Blogger Profile

C.J. Cato

Blog Info

The Vow of Practicality
General Finance
Early Retirement, Financial Independence, Happiness, minimalism, investing, growth, frugality
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Blogger Bio

Austin, Texas, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

I really can't think of anything more awful than spending the first half of your life wishing you were in the last half, and the last half wishing you were in the first. The post Why being obsessed with retirement could actually ruin your life: and 8 things you can do about it appeared first on . ...
Posted: Oct 09 2017 @ 9:06 AM
One of the first things you realize as a parent is that you tend to give a whole lot of advice to your kids that you don’t actually follow. Now I do tend to look ... The post 10 Things we tell our Children that we Should be Telling Ourselves. appeared first on . ...
Posted: Sep 25 2017 @ 8:59 AM
Copyright: iodrakon / 123RF Stock Photo Well I’m jealous because a bunch of money just fell in your lap instead of mine! Maybe it was $5,000 or $50,000… and now you’re wondering how to spend ... The post How to Spend a Windfall appeared first on . ...
Posted: Sep 19 2017 @ 1:41 PM
Featured image by Gabrielle fortin The “Change Your Commute” Calculator If you’re just here for the, “Change Your Commute” Calculator – it is at the bottom of this page. (may take a few extra seconds to load) COMMUTING ... The post HOW TO CALCULATE YOUR COMMUTE COSTS appeared first on . ...
Posted: Sep 11 2017 @ 12:36 PM
5 Scams you need to know about… Exposed In the video below you’ll see a run in I had recently with someone trying to scam me out of $1,000 in order to receive the $4.5 ... The post 5 Scams that you need to know about… Exposed appeared first on . ...
Posted: Sep 05 2017 @ 9:25 AM
Photo by nikko macaspac 7 unmistakable Signs it’s Time to Quit your Job When we talk about personal finance there are two things we are always looking at, our revenue and our liabilities. Revenue is the ... The post 7 unmistakable Signs it’s Time to Quit your Job appeared first on . ...
Posted: Sep 01 2017 @ 1:06 PM
Frugal, not Cheap I’m really happy to see the FIRE concept (Financial Independence Retire Early) resonating with a lot of young people; I am however concerned about some choices people are making to get there. ... The post The Cheap Toothbrush Mentality appeared first on . ...
Posted: Aug 28 2017 @ 3:03 PM
Why aren’t you streaming? I don’t really watch very much TV…. maybe an hour a day…. some days none. When I do I certainly don’t want to see commercials. For me streaming is the perfect ... The post Cord Cutting: Watch your shows instead of commercials and save money appeared first on . ...
Posted: Aug 10 2017 @ 2:20 AM
Meet Matt, The World says he is a Lazy, Entitled, Narcissistic, Offended, Selfie-Taking, Technology-Addicted, Triggered, Safe-Space-Seeking, Snowflake.   Hi Matt and welcome to The Vow of Practicality. Thanks so much for having me C.J., glad ... The post Millennials and the End of the World appeared first on . ...
Posted: Jul 24 2017 @ 1:28 PM
Inflation: Mortgage Friend of Foe? Inflation has a rather nasty connotation… people think of it as this horrible entity that steals from your bank account in the dead of night… and in some regards… that’s ... The post The Other side to the Inflation Story and how it Affects your Mortgage appeared first on . ...
Posted: Jul 12 2017 @ 9:15 AM


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