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Ms Muse

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Name:
Financial Muse
Category:
General Finance
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Start Year:
2017

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Unspecified
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Female
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Latest Blog Posts

When one has to choose between the Big Bang Theory, Billions or the latest (and amazing) season of Games of Thrones, cutting cable TV can seem unfathomable.  But – yes there is a but – what if cutting cable TV can save you hundreds, thousands, or even more? The Cost Gain Of Cutting Cable TV The average monthly cost of cable TV is $70.  If that seems low to you, you are correct! ...
Posted: Sep 15 2017 @ 7:45 AM
If you have followed the news over the past few days, you are probably as worried as I am.  Equifax suffered a credit data breach starting mid-May through July 2017.  143 million people are likely affected and the news didn’t break until now. Message from Rick Smith, Chairman and CEO of Equifax Cyber attacks are scary!  There is no need to beat around the bush.  Having important information such as your name, ...
Posted: Sep 11 2017 @ 7:45 AM
How long will your retirement savings last?  A question easy to lose sight of.  After all, we are busy climbing the Mount Everest of retirement by earning and saving as much as we can.  All to reach the FI/RE summit. Asking ourselves how long our savings will last is just as important as FI/REing in the first place.  What is the point of it all if we run out of cash ...
Posted: Sep 08 2017 @ 7:45 AM
Are you going broke buying cat food?  If the answer is yes, you have come to the right place.  I spend only $100 per year for each of my (two) cats and you can do the same! From one cat lover to another, let’s confess.  We would do anything for them, right?  From toys to snacks and food, the goal is to make the furballs happy.  But this doesn’t have to ...
Posted: Sep 06 2017 @ 7:45 AM
This past week, Financial Muse celebrated its six month blogversary.  And it is hard to believe how fast time has flown by.  At first, blogging can sound like such a lonely activity, but it is actually everything but. I have met many fantastic people from the personal finance community (and even a know-it-all troll).  All of who have taught me so much about themselves and what personal finance means to them (aside ...
Posted: Aug 23 2017 @ 7:45 AM
There are two ways to reach your financial goals, no matter what they might be.  Do you want a solid emergency fund?  Max out your retirement accounts?  Invest any disposable income of yours? Any financial goals you have can be reached by either minimizing your expenses or raising your income.  For quicker and even more impactful results, combining both is the golden ticket. Turning 30 a few years back had me reevaluate ...
Posted: Aug 21 2017 @ 7:45 AM
What if I tell you that you could put $600 into your pocket every year going forward without having to pick up more work or cut expenses?  That, quite to the contrary, you would have to work less.  Would you call me crazy, delusional, or something a bit more colorful?  There is one financial windfall in life we all can’t seem to help themselves but lose every year. The $600 Financial ...
Posted: Aug 14 2017 @ 10:44 AM
A few months ago, I was hit by what I have started to call the “bottled water trifecta”.  What on earth am I talking about?  Let me explain. 1. I was lugging home a twelve pack of water bottles.  And the entire pack felt as heavy as a ton of bricks, which put me in an incredibly awesome mood.  (*dripping with sarcasm*) 2. That same afternoon, I stumbled upon a YouTube video ...
Posted: Aug 09 2017 @ 7:45 AM
All across the personal finance blogosphere, you hear a lot of talk about spending less, saving more, and investing for a happy retirement down the road.  What we don’t talk about a lot is how to ensure that we enjoy retirement to the fullest. Part of getting the most out of retirement – may it be early or right around age 60 – is your health.  After all, what is the ...
Posted: Aug 07 2017 @ 7:45 AM
Having a net worth target by age is the kind of right of passage every adult should go through.  Targets, in general, are awesome.  They give you a goal to work for.  Help you stick to your plans over time.  And motivate you to work harder! From one day to the other, you can go from saving just for the sake of it to saving to reach a certain number.  And ...
Posted: Aug 03 2017 @ 8:16 PM

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