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Mr. & Mrs. Frugal Hacker

Blog Info

Frugal Hackers
Frugality in San Francisco by hacking the system
Start Year:

Blogger Bio

Net worth:
San Francisco, California, United States
Life stage:
DINK (Dual Income, No Kids)

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Latest Blog Posts

Annual goals and achievements have been the cornerstone of my forward-thinking life for several years now. I use goals to form excellent habits early-on in life, and to make sure I'm pushing myself forward in some meaningful way every single day. It gives me reason to rise out of bed, and allows me to sleep better and quicker when I lie down to think about my accomplishments and progress for ...
Posted: Sep 20 2017 @ 12:30 PM
What would your world look like if you consumed no caffeine all of a sudden? Would it turn upside down, or would nothing really change? Hopefully it's the latter, but for most people I know, it's the former. For many years now, I have resolved to be in the latter camp, and this post outlines why. ...
Posted: Sep 16 2017 @ 12:00 PM
We spent a week in Indonesia in November 2016. A week is not long enough to fully explore and assimilate the culture, but we were able to get a taste of the diversity and beauty of the country. We visited ancient Hindu and Buddhist temples, cycled through farmland and quaint villages, hiked up an active volcano, got lost in rice fields, sipped on fresh tropical fruit juices, sampled Luwak Coffee, ...
Posted: Sep 12 2017 @ 12:00 PM
Being fantastic with money simply boils down to doing just a few things right. It's remarkable how easy it can be, and yet most people choose not to do it. Imagine waking up one day and finding out that your financial life is perfect. That you're no longer doing any of the "wrong" things, financially speaking. Truth is, you could easily get there if you just work on it slowly, ...
Posted: Sep 08 2017 @ 12:30 PM
“To hell with financial independence. I don’t want to retire early, I love my job.” — Financial Independence SkepticThis is the most common response I get when casually discussing the concept of financial independence (FI) with friends. You're excited about the work you do! Your coworkers are a fun bunch, every day is full of new challenges, you're valued and appreciated for your ...
Posted: Sep 04 2017 @ 12:30 PM
I was getting a little sick of paying $20-25 (+ tax & tip) every single month for a quick men's clipper cut here in San Francisco, so Mrs. Frugal Hacker told me about this neat little hair training school called Aveda where they offer $10 haircuts!! And right in the heart of Downtown San Francisco too (Bush & Kearny). This is what it looks like when you go inside: ...
Posted: Aug 31 2017 @ 12:30 PM
Posted: Aug 27 2017 @ 12:30 PM
Growing up in Dubai, my parents were surprisingly frugal. Dubai is known to be the world's capital of exorbitance, so it was kind of interesting living a norm-core, frugal life when the rest of the city was living in such grandeur and extravagance. Perhaps it was because my parents had gone through some rough times growing up in post-colonial India, and consequently never wanted to put themselves in a similar ...
Posted: Aug 23 2017 @ 12:30 PM
People say you have to do this and do that to get to financial independence. But if you're a high school student, undergraduate student, grad student, or have just entered the workforce (<5 years), it is far more important to focus your efforts on not doing certain things, rather than doing things that favor financial independence, like earning more money or engaging in a side hustle. The truth of the matter is ...
Posted: Aug 20 2017 @ 12:30 PM
This post is part of the Frugal Travel Series. At Frugal Hackers HQ, we apply many strategies to optimize our travel spend, which happens to be our top spending category in the "discretionary spending" category. Follow along to see how we maximize our enjoyment of vacation days given the constraints on time and money.  ...
Posted: Aug 17 2017 @ 12:30 PM


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