributor to the financial independence/early retirement movement, especially with respect to safe withdrawal rates. To quote his bio: Wade D. Pfau, Ph.D., CFA, is a Professor of Retirement Income in the Ph.D. ...
Posted: Nov 01 2017 @ 12:54 PM
This is HUGE. Pfau’s one of the leading retirement experts in the entire world and is perhaps best-known in the FI/ER community for his Trinity Study expertise. Join us at Reddit’s Financial Independence forum for a once-in-a-lifetime “Ask Me Anything” interview session. The interview will open for questions at 11 AM EDT, and Pfau will join us beginning at noon. Pfau’s the author of the gold-standard “How Much Can I Spend ...
Posted: Oct 31 2017 @ 8:29 AM
I knew watching The Revenant before a backpacking trip was a bad idea. Yesterday I’m trekking through the south side of the Smokies with two good friends. We crest out on a ridge and shuck our packs and grab munchies and wander a short distance off-trail and stretch out under the trees and enjoy the fall colors and the view of Fontana Lake. I, being of sound intentions and unsound intellect, get up and stroll out along the ...
Posted: Oct 27 2017 @ 9:18 AM
A couple of weeks ago I did some rambling on the Unabomber’s manifesto and its eerily sensible commentary on the unnatural and toxic lifestyle demanded by corporate America. During my research I ran across a quote from a letter Kaczynski wrote to one of his many penpals, to the effect that it wasn’t so bad being locked down in twenty-three hour solitary. He was a loner anyway, and had spent years and years living ...
Posted: Oct 24 2017 @ 8:00 AM
I’m running my first ultra-marathon this Saturday. It’s a trail race, and just the 50K instead of the full hundred, but still. And although I might be feeling a bit intimidated, I’m nonetheless stoked. Because I LOVE trail running. Trails are softer underfoot than asphalt & concrete, the scenery is better, and there’s something just plain fun about the floaty foot-placement, the hopping and dodging and balancing, that doesn’t come from ...
Posted: Oct 19 2017 @ 9:16 AM
There lives a murderer whose thoughts on the toxicity of corporate life are so close to my own that it leaves me deeply disturbed. I’m talking about the Unabomber, Theodore “Ted” Kaczynski. If Kaczynski hadn’t used mail-bombs to publicize his denunciation of industrialism, I think he could’ve become a modern-day Thoreau and a tremendous benefactor of the middle-class. Instead, he’s spent the last twenty-one years in solitary confinement at ADX Florence—the federal supermax prison ...
Posted: Oct 16 2017 @ 8:15 AM
Quick note so you can get straight to business: I just appeared on the 2FrugalDudes podcast to discuss, well, what the title says: “Safely Withdrawing Your Investments.” It’s a must-listen. The post Safely Withdrawing Your Investments: my latest podcast appearance. Must-hear! appeared first on Early Retirement Dude. ...
Posted: Oct 10 2017 @ 10:07 AM

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