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Mr. and Mrs. Money Sloths

Blog Info

Name:
Money Sloths
Category:
Millennial
Tags:
Millennial, Financial Freedom, Financial Independence, Early Retirement, Lifestyle, Minimalism, Stoicism, Frugality
Start Year:
2017

Blogger Bio

Net worth:
$1,500,000.00
Location:
New York, New York, United States
Age:
30s
Race:
Unspecified
Gender:
Team
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

How do you spend your time? How should you spend your time? These are questions we think about every now and then, and they’re questions we think about more often as we grow older and realize we have less and less time on this earth.   So how do we spend our time? Well, we could look at 24 hours and how we spend that, but our weekday schedule is very ...
Posted: Jul 19 2017 @ 6:00 AM
Most of our blog posts written thus far have been about becoming financially independent by saving money. But in our path to becoming financially independent, we discovered a way to minimize our possessions, make money, and save money two and a half years ago. And we owe thanks to a petite Japanese woman named Marie Kondo, the founder of the KonMari Method.     The KonMari Method Explained   The KonMari Method is a method of ...
Posted: Jul 11 2017 @ 10:10 PM
In honor of full transparency, we have a confession to make to our readers. We’re not good people. We are probably going to hell. If our friends knew what we were doing under their noses, they would probably Facebook unfriend us.     ::insert diabolical movie laugh::   Ok, we’re exaggerating. Well, sort of.   The egregious act? We’re guilty of “using” our friends for credit card points.   Unbeknownst to them, they’ve been basically funding our plane ...
Posted: Jul 04 2017 @ 9:04 PM
Marie Kondo! The post Marie Kondo appeared first on Money Sloths. ...
Posted: Jul 01 2017 @ 10:39 PM
Today, we have a guest post from Tim Harris. Tim is a recent college graduate and financial analyst from NYC. As he begins his career, he hopes to grow his online presence through sharing his knowledge around the internet.      Rising interest rates are upon us. In June, the Federal Reserve announced another interest rate increase. 2017 is likely to see a number of increases in interest rates and this could mean that ...
Posted: Jul 01 2017 @ 9:32 AM
One of my closest friends also happens to be my coworker. We first met and became close as summer interns at the age of 21. We were getting paid decently well during that summer, and I remember the excitement we felt of having our paychecks get direct deposited every two weeks.   I usually portioned some of my salary into mutual funds and kept the rest in a savings account for expenses ...
Posted: Jun 27 2017 @ 10:22 PM
Today, we’re going to talk about the personal savings rate definition. Why? Because your personal savings rate is the single most important factor in achieving financial independence or early retirement.   What’s disappointing is that from the 1960s to the mid 1980s, the U. S. Savings Rate was >10% according to the Bureau of Economic Analysis! This was a decent savings rate for the Average American looking to retire in his or ...
Posted: Jun 20 2017 @ 9:22 PM
Happiness. We all seek it. Few obtain it.   Mr. Money Sloths and I don’t go through every single day of our lives experiencing pure bliss, euphoria, and jubilation.   We have our difficult and frustrating days at work. Things in life don’t always turn out the way we hope. Friendships and family sometimes disappoint us and we, in turn, also sometimes disappoint them. In a life that is so short, we aim to ...
Posted: Jun 13 2017 @ 9:00 PM
Mr. Money Sloths and I have always been very curious about coding bootcamps. We’ve worked through a few SQL, Python, and VBA courses online over the past few years and doing so has definitely helped with our careers. We wouldn’t call ourselves “coders” in fear of offending the coding Gods, but we can certainly appreciate how learning a bit of code has helped us stand out in our daily jobs.   As ...
Posted: Jun 10 2017 @ 5:50 AM
Mr. Money Sloths and I have always been very curious about coding bootcamps. We’ve worked through a few SQL, Python, and VBA courses online over the past few years and doing so has definitely helped with our careers. We wouldn’t call ourselves “coders” in fear of offending the coding Gods, but we can certainly appreciate how learning a bit of code has helped us stand out in our daily jobs.   As ...
Posted: Jun 10 2017 @ 5:50 AM

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