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Maximize Your Money
General Finance
Investing, retirement, FIRE, saving money, investing, earning money, robo-investing, building wealth
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Charleston, South Carolina, United States
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Financial Coach

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Latest Blog Posts

Is it possible to find a high-paying job when you don't have a college degree' Would you be surprised to learn that there are dozens of jobs paying well above $50k that don't require you to be a college graduate' I was surprised, but it's true. Here are the highest-paying jobs for 2017 that don't [...] The post Highest Paying Jobs Without A College Degree – 2017 appeared first on Financial ...
Posted: Nov 14 2017 @ 4:34 AM
As mentioned in How We Made Our Second Million, I started a business in my 20s. Starting a business is one of the top ways of building wealth in America. And the great thing is that just about anyone can do it! Many people say that they’ve thought about starting their own business but haven’t for one reason or another. It’s an unfortunate reality that happens often. For me it wasn’t even ...
Posted: Nov 07 2017 @ 4:01 AM
Understanding your tax bracket can make a big difference when managing your finances. Few people really understand how tax brackets work. Here is the easy guide to understanding tax brackets and how it impacts your personal finances. What Is A Tax Bracket? The United States uses a progressive federal tax system. That means that tax rates start lower then go up as income increases. Because of the way this is set up, ...
Posted: Nov 02 2017 @ 5:58 AM
Financial and investment advisors can be very valuable resources in certain situations. Even so, there are great financial tips that you’ll rarely hear them suggest. Here is the great money advice your financial advisor probably hasn’t recommended.   Financial Advisors & Investment Advisors These two terms frequently overlap because often both financial advisors and investment advisors focus most of their time on investments. Not only do they focus on investments, but their compensation ...
Posted: Oct 31 2017 @ 4:10 AM
The third quarter of 2017 is now in the rear view mirror. This is a great time to perform a personal finance checkup. If you run a checkup too often, it tends to cause stress. If you don’t check often enough, you can easily drift from your goals. Quarterly is about right for most people to keep them “in the know” without creating anxiety. We use Personal Capital, the free online ...
Posted: Oct 26 2017 @ 5:39 AM
When we first got married, we weren’t great with money. Thankfully we were always able to pay our bills – which helped us ignore just how bad we were. Carrying a credit card balance seemed normal. The car payment was an accepted part of life. We had no plan. No investments, no budget – no consideration of our negative net worth. Our financial situation was one mis-step away from disaster. The Perspective ...
Posted: Oct 24 2017 @ 4:46 AM
I love being with friends and family for Christmas, but all the prep can easily overwhelm me. But of all the tasks to be completed over the holidays nothing wears me out more than the shopping. Here’s how to minimize holiday stress while also avoiding a Christmas budget busting situation. The average American spends between $752 and $929 on Christmas gifts In post-holiday surveys, 20% of people report that they spent more than ...
Posted: Oct 19 2017 @ 8:39 AM
College is expensive. Either you, as a parent, need a plan to pay for it or your kid(s) will be shackled with student debt later in life. Do your child a favor and start planning now to help them. Here are the steps needed to develop a plan to pay for your child’s college costs. A quick note on financial planning. Good financial planning requires a lot of “best guesses” and ...
Posted: Oct 17 2017 @ 4:56 AM
The American 401k is a very powerful retirement-planning option. Properly utilized it can help provide for a comfortable retirement. There are certain 401k mistakes that can derail your retirement dreams. Here’s what they are, and how to avoid them. Love Your 401k What is a 401k plan? A 401k plan is an employer-sponsored retirement plan that is available to almost 80% of the working American population. Contributions by employees are made before ...
Posted: Oct 10 2017 @ 4:21 AM
We have always maxed out our retirement accounts. That slow-and-steady process allowed me to reach $500k in my early 40s. Combined with my wife’s retirement accounts we recently passed the one million dollar mark. What allowed us to retire early was the amount we had in our taxable investment account. Here’s some background on how we made our second million dollars. The First Million If you haven’t already read how slow and ...
Posted: Oct 03 2017 @ 4:41 AM


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