Blogger Profile


Blog Info

The Frugal Gene
General Finance
millennial, making money, frugality, debt, real estate
Start Year:

Blogger Bio

Net worth:
Seattle, Washington, United States
Life stage:
DINK (Dual Income, No Kids)
Fave $ Apps:

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)

Latest Blog Posts

[This post may contain affiliate links at no additional cost to you. Please read my disclosures for more info.] Woot woot! Please ignore how late this blog update is. I’ve put it off because there were a lot of things I wanted to say for my 6th month. […] ...
Posted: Nov 19 2017 @ 10:08 PM
For me, there’s nothing more infuriating than being stuck in traffic. It’s not just the waiting or the concentration necessary to be a responsible driver but it’s also the nagging penny pincher in me knowing that every single minute I am idling there, it’s burning […] ...
Posted: Nov 17 2017 @ 7:52 AM
Jared and I were having the kid talk and decided to put it off until we were less stressed and financially free. Oh boy, did I get sticker shock when I saw how much it would cost to raise a child. A quarter of a million! Not […] ...
Posted: Nov 15 2017 @ 6:45 AM
[ Follow up post to “The Fight That Made Me A Better Wife” ] So here we both are, after a fight, hanging out on our Craigslist sofa that came with a mysterious orange stain. It’s already pitch black outside because Jared spent another 12 […] ...
Posted: Nov 13 2017 @ 7:40 AM
My husband grew angry and threw his phone at me. It felt like a punch in the gut. It didn’t hurt much but the surprise felt like a slap in the face. My husband is a sweetheart; that is a fact. Jared has never and […] ...
Posted: Nov 10 2017 @ 6:42 AM
Ta-Da~! Failed!HAHAHAHAHAHAHA. That didn’t take me long. I was at it for a WHOLE 5 DAYS! My husband was right, again. I hate it when he’s right. To celebrate my failure, I’m treating my wounded ego to some leftover Halloween candy (mini gummi bears and fun-sized Snickers to be precise!) What I Did Accomplish: STAYED UNDER $30 – My total was $28.98 (groceries are tax free, woo!) and I have enough food to last ...
Posted: Nov 08 2017 @ 4:15 AM
Another month in the bag and here’s the full report. How bittersweet, this will be our family’s last sizable net worth jump for a while. Waive bye-bye to click-baity family income reports. Remember last month I had mentioned September would be the last sizable jump in net worth – aha – my face is red. Is this still click-baity? Well, I’ll add this: we’re not there yet. Our income this month was ...
Posted: Nov 05 2017 @ 6:58 PM
Greetings! We have a little introductory post to end this week off. Ready? I’m taking the SNAP Challenge! On a diet. The timing was too perfect to pass up. I started on the very 1st of November. By the end of October, I had emptied out most of my frozen foods, into my belly. It occurred to me this would be the perfect time to try the SNAP challenge. Then I thought, oh but ...
Posted: Nov 03 2017 @ 5:48 AM
Just imagine the condition of freelancers, salespeople, businessmen, and self-employed people. All of them have an irregular or fluctuating income. Still, they’re managing their budgets like a pro. Ever wondered how? Self-employed people don’t have any idea of how much they will earn in a month or when they’ll get paid. They have a crazy work schedule and an uncertain future. They don’t know which month will be a complete disaster. ...
Posted: Nov 01 2017 @ 5:44 AM
Happy Monday! It’s been about 2 months since our last frugal win and frugal fail post. In case you missed it: 7 Frugal Wins – August 2017&One Perpetual Frugal Fail Ms. FAF brought up a good point, I didn’t want to throw out just any frugal wins and fails without stockpiling up some notable savings and practical lessons first. Our usual drill here is wealth building lessons and frugality through first hand personal ...
Posted: Oct 30 2017 @ 8:58 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.