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Blogger Profile


JJ

Blog Info

Name:
A Journey to FI
Category:
General Finance
Tags:
Financial freedom, financial independence, real estate, investing, income, debt, budget, automation, tools, Efficiency, net worth, financial planning
Start Year:
2017

Blogger Bio

Net worth:
$900,000.00
Location:
Thornton , Colorado, United States
Age:
30s
Race:
Hispanic
Gender:
Male
Life stage:
SIK (Single Income, Kids)
Profession:
Analyst
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Latest Blog Posts

A couple of months ago I came across a great post by budget on a stick where he introduced the concept of a Money Map. He defines it as a “chart that shows you where all your money is coming in and going out“. In theory, this should be super simple but it will ultimately depend on […] The post My Financial Money Map appeared first on A JOURNEY TO FI. ...
Posted: Oct 07 2017 @ 9:00 PM
I want to thank Araminta from Financially Mint who graciously nominated A Journey to FI for a Blogger Recognition Award. Initially, I was a little bit skeptical about the whole thing but once I started reading I realized it was the real deal!. A Journey to FI has only been out there for a few months so […] The post Blogger Recognition Award appeared first on A JOURNEY TO FI. ...
Posted: Sep 30 2017 @ 1:55 PM
A couple of weeks ago I was browsing through the content I follow but one stood out from the crowd. The title of the post was “Stacking Functions” by the Happy Philosopher (HP). As I started reading, the HP did a phenomenal job describing opportunities to improve efficiencies in various aspects of personal finance (PF); […] The post The Law of Diminishing Returns appeared first on A JOURNEY TO FI. ...
Posted: Sep 22 2017 @ 7:30 PM
From reading posts from many of my fellow Personal Finance (PF) bloggers it occurred to me how much of the drive in achieving financial freedom has been influenced by having role models in our lives. While some might say they’ve stumbled upon the PF community just by chance or by a desire to live life in […] The post 5 Valuable Lessons From My Financial Mentor appeared first on A JOURNEY TO ...
Posted: Sep 01 2017 @ 11:12 AM
I recently finished delivering mid-year performance reviews to all members of my team as well as getting one from my supervisor. Overall, It was a great opportunity to touch base on goal status, opportunities for improvement and gather feedback on things I can improve to make our team a high-performing one. But what is a […] The post My Mid-Year Performance Review appeared first on A JOURNEY TO FI. ...
Posted: Aug 19 2017 @ 5:27 PM
So there I was in 2008 finishing graduate studies at Texas A&M University with a job offer that required moving to a little town called Gillette, WY. I remember my recruiter mentioning the name of the city and all I could think was “holy crap this place is going to be freezing cold”. Before you […] The post Why We Refuse To Let Others Influence Our Decisions appeared first on A ...
Posted: Aug 13 2017 @ 10:48 AM
We’ve all heard the expression “live within your means” or “spend less, save and invest the rest”. These simple yet, challenging guidelines have laid the foundation of our financial plan to achieve financial independence (FI). While all these may sound great, effectively increasing the gap between your income and expenses requires discipline, dedication and a […] The post 12 Actionable Tips to Lower your Expenses and Make Extra Income appeared first ...
Posted: Aug 06 2017 @ 12:16 PM
This post will take a closer look at my investment portfolio in an effort to provide more context around my investment style. The purpose is not to influence your decision on investment options or to suggest you should follow my approach, instead, my intention is to share a strategy that I’m comfortable with and that […] The post A Closer Look at my Investment Portfolio appeared first on A JOURNEY TO ...
Posted: Jul 29 2017 @ 11:38 PM
I strongly believe there is always room for optimization in Personal Finance (PF). This is true to both income and expenses; however, the latter continues to be my focus because is the one I can control and influence the most. Today, managing our expenses only takes a few hours in a month. This is possible thanks to systems […] The post 5 Decisions that led to $3,500+ in Annual Savings appeared first on A ...
Posted: Jul 23 2017 @ 9:33 PM
One strategic approach to investing is to buy a particular mix of investments that you believe will provide the return you’re seeking at a level of risk you’re willing to take. This is what we refer to as asset allocation and is nothing more than bringing the concept of diversification into an investment strategy. The […] The post ASSET ALLOCATION appeared first on A JOURNEY TO FI. ...
Posted: Jul 15 2017 @ 1:24 AM

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