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The Lady

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The Lady in the Black
positivity, tax debt, planning, life goals, savings
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Long Beach, California, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

The Lady in the Black partners with her 9-year old daughter to craft four stories that hold important financial lessons for kids as well as for adults. As with all fairy tales, our story begins with “once upon a time.” ONCE UPON A TIME… …there were four money trees. Their names were Cash, Penny, Benjamin,... Continue Reading ...
Posted: Jan 07 2018 @ 5:22 AM
Happy New Year! The Lady in the Black had an interesting experience in drafting her financial goals for 2018. It’s not as easy as making a list, is it'  2018 Financial Goals: Draft 1 A few weeks ago, I was inspired to write down my financial goals for 2018. I took a little time out... Continue Reading ...
Posted: Jan 01 2018 @ 1:44 PM
As the year draws to a close, The Lady in the Black grades her financial achievements (and failures) over the past 12 months. Spoiler alert: It’s not straight A’s but it ain’t too shabby either.  The Lady’s 2017 Financial Report Card As I’ve said before, this blog was started as a way for me to... Continue Reading ...
Posted: Dec 30 2017 @ 11:57 PM
The Lady in the Black is celebrating 6 months as an investor. When a Lady such as myself (single, investing naive, and a little financially blonde) places herself in the open market, it’s natural to want to play the field, right' Ok, fine. Whatever. Some might call me a promiscuous investor.  Truth is, when it... Continue Reading ...
Posted: Nov 28 2017 @ 7:51 AM
In honor of Thanksgiving, The Lady in the Black lists the financial things she’s most grateful for. Spoiler alert: it’s not all about the money. As background, it’s probably good to remind my readers that in February 2016 I was essentially homeless. I was fired from my job, living in a state with no nearby... Continue Reading ...
Posted: Nov 22 2017 @ 10:24 AM
The Lady in the Black recently took a hiatus from blogging. Now she’s back to mix more science with personal finance. This time she’s delving into the world of physics and the realm of Newtonian finance.  As this is my first blog post after a bit of a hiatus, I’d love to say that I’ve... Continue Reading ...
Posted: Nov 16 2017 @ 1:08 PM
I’ve been fairly obsessed with emergency preparedness lately. The way I see it Mother Nature has just cause to be pissed. But I’m a mom, too, and plan to take care of my own. You can’t prepare for everything…but you can be more prepared than most. The Lady in the Black’s Emergency Preparedness CAUTION: Before... Continue Reading ...
Posted: Oct 15 2017 @ 12:58 PM
This week was pretty great. The Lady in the Black scored her fourth featured post on Rockstar Finance and continued to keep the flames alive on her continuing financial fire (not FIRE.) The 3 Most Profitable Things I Did This Week Week Ending October 13, 2017 YAAAAA! Calculate My Net Worth A simple comment about... Continue Reading ...
Posted: Oct 13 2017 @ 10:37 PM
The Lady in the Black furthers her scientific pursuit of the mysterious concept of spavings. In this installment, she and 5 other researchers explore the viability of converting one elusive economic entity (spavings) into a more stable and profitable formulation (savings.) Background As a professional and recreational writer, I love the nuance of language; a good... Continue Reading ...
Posted: Oct 05 2017 @ 2:35 PM
The weeks are slipping away from me; like sands through the hour glass. This is The Lady’s hastily slammed together memoir of a week that wasn’t so great. I’ll chalk it up to a “baby steps”-kinda week. The 3 Most Profitable Things I Did This Week Week Ending September 29, 2017 Just. Hold. On. Applied... Continue Reading ...
Posted: Sep 30 2017 @ 1:41 AM


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