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Average Joe Finance
Budgeting, savings, investing, building wealth, side hustles, 21st century finance, easy to understand
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Pennsylvania , United States
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DINK (Dual Income, No Kids)
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Latest Blog Posts

Compound returns or compound interest.  We’ve all heard it used at one time or another, but what does it really mean and how can we use it to our advantage? What is compound interest? Essentially this principle deals with the time value of money.  Essentially it’s why having a $100 to invest today is worth […] The post Why Compounding is a Powerful Tool for Investors appeared first on Average Joe ...
Posted: May 17 2017 @ 1:00 PM
Sell in May and go away.  Many of you have heard or read this saying before when it comes to investing.  The idea is based on the premise that the stock market typically does not perform as well over the summer when compared to the rest of the year.  During this time of year, you’ll […] The post Summer Stock Slump: Fact or Fiction? appeared first on Average Joe Finance. ...
Posted: May 14 2017 @ 7:06 AM
College is expensive. With tuition and room and board costing tens of thousands of dollars per year, the last thing anyone wants to do is spend thousands of dollars on textbooks.  What a wake up call it was when I went to buy my textbooks during my first semester. I was used to $15-30 books.  […] The post How to Cut Your Textbook Costs in Half appeared first on Average Joe ...
Posted: May 04 2017 @ 4:00 PM
Let’s face it, while saving money is extremely important, for most people (myself not included) it just isn’t fun or thrilling.  But winning money sure is! That’s why recently some credit unions in Minnesota launched a new program called WINcentinve in which people have a chance to win cash prizes each month just by saving […] The post Gamify Your Savings appeared first on Average Joe Finance. ...
Posted: Apr 25 2017 @ 1:23 PM
Every day there are stories of startups paying employees in company stock.  Many employees in established public companies also have the option to invest in the company’s stock either in their 401K plan or to buy shares on the open market.  While conventional wisdom may be to invest in what you know, investing heavily in […] The post Why Investing in Company Stock is a Bad Idea appeared first on Average ...
Posted: Apr 25 2017 @ 1:22 PM
I would venture to say that every investor has heard of Warren Buffett.  Being one of the richest people in the world attracts a lot of attention.  Since his wealth was created through investing, many investors do whatever they can to emulate his style. You may think that the key to Warren Buffett’s success is […] The post Want to Be Like Warren Buffett? Then Start Reading! appeared first on Average ...
Posted: Apr 25 2017 @ 1:22 PM


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