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Blogger Profile


Sarah Saverdink

Blog Info

Name:
The Saverdinks
Category:
General Finance
Tags:
financial independence, early retirement, financial well-being, budgeting, saving, investing
Start Year:
2017

Blogger Bio

Net worth:
Location:
Boston, New England, United States
Age:
30s
Race:
White
Gender:
Team
Life stage:
DINK (Dual Income, No Kids)
Profession:
Engineering
Fave $ Books:
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Latest Blog Posts

It’s hard to believe that summer is already coming to an end, but August has come and gone. We had a lot of fun last month, including waterskiing, kayaking and camping with friends. Our overall spending was below target, but a few categories were higher than we would have liked. We completely rocked the socks off of one spending category though… Let’s take a look at how we did! Summary ...
Posted: Sep 08 2017 @ 2:35 PM
It’s no secret that if you want to take control of your finances and work towards specific goals, you need to know your overall financial picture and how much you are spending vs. saving each month. It can be overwhelming and difficult to manage if you are just getting started. Finding informative and automated tools to manage your personal finances is key to staying on track. Personal Capital is one of my ...
Posted: Aug 11 2017 @ 2:14 PM
July numbers are in! Lots of camping and enjoyment of the summer weather over the past month. Summer offers so many budget-friendly opportunities to get outside and have fun. Hiking, hanging out at the beach, camping, biking, kayaking… The list goes on. Boston Harbor IslandsAll of these factors helped our budget this month and we came in under target. Unnecessary discretionary funding remained pretty low throughout the month, which helped a lot. ...
Posted: Aug 06 2017 @ 11:20 AM
2017 has been a whirlwind – starting a new personal finance blog, tons of skiing throughout the winter, a diving trip to Belize, camping trips – oh yeah, and that pesky thing called “work” that consumes 45+ hours of our lives each week. Time to see how our year-to-date expenditures, January through June 2017, are tracking against our planned 2017 budget. This is the first year I’ve tracked our expenses in such ...
Posted: Jul 23 2017 @ 7:23 PM
June was a very busy month, which inadvertently helped our budget a little. Turns out that when you don’t have time to shop, you spend less money Mr. Saverdink had an awesome 4-day work trip this month which contributed to a weeklong “spending freeze” – all of his expenses were covered while traveling and the absence from home meant lower groceries and gas for the week. I was swamped ...
Posted: Jul 11 2017 @ 10:08 PM
Once you’ve achieved a solid financial foundation and are committed to a lifestyle of living below your means, you’ll have extra money available each month to fund your financial priorities and build long-term wealth. The question becomes where should you be focusing that surplus of cash to maximize your returns? There are a lot of considerations to take into account. The emotional aspects of having enough cash available for emergencies. Understanding the tax advantages or ...
Posted: Jun 25 2017 @ 3:08 PM
Once you have a budget established, start taking small (and large!) steps to cut down unnecessary expenses. Today’s money saving edition: Online Shopping. If you already do a lot of shopping online, it’s time to re-evaluate and see how many of those items are needs versus wants. The easiest way to save money is to simply not spend it on unnecessary items, however, online shopping is a staple in most households ...
Posted: Jun 16 2017 @ 4:47 PM
Financial Security. We all need it. Whether you are trying to break away from the cycle of living paycheck-to-paycheck or focusing on building long-term wealth, there are a few key steps that will allow you to achieve a solid financial foundation. Once you establish (and automate!) good money management habits, future financial gains will come much much easier. Ready to get started on the journey to financial well-being? These steps will ...
Posted: Jun 10 2017 @ 8:36 PM
May spending totals are in! It was another strong month for the Saverdink household finances. We came in under budget, which has helped even out our higher than average expenses earlier in the year. Personal Capital (where we track all of our income and expenses for free) revamped their interface this month and I’m definitely a fan of some of the new features. They now have a graph that compares ...
Posted: Jun 03 2017 @ 9:50 AM
Happy Memorial Day, everyone! Mr. Saverdink and I just returned from a fantastic long-weekend camping trip at Acadia National Park on Maine’s Mount Desert Island. We love Acadia for a number of reasons and try to visit at least once a year. Luckily for us, it’s only a 4.5-hour drive away. Coupled with the fact that we already own camping gear and sporting equipment, it makes for a very inexpensive vacation ...
Posted: May 31 2017 @ 10:42 PM

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