Blogger Profile


Blog Info

Average Joe Finance
Budgeting, savings, investing, building wealth, side hustles, 21st century finance, easy to understand
Start Year:

Blogger Bio

Pennsylvania , United States
Life stage:
DINK (Dual Income, No Kids)
Fave $ Books:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!
Fave $ Apps:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)

Latest Blog Posts

Staying motivated while working toward achieving one goal can be a difficult task by itself.  As entrepreneurs and professionals, most of us have multiple goals.  However, after completing one goal, sustaining your motivation can become challenging. An Emotional Letdown One of the main reasons motivation becomes zapped is due to the emotional letdown and lack […] The post 6 Simple Ways to Sustain Your Motivation appeared first on Average Joe Finance. ...
Posted: Feb 01 2018 @ 8:00 AM
Irrational Investors  Most economists work on the assumption that all investors are rational.  All of us who have actually invested know that isn’t true.  But why'   What is it about human psychology that prevents us from making the right decision when it comes to investing'  I Can’t Sell at THAT Price  I’ve written before about how I’ve lost money because […] The post Why You Can’t Pull the Trigger and Sell Your Stock appeared first on ...
Posted: Jan 25 2018 @ 8:00 AM
What is opportunity cost'  Opportunity cost is a common term in economics, but what does it mean'  People tend to throw this term around frequently, yet many people tend to struggle with it.    An Abstract Idea  While the idea of opportunity cost can seem abstract, at its core it’s a pretty basic principle.  Essentially, it’s the […] The post Understanding Opportunity Cost appeared first on Average Joe Finance. ...
Posted: Jan 18 2018 @ 8:00 AM
What has $34,000 in annual income, $40,000 in annual expenses and $148,000 in debt' I’ll give you some time to think about it.   Maybe you said the average American household.  Maybe you got more specific and said the average Millennial.  Those both would be wrong.    According to the Congressional Budget Office, the correct answer is […] The post How to Master Your Finances – Change Your Perspective appeared first on Average ...
Posted: Jan 11 2018 @ 8:00 AM
In his book, The Power of Habit , Charles Duhigg brilliantly describes how pivotal a role habits play in our everyday lives.  Once something becomes a habit, we can perform the task on auto-pilot, sometimes not even realizing what we are doing. While many habits keep us from having to remember thousands of tiny details […] The post Creating Habits the Easy Way appeared first on Average Joe Finance. ...
Posted: Jan 04 2018 @ 8:00 AM
First, let’s with what shorting a stock means.  When you buy shares of a stock, it’s called going long.  Shorting occurs when you sell more shares than you own.  Since a stock’s price is determined by how many people want to buy a share vs. sell one, short selling increases the number of sellers and typically […] The post How Does Shorting Affect a Stock’s Price' appeared first on Average Joe Finance. ...
Posted: Dec 28 2017 @ 8:00 AM
Throughout your working life, you’re always trying to reduce your tax burden.  Why should retirement be any different'  By making one key decision, you can eliminate your tax liability in retirement.  The key is opening a tax-free retirement account. Tax Free Roth Accounts There are two types of accounts that allow you to eliminate taxes […] The post The One Simple Step For a Tax Free Retirement appeared first on Average ...
Posted: Dec 21 2017 @ 8:00 AM
Good things come to those who wait  In recent years, we’ve seemed to have forgotten this simple, yet powerful phrase.  With the rise of social media and smartphones more information than we can imagine may seem great, it also has its downsides. Now we are addicted to our smartphones and allow social media to impact […] The post Why Slowing Down is Guaranteed to Improve Your Life appeared first on Average ...
Posted: Dec 14 2017 @ 8:00 AM
Bitcoin has been in the news quite a lot recently.  I’m sure you’ve heard how bitcoin’s price has been increasing thousands of dollars a day.  Maybe you’ve even invested or have been thinking about investing in it. But how much do you really know about Bitcoin' A friend recently asked me what I thought of […] The post Everything You Ever Wanted to Know About Bitcoin appeared first on Average Joe ...
Posted: Dec 12 2017 @ 2:00 AM
Broke for the Holidays The holidays can be tough on your wallet.  It sometimes seems like shopping has become as much of an American pastime as baseball and apple pie. Plus, with the rise of social media, we are spending more than ever. However, one little trick could help you spend less this holiday season, […] The post How to Avoid Overspending During the Holidays appeared first on Average Joe Finance. ...
Posted: Dec 07 2017 @ 2:00 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.