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Ben Luthi

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Latter-day Finance
General Finance
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Net worth:
Springville, Utah, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

Americans spend more time on the job than they do with anything else, according to the Bureau of Labor Statistics. So the fact that so many of us hate our jobs is depressing. If what you do outside of work – your hobbies – it may be time to learn how to turn your hobby into […] The post How to Turn Your Hobby into a Business appeared first on Latter-day Finance. ...
Posted: May 04 2017 @ 8:05 AM
The home-buying process is euphoric in some ways, but it’s also nerve-racking. It’s exciting to walk into a home and instantly know exactly where you’ll put certain things and how you’ll arrange your furniture. But when you take a step back, it’s scary to see how emotional mistakes can creep in and drive such a major […] The post Emotional Mistakes to Avoid When Buying a Home appeared first on Latter-day Finance. ...
Posted: Apr 11 2017 @ 9:34 AM
Tithing is one of the most important commandments in the LDS church. It’s the only commandment we have to declare our compliance with once a year, and it’s required if you want a temple recommend. There’s at least one story each month in the Ensign or New Era dedicated to the blessings of tithing. It’s simple, […] The post Tithing: Should You Pay On Your Gross or Net Income? appeared first on ...
Posted: Mar 29 2017 @ 11:41 AM
A couple weeks ago, I shared how my wife and I were able to score an almost free trip to Disneyland for our family of four using credit card rewards. The trip required that we earn sign-up bonuses from five different credit cards. So naturally, a few people reached out to me to ask how I manage to […] The post 3 Tips to Earning Credit Card Rewards Responsibly appeared first on Latter-day Finance. ...
Posted: Mar 11 2017 @ 2:03 PM
Mormons love Disneyland, and my family loves it just as much as the next. We’ve visited either Disneyland or California Adventure three times in the last two and a half years. And we’ve done it for free each time. Well, almost. Before I begin, let me say that I’m a credit card churner. I apply for a credit card, meet […] The post How to Take Your Family to Disneyland For (Almost) Free appeared first on ...
Posted: Mar 03 2017 @ 8:18 AM
Charitable giving is a complex topic in the LDS church. While we’ve all been admonished to follow Jesus Christ’s example, it’s not always easy to know whether to help someone who looks to be in need. How do we decide when to give and when to abstain? Should we allow stereotypes to stop us from giving? How about allowing […] The post Are We Not All Beggars? Thoughts on Giving Effectively appeared first on Latter-day ...
Posted: Feb 01 2017 @ 8:00 AM
Like all Christians, Latter-day Saints believe that Jesus Christ fulfilled the Law of Moses. The Ten Commandments, however, remain imperatives for our everyday lives. As such, I’d like to share ten commandments that you should follow when it comes to your money. While not essential to your salvation, they are essential if you want to become financially […] The post The Ten Commandments of Money appeared first on Latter-day Finance. ...
Posted: Jan 16 2017 @ 8:00 AM
In 1929, Belgian painter René Margritte introduced The Treachery of Images: an oil painting of a pipe, under which he had written, “Ceci n’est pas une pipe,” French for “This is not a pipe.” “Of course it’s a pipe! How ridiculous,” you say. And that’s exactly what his critics said. But could you pack it and […] The post The Treachery of Images appeared first on Latter-day Finance. ...
Posted: Jan 09 2017 @ 9:07 AM
How we manage our money is important to our spiritual development. Poorly-managed money has a number of side-effects, including stress, depression and anxiety. Plus, experts often claim financial problems as one of the top reasons for divorce. All of these things can make it harder to feel the Spirit. They can make it hard to […] The post The Top 5 Talks on Money from LDS General Conference appeared first on ...
Posted: Nov 21 2016 @ 7:00 AM
If you’re like me, you love food. And if you’re like me, it can be a struggle to stay below your grocery budget every month. It wasn’t all that hard when we were in college and had no money. But now that we earn a decent income, going to the grocery store can be dangerous, and we […] The post 9 Ways to Save at the Grocery Store appeared first on Latter-day Finance. ...
Posted: Nov 14 2016 @ 8:29 AM


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