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Sarah Saverdink

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The Saverdinks
General Finance
financial independence, early retirement, financial well-being, budgeting, saving, investing
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Net worth:
Boston, New England, United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

I’d say fall is in the air in New England, but the multiple 70+ degree days this past month sure had me fooled! Our biggest accomplishment this past month is that we still haven’t turned on our heat yet. Think of all those dollar bills we’re saving We tossed our winter comforter on the bed and started a few fires in the living room fireplace to take the evening ...
Posted: Nov 05 2017 @ 12:56 PM
Iceland is a smoking hot tourist destination right now and we’re thrilled we had the chance to explore this magnificent island in September. Known as the land of fire and ice, Iceland certainly lives up to its name. We spent 9 days driving to destinations along the ring road (check out our Iceland trip expense report here) and loved every minute of it. Iceland is home to 340,000 residents, yet close ...
Posted: Oct 26 2017 @ 7:25 PM
September has been a whirlwind! We hosted friends for Labor Day weekend, went on an amazing trip to Iceland and finished off the month hiking and camping locally. We’re in the middle of a beautiful fall season in New England and leaves are just starting to change color. Work has been pretty even-keeled for both of us recently, which is much appreciated. September expenses were a bit non-standard given our 9-day ...
Posted: Oct 08 2017 @ 10:48 AM
If you’re a nature enthusiast, Iceland is an amazing place to visit. We just finished a stunning 9-day/9-night adventure touring the country and can’t wait to return to this mystical island one day soon. Iceland offers a myriad of natural wonders – waterfalls, hot springs, black sand beaches, glaciers, wildlife and more. The seasons play a huge role as well, with endless days in the summer and skies lit with the ...
Posted: Oct 02 2017 @ 10:25 PM
It’s hard to believe that summer is already coming to an end, but August has come and gone. We had a lot of fun last month, including waterskiing, kayaking and camping with friends. Our overall spending was below target, but a few categories were higher than we would have liked. We completely rocked the socks off of one spending category though… Let’s take a look at how we did! Summary ...
Posted: Sep 08 2017 @ 2:35 PM
It’s no secret that if you want to take control of your finances and work towards specific goals, you need to know your overall financial picture and how much you are spending vs. saving each month. It can be overwhelming and difficult to manage if you are just getting started. Finding informative and automated tools to manage your personal finances is key to staying on track. Personal Capital is one of my ...
Posted: Aug 11 2017 @ 2:14 PM
July numbers are in! Lots of camping and enjoyment of the summer weather over the past month. Summer offers so many budget-friendly opportunities to get outside and have fun. Hiking, hanging out at the beach, camping, biking, kayaking… The list goes on. Boston Harbor IslandsAll of these factors helped our budget this month and we came in under target. Unnecessary discretionary funding remained pretty low throughout the month, which helped a lot. ...
Posted: Aug 06 2017 @ 11:20 AM
2017 has been a whirlwind – starting a new personal finance blog, tons of skiing throughout the winter, a diving trip to Belize, camping trips – oh yeah, and that pesky thing called “work” that consumes 45+ hours of our lives each week. Time to see how our year-to-date expenditures, January through June 2017, are tracking against our planned 2017 budget. This is the first year I’ve tracked our expenses in such ...
Posted: Jul 23 2017 @ 7:23 PM
June was a very busy month, which inadvertently helped our budget a little. Turns out that when you don’t have time to shop, you spend less money Mr. Saverdink had an awesome 4-day work trip this month which contributed to a weeklong “spending freeze” – all of his expenses were covered while traveling and the absence from home meant lower groceries and gas for the week. I was swamped ...
Posted: Jul 11 2017 @ 10:08 PM
Once you’ve achieved a solid financial foundation and are committed to a lifestyle of living below your means, you’ll have extra money available each month to fund your financial priorities and build long-term wealth. The question becomes where should you be focusing that surplus of cash to maximize your returns? There are a lot of considerations to take into account. The emotional aspects of having enough cash available for emergencies. Understanding the tax advantages or ...
Posted: Jun 25 2017 @ 3:08 PM


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