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A Journey to FI
General Finance
Financial freedom, financial independence, real estate, investing, income, debt, budget, automation, tools, Efficiency, net worth, financial planning
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Thornton , Colorado, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

I recently finished delivering mid-year performance reviews to all members of my team as well as getting one from my supervisor. Overall, It was a great opportunity to touch base on goal status, opportunities for improvement and gather feedback on things I can improve to make our team a high-performing one. But what is a […] The post My Mid-Year Performance Review appeared first on A JOURNEY TO FI. ...
Posted: Aug 19 2017 @ 5:27 PM
So there I was in 2008 finishing graduate studies at Texas A&M University with a job offer that required moving to a little town called Gillette, WY. I remember my recruiter mentioning the name of the city and all I could think was “holy crap this place is going to be freezing cold”. Before you […] The post Why We Refuse To Let Others Influence Our Decisions appeared first on A ...
Posted: Aug 13 2017 @ 10:48 AM
We’ve all heard the expression “live within your means” or “spend less, save and invest the rest”. These simple yet, challenging guidelines have laid the foundation of our financial plan to achieve financial independence (FI). While all these may sound great, effectively increasing the gap between your income and expenses requires discipline, dedication and a […] The post 12 Actionable Tips to Lower your Expenses and Make Extra Income appeared first ...
Posted: Aug 06 2017 @ 12:16 PM
This post will take a closer look at my investment portfolio in an effort to provide more context around my investment style. The purpose is not to influence your decision on investment options or to suggest you should follow my approach, instead, my intention is to share a strategy that I’m comfortable with and that […] The post A Closer Look at my Investment Portfolio appeared first on A JOURNEY TO ...
Posted: Jul 29 2017 @ 11:38 PM
I strongly believe there is always room for optimization in Personal Finance (PF). This is true to both income and expenses; however, the latter continues to be my focus because is the one I can control and influence the most. Today, managing our expenses only takes a few hours in a month. This is possible thanks to systems […] The post 5 Decisions that led to $3,500+ in Annual Savings appeared first on A ...
Posted: Jul 23 2017 @ 9:33 PM
One strategic approach to investing is to buy a particular mix of investments that you believe will provide the return you’re seeking at a level of risk you’re willing to take. This is what we refer to as asset allocation and is nothing more than bringing the concept of diversification into an investment strategy. The […] The post ASSET ALLOCATION appeared first on A JOURNEY TO FI. ...
Posted: Jul 15 2017 @ 1:24 AM
So the 4th of July celebration has come to an end but now that we are back in Colorado I thought I’d take a break and share the story of our recent trip to The Texas Hill Country, and how we saved and invested during the holidays. As always, I have a few lessons learned […] The post How we saved and invested during the holidays appeared first on A JOURNEY ...
Posted: Jul 07 2017 @ 11:51 PM
According to Wikipedia, Emotional Intelligence (EI) is the capability of individuals to recognize their own and other people’s emotions, discern between different feelings and label them appropriately. It’s about using emotional information to guide thinking and behavior, and manage and/or adjust emotions to adapt to environments or achieve one’s goal(s). To me is about having a state […] The post Emotional Intelligence in FI appeared first on A JOURNEY TO FI. ...
Posted: Jun 28 2017 @ 2:31 AM
Paying yourself first is a very popular phrase I came across when reading the Automatic Millionaire by David Bach. He also happens to be the one who created the movement around the “latte factor” but that’s one topic that deserves its own discussion. In any case, his book along with Ramit Sethi’s I will teach […] The post The Case for Paying Yourself First appeared first on A JOURNEY TO FI. ...
Posted: Jun 17 2017 @ 1:21 PM
If you read my post about investing now, I wonder how you felt once you finished reading through it. Instead of me speculating about your perception, I called a buddy of mine to get some constructive feedback. As it turns out his comment was that he felt the post was too bossy. Well, crap! that […] The post Three Don’ts Of An Investment Strategy appeared first on A JOURNEY TO FI. ...
Posted: Jun 13 2017 @ 2:15 AM


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