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Blogger Profile


Kimberly

Blog Info

Name:
80/20 Your Finances
Category:
General Finance
Tags:
career, housing, transportation, real estate, budgeting
Start Year:
2017

Blogger Bio

Location:
United States
Age:
30s
Race:
Unspecified
Gender:
Unspecified
Life stage:
SINK (Single Income, No Kids)
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Latest Blog Posts

Come January, people will talk about their New Years Resolutions. But I think January is an awful time to start new resolutions. Fall is a much better time to start new projects and work on new goals. Why January Sucks for New Resolutions January just isn’t a good month for me mentally to work on new resolutions. The days are short and the weather is yucky. It’s cold and I don’t ...
Posted: Sep 19 2017 @ 1:35 PM
No matter how you slice it, smoking is bad for your health. And bad health costs you money. Obviously, if you get any of the cancers associated with smoking, including lung, you are going to miss days of work as you deal with doctors and getting treatment. And there’s a ton of non-cancer ill effects on your health. All told, Americans spend $170 billion on medical costs each year because ...
Posted: Aug 29 2017 @ 11:07 AM
Why hello there college student! First, it is absolutely awesome that you are thinking about personal finances now! Oh, you weren’t, you say? You just stumbled across this here humble blog on accident? Well, my first piece of advice to you is (shameless self promotion and plug) bookmark 80/20 Your Finances and sign up for our newsletter. The second piece of advice for college students is that you, yes, you, ...
Posted: Aug 21 2017 @ 8:30 AM
Are you still paying for cable TV? Why? With all the streaming options out there, you really don’t need cable television. Some time over the past few years, I realized that I was watching less and less TV. There were few TV shows that I felt were really good. Too many were getting too weird, Criminal Minds, I’m looking at you. Others were getting too repetitive, all the Law and ...
Posted: Aug 14 2017 @ 6:04 PM
My biggest fear, particularly from a financial standpoint, is not death. Being unable to work, yet still having bills to pay, is my personal nightmare. This is why I am a big believer in disability insurance. Why Disability Insurance Did you know that you are three times more likely to become disabled than you are to die before age 65? Think of all the ways that you can become disabled: on ...
Posted: Aug 03 2017 @ 2:12 PM
Awesome! You just got a raise! Or maybe your first job post-college. Now we need to put that money to good use. One of the best tips in the personal finance world is to avoid lifestyle inflation. So first, what is lifestyle inflation? Lifestyle Inflation Defined Lifestyle inflation is all about spending more money as your income goes up. For example, you’ve been living the poor college student life for years now. You ...
Posted: Jul 28 2017 @ 9:00 AM
Most people are still feeling the hangover of the last recession. But could we be in store for a new recession soon? Many people think so. At 96 months, we are currently in the third longest expansion period since the end of World War II. There have been 11 such periods, with the longest being the lead up to the Dot-Com Bust in 2001. That alone has some people wondering ...
Posted: Jul 24 2017 @ 4:43 PM
OK, today is a departure from the normal posts around here, but I just have to rant for a minute! Yesterday morning, I went through the drive-thru at Chick-Fil-A and when I got to the window to pay, I was told that the person in front of me had paid for my order. And then the cashier asked “would you like to pay for the person behind you?” With all the ...
Posted: Jul 13 2017 @ 6:54 PM
OK, today is a departure from the normal posts around here, but I just have to rant for a minute! Yesterday morning, I went through the drive-thru at Chick-Fil-A and when I got to the window to pay, I was told that the person in front of me had paid for my order. And then the cashier asked “would you like to pay for the person behind you?” With all the ...
Posted: Jul 13 2017 @ 6:54 PM
The one area of my budget that is consistently out of control is my food budget. I’m just as guilty as the rest of you. So I decided to try out the Ibotta app, to see if my grocery bill could see some savings. Ibotta is an app for your smartphone where you earn money for purchasing things. Think a coupon book in your smartphone. Without having to give the ...
Posted: Jun 20 2017 @ 6:47 PM

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