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Your Average Dough
General Finance
Personal finance, millennials, average joe
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Yorktown Heights, New York, United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

There are so many article titles used to grab readers’ attention. The titles can often be misleading and the information can often be exaggerated. This is why I wanted to provide some calculations to support some changes you can make and how much money you will realistically save by making those changes. Paint Your Own Nails Sorry guys- this isn’t the most relevant for you, but if you share a bank account ...
Posted: Sep 11 2017 @ 8:58 AM
Besides your house, what is one of the most expensive things you own? For many people it’s their car. Unfortunately, unlike your home, cars will depreciate in value over the years (unless you have a classic car or a rare car of some sort, then those may appreciate in value over the years). The more you use the car, or the more mileage you put on it, the less its ...
Posted: Aug 22 2017 @ 8:53 AM
I’ve stressed before how important it is to have a budget. Well, now I’m adding one more reason why it’s a good idea to have a budget. Do you struggle saving money, like most millennials? According to CNBC, 72% of young millennials (ages 18-24) have less than $1,000 in their savings accounts and 31% have nothing at all in their savings account. Older millennials (ages 25-34) aren’t much better. 67% ...
Posted: Aug 18 2017 @ 8:42 AM
Saving money isn’t always as hard as people make it out to be. It’s easy to save money if you put the time and attention in that it requires. The following tips are super simple ways to save money each month, which will help you increase your savings. 1. Become a DIYer Doing things yourself, rather than paying for a service, can help you save a TON of money. While DIY may ...
Posted: Aug 15 2017 @ 9:03 AM
I’m a very impatient person. I hate waiting in lines. I hate traffic. I hate being on hold with customer service. I hate how long it takes to cook dinner. I hate having to wait an entire week between episodes of my shows. You get the point. But I realized something I need to have patience with: money. The thing is people want instant gratification and when it comes to ...
Posted: Aug 11 2017 @ 10:14 AM
Today’s post is a guest post by Keith Schindler a.k.a. Shin of MoneyIsNotTaboo.com. If you haven’t checked out his blog before, do it! He’s got lots of great information to share. “So how far are you from retirement?” Most people would quote a number of years, some might say never. Why not retire at a dollar amount, instead of an age? “Retirement: The action or fact of leaving one’s job and ceasing ...
Posted: Aug 08 2017 @ 8:34 AM
I can’t believe it’s August already! I don’t know if everyone else feels the same, but time is flying lately! I posted my July goals post in mid-July and the middle of the month is a rough time to start working on goals. July was an incredible month. I spent the first 11 days in Italy and then just this past weekend I celebrated my first wedding anniversary in Newport, ...
Posted: Aug 03 2017 @ 8:13 AM
One of my best friends just got a puppy and, as a dog lover, I am BEYOND excited for her! Since we got our dog a little over two years ago, her and I have been having a lot of discussions comparing our experiences thus far and one thing that has come up a few times is how much things cost. While the idea of getting a pet is absolutely ...
Posted: Jul 31 2017 @ 9:04 AM
This weekend my husband and I will be celebrating one year of marriage (officially July 30th). It is CRAZY to me how fast this past year has gone by. While it has been an amazing one, I just can’t believe our wedding was a year ago already! I figured our one year anniversary was a good time to discuss how being married has affected our finances. A little background: my husband ...
Posted: Jul 28 2017 @ 9:35 AM
You’re probably wondering how a WORD can save you money, right? It sounds funny, but it really is that simple. Just say no (and follow up in action) and you will see your savings increase over time! Let me elaborate. In order to say “no” to save money, you have to turn your choices into questions. Take dieting, for example; one small step of dieting that people say helps is that when ...
Posted: Jul 25 2017 @ 8:56 AM


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