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Philip Taylor

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PT Money
General Finance
family finance, entrepreneurship, retirement, taxes, real estate investing, credit cards, saving
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Frisco, Texas, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

According to the IRS, they will issue “most refunds in 21 days or less.” Every year it is a constant debate on what to do with my tax refund. Should I go on a trip' Should I pay off my student loans' Or should I invest the money' With a few calculations, I discovered that […] The post How Long Will it Take To Get Your Tax Refund' appeared first on ...
Posted: Jan 03 2018 @ 9:05 PM
No big surprises this year. The last day to file taxes in 2018, for the 2017 tax year, is April 17, 2018. This is a few days later than the normal mid-April date since April 15, 2018, falls on a Sunday, and Monday, April 16, is the date of observance for a Washington, D.C., holiday […] The post The Last Day to File Taxes in 2018 (Don’t Forget!) appeared first on ...
Posted: Jan 03 2018 @ 8:45 PM
It's that time again: Tax Time! While many people may struggle to complete their filing on time, why don’t you get ahead of the game and start preparing now' April, the last month to file taxes this year, will be here before you know it. So get going. Luckily, if you meet certain criteria, you […] The post How to File Your Taxes for Free This Year! appeared first on PT ...
Posted: Jan 03 2018 @ 8:35 PM
It’s time once again to do our annual rental property cash flow analysis. To see previous years, visit the link at the bottom of the post. 2017 was the absolute best year ever for our rental property: 100% occupied, no major repairs, not a peep from our tenant, and the biggest cash flow amount ever! […] The post The Cash Flow Analysis for Our Rental Property at Year End 2017 appeared ...
Posted: Jan 01 2018 @ 6:45 AM
The New Year is upon us! Naturally, now is a good time to reflect on last year's successes and failures and to make plans for a prosperous new year. If you need some ideas to get you started, I've provided a huge list of potential financial goals for you to set in the new year. […] The post 35 New Year’s Resolutions For Your Finances appeared first on PT Money. ...
Posted: Dec 25 2017 @ 11:35 PM
I joined Upromise several years ago to start saving money for my kids' college education. I had heard of Upromise before, but I procrastinated on signing up. I shouldn’t have, and neither should you! I'm going to give you the full review below. But if you want to make better use of your time, just […] The post Upromise Review: A Little Extra Savings for College appeared first on PT Money. ...
Posted: Dec 13 2017 @ 10:15 PM
This is our annual reminder about spending your Flexible Spending Account dollars and setting your allotment for next year. Based on a Treasury Department modification of the “use it or lose it” rule, some employers are allowing $500 to carry-forward from 2017 to 2018. That means you can carry over up to $500 in unused FSA […] The post Your Flexible Spending Account [FSA] “Use It or Lose It” Rule – What ...
Posted: Dec 06 2017 @ 9:00 PM
Editor's note: Hey, this is PT. You know I'm a huge fan of term life insurance for those young and married with kids like me. These days it's easier than ever to get signed up for life insurance and protect your family. Do it! Of course, I'm also a fan of self-insuring as much as […] The post Why Laddering Your Life Insurance Policy Over Time Makes Good Financial Sense appeared ...
Posted: Dec 06 2017 @ 8:00 PM
Nick is a 20-something financial blogger who lives in Chattanooga, TN with his wife Hanna and 3 fur children. His website is MappedOutMoney.com where he focuses on budgeting and helping people learn all of things about money they didn't learn in school. Let’s dig in. Let’s meet today’s Master of Money…. Listen to the Episode […] The post 051: Map Your Money Adventure with Nick True of Mapped Out Money appeared ...
Posted: Dec 06 2017 @ 7:58 PM
Matt Miner is a coach, author, and speaker who works with folks to get the most out of their money by understanding his clients’ values and goals, and then helping them do what it takes to gain control of their income and increase their savings rate. Check out his work at DesignIndependence.com. Matt holds a […] The post 050: Using Your Values and Goals to Reach Financial Independence with Matt Miner ...
Posted: Nov 29 2017 @ 8:38 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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