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The Lady

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The Lady in the Black
positivity, tax debt, planning, life goals, savings
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Long Beach, California, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

The Lady in the Black started investing 3 months ago. Considering she’s 47, she’s pretty frickin’ late to the party. However, she’s in the market now and will be for the long haul. If you ever wonder how a newbie investor gets started then this article is for you. READ THIS FIRST I must INSIST that no one take any of the information below as financial advice or investment tips. Seriously. I’m ...
Posted: Sep 21 2017 @ 7:27 AM
As a newbie personal finance blogger and a woman just starting my journey of financial self-improvement, there’s much to stand in the way of progress. Despite my attempts to be a Lady, sometimes it’s all a Miss. Miss Believe As way of providing context to this article, perhaps I should remind you that I am NOT a financial expert. In fact, I’m simply a 47-year old divorced mom who, for once in her ...
Posted: Sep 19 2017 @ 2:12 PM
One of the most important things to successfully manage your money is to understand where it’s all going. A budget is a traditional tool but a money map is all the rage right now. Here’s The Lady’s first stab at a money map. Lessons Learned By Mapping My Money Before I even begin, I’ll have to say that this was a VERY eye-opening exercise. A handful of things really jumped out at ...
Posted: Sep 12 2017 @ 3:38 PM
This week was lived a bit more offline than usual. The Lady took a weekend camping trip with her daughter and was slow to re-engage the virtual world. By mid-week, other people’s inspirational blogs kicked her back into financial gear. The 3 Most Profitable Things I Did This Week Week Ending September 1, 2017 Preach it, Ozzy. Reminded Myself What Type of Mom I Am This past weekend, I escorted my 9-year old daughter to ...
Posted: Sep 01 2017 @ 12:47 PM
In her latest of recurring series, The Lady in the Black takes a playful “he said, she said” perspective on serious money issues. One Lady, one Gent; tackling financial matters for the sexes together. Welcome to the inaugural issue of Ladies and Gents. To kick off this series, I invited one of my favorite personal finance bloggers to chat with me. Give it up for Matt, from We’re All Poor Here. (Insert cheers and applause) He and I joke ...
Posted: Aug 22 2017 @ 6:52 AM
The Lady started investing in ETFs back in June. Little did she know that was only the gateway. Now she’s investing in stocks and her world may never be the same. I never dreamed, NEVER dreamed, that I’d be investing. But I am. This is just a brief account of how my entry into investing has transformed me…and in such short order. Ticker Obsession Did you know iPhones (even vintage models like my 4s) ...
Posted: Aug 16 2017 @ 3:09 PM
It’s the fourth edition of Kids Talk, a place where regular ol’ parents interview their extraordinary children in an effort to improve financial literacy. I’m sure many parents can relate. Today, I decided to work from home for two important reasons; one, I was tired; two, my kid was tired. I couldn’t (in good conscience) send her to a full day of beach camp when it was clear she needed some ...
Posted: Aug 15 2017 @ 9:27 AM
The Lady’s Room series offers a female perspective on financial matters that impact of woman’s life. Think of it as a not-so-secret look into personal finances for women–and in The Lady’s usual style, it’s all sorts of classy and sassy. You ready for another visit to the Lady’s room? I am and this time I invited the married Ladies. The Lady’s Room, Visit 2 The first visit to The Lady’s Room featured ...
Posted: Aug 10 2017 @ 7:22 AM
Welcome to the third episode of The Lady in the Black’s Kids Talk series. Take 3 offers a welcome departure from my usual female slant by featuring a strong male perspective.  It’s a struggle for many parents to keep up with their own busy schedules. Add in all the hours invested in helping with their kids’ homework and juggling extracurricular activities and parents have every reason for a little downtime. I ...
Posted: Aug 07 2017 @ 7:52 AM
For those parents out there, you might know the famous children’s book titled “If You Give a Mouse a Cookie.” It’s a cute little story-turned-series about a wandering yet cyclical turn of events. As I pondered the recent turn of events that followed finding some nightstands in the neighborhood trash, I thought of that little mouse…and how easy it is to fall into the same little trap. If You Give A ...
Posted: Jul 31 2017 @ 12:59 PM


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