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Blogger Profile


Sarah Saverdink

Blog Info

Name:
The Saverdinks
Category:
General Finance
Tags:
financial independence, early retirement, financial well-being, budgeting, saving, investing
Start Year:
2017

Blogger Bio

Net worth:
Location:
Boston, New England, United States
Age:
30s
Race:
White
Gender:
Team
Life stage:
DINK (Dual Income, No Kids)
Profession:
Engineering

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Latest Blog Posts

June was a very busy month, which inadvertently helped our budget a little. Turns out that when you don’t have time to shop, you spend less money Mr. Saverdink had an awesome 4-day work trip this month which contributed to a weeklong “spending freeze” – all of his expenses were covered while traveling and the absence from home meant lower groceries and gas for the week. I was swamped ...
Posted: Jul 11 2017 @ 10:08 PM
Once you’ve achieved a solid financial foundation and are committed to a lifestyle of living below your means, you’ll have extra money available each month to fund your financial priorities and build long-term wealth. The question becomes where should you be focusing that surplus of cash to maximize your returns? There are a lot of considerations to take into account. The emotional aspects of having enough cash available for emergencies. Understanding the tax advantages or ...
Posted: Jun 25 2017 @ 3:08 PM
Once you have a budget established, start taking small (and large!) steps to cut down unnecessary expenses. Today’s money saving edition: Online Shopping. If you already do a lot of shopping online, it’s time to re-evaluate and see how many of those items are needs versus wants. The easiest way to save money is to simply not spend it on unnecessary items, however, online shopping is a staple in most households ...
Posted: Jun 16 2017 @ 4:47 PM
Financial Security. We all need it. Whether you are trying to break away from the cycle of living paycheck-to-paycheck or focusing on building long-term wealth, there are a few key steps that will allow you to achieve a solid financial foundation. Once you establish (and automate!) good money management habits, future financial gains will come much much easier. Ready to get started on the journey to financial well-being? These steps will ...
Posted: Jun 10 2017 @ 8:36 PM
May spending totals are in! It was another strong month for the Saverdink household finances. We came in under budget, which has helped even out our higher than average expenses earlier in the year. Personal Capital (where we track all of our income and expenses for free) revamped their interface this month and I’m definitely a fan of some of the new features. They now have a graph that compares ...
Posted: Jun 03 2017 @ 9:50 AM
Happy Memorial Day, everyone! Mr. Saverdink and I just returned from a fantastic long-weekend camping trip at Acadia National Park on Maine’s Mount Desert Island. We love Acadia for a number of reasons and try to visit at least once a year. Luckily for us, it’s only a 4.5-hour drive away. Coupled with the fact that we already own camping gear and sporting equipment, it makes for a very inexpensive vacation ...
Posted: May 31 2017 @ 10:42 PM
We, Mr. and Mrs. Saverdink, are a pretty nondescript couple on the outside. We both have engineering degrees and have spent the past 10 years working standard Monday – Friday jobs. We own a moderately sized 3-bedroom house in a residential area. No kids, just two little cats. No fancy cars. We travel a few times a year (to some pretty awesome destinations!) and prefer to spend our free time ...
Posted: May 19 2017 @ 7:46 PM
Financial stability is about more than just the money. It’s about peace of mind and knowing that if an unexpected event occurs, you are prepared to handle it. A study in December 2015 showed that 63% of Americans do not have enough savings to cover a single $500 unexpected expense. $500 is a moderate car repair. An emergency trip to the vet. Repairing a broken furnace in the middle of winter. If you ...
Posted: May 13 2017 @ 9:40 PM
April was a fantastic month from both a financial and a traveling-to-new-places-and-having-lots-of-fun standpoint. We came in almost $2,000 under budget this month! As an April Fool’s joke, we left Boston in the middle of a major snowstorm (gotta love New England!) and headed south for our much anticipated week-long scuba diving trip in Belize. This trip was pre-paid back in January, but a few additional travel expenses hit our back account ...
Posted: May 08 2017 @ 9:09 PM
It’s hard to believe it’s May already. Even though this blog just came into existence in April, I want to keep us accountable for our monthly spending throughout the entire year. Our 2017 monthly budget is already planned, so let’s see how our first quarter spending compared. Spoiler Alert: Winter 2017 was full of skiing, skiing and more skiing… until there wasn’t any more snow! Skiing until the snow is gone! January 2017 ...
Posted: May 06 2017 @ 10:32 PM

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