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Reaching for FI
General Finance
financial independence, millennial, frugality, early retirement
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Washington, D.C., United States
Life stage:
SINK (Single Income, No Kids)

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Latest Blog Posts

In case you somehow missed the many Instagram photos, last week I made it to the west coast for the first time in my life (I previously hadn’t gotten further west than Vegas despite a massive west coast to-visit list). I went to Portland to visit my friend T, who was one of the people in my study abroad program in Chile, and who became my first post-college roommate. This ...
Posted: Oct 12 2017 @ 11:00 PM
When this goes up, I’ll likely be in the midst of trying to get an hour or two of sleep in between my red eye flight back from Portland and dragging my sorry, jetlagged self to work (boooooo). Actually, I’m hoping I’m asleep at the moment and not dealing with a delayed flight/still trying to get home from Dulles, which might as well be in Canada for how far away ...
Posted: Oct 10 2017 @ 7:00 AM
Is it worth paying for a Costco membership? That’s a question I’ve heard asked a lot in the personal finance sphere, and it’s one I mulled over for quite a while myself. I grew up watching my mother shop and cook for five people (um yes, my parents are Costco members), and I’ll be the first to admit that it took me a very long time to figure out how to ...
Posted: Oct 05 2017 @ 7:00 AM
I thought this spending report was going to be short and sweet, essentially “I went hiking a bunch of times this month, here’s a pretty picture and then some numbers,” but oh no, there’s a lot that happened in September. Before I talk about all of that, yes, I did go hiking a bunch and here’s a pretty picture. Also I just realized that this is my 6th spending report and ...
Posted: Oct 03 2017 @ 7:00 AM
I’m writing this on one of those days where people doing small, stupid things at work inordinately pissed me off, so please allow me to indulge in a bit of a cathartic rant. We do quarterly reports multiple times a year so why is it that I need to clarify “what timeframe does the report cover?” every time? Try looking up when you gave me the last report (searching your ...
Posted: Sep 28 2017 @ 7:00 AM
I’m somewhat of a natural spender. Don’t get me wrong, I absolutely love watching my net worth go up and watching credit card balances go down. But when it comes down to it, I have no problem spending money, and I have no problem doing it on a whim. Case in point: earlier this year I woke up with a completely random desire to switch out the stud I’d had ...
Posted: Sep 26 2017 @ 7:00 AM
I have a plain white t-shirt that I’ve never worn; it’s sat in my drawer since I bought it two years ago, despite the fact that I already owned a perfectly good plain white t-shirt. Given the alarming rate at which white t-shirts tend to discolor, stain, and get grungy, it seems ridiculous to own two of these highly impractical items, but I bought the second one for “someday.” My ...
Posted: Sep 20 2017 @ 7:00 AM
Up last on the savings app reviews docket is Qapital, which is the app I’ve been using for the least amount of time, but the one with which I’ve saved the most money so far. Along with debt payment, Qapital is a large part of the reason I sometimes feel like I’m living paycheck to paycheck—which is so much better when that feeling is from enforced savings! This app is ...
Posted: Sep 15 2017 @ 7:00 AM
Alright, it’s gonna be savings apps review week here so I can stop hinting about the ones I haven’t reviewed yet and just link to these posts, so let’s get started with the first one this week. As I mentioned in my previous post, I use a money app called Acorns that happens to be a good intro for people who want to start investing (or for people who already ...
Posted: Sep 11 2017 @ 7:00 AM
As much as I talk a big talk about money and pretend I’ve got it all figured out (and if I could just get a damn 50% raise already I’d be good to go!), that’s not actually the case. Some days I’m internally screaming because while I’ve maybe started figuring out my shit, I feel like I’m sitting at the bottom of Mount Everest and financial independence is aaaallllllllll the ...
Posted: Sep 08 2017 @ 7:00 AM


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