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My Wealth Manifesto
General Finance
saving more money, investing, get out of debt, retirement planning, spending less
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Net worth:
Flint, Michigan, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

It doesn’t matter who you are or what you do, financial hardship can hit anyone. And given the present economic condition in the world, losing your job is always a possibility. As someone who’s lived through a layoff; I understand first-hand the fear and frustration of being out of the workforce. You give everything you have to an employer, and they give you the boot. There are several ways to handle this. ...
Posted: Nov 05 2017 @ 6:00 AM
For all the millions of people in the world who don’t work, freelance, or are semi self employed, they take on the ultimate responsibility of finding their own family health care insurance. Unfortunately we live in a society nowadays where any and all medical care is somehow influenced by what sort of health insurance you either do or don’t have.  To not have insurance at all can devastate your finances. If you ...
Posted: Oct 22 2017 @ 6:00 AM
In the business world the value of stocks are ever varying, making stockbroking very lucrative but also very risky. Simply put, stockbroking is the service of buying and selling stocks and shares in the market either by an individual or a firm. The aim of stockbroking is to sell the shares at their highest prices and buy them at their lowest but with promise of gaining value. Currently stock brokering ...
Posted: Oct 08 2017 @ 1:00 AM
For as long as we as humans will need to print documents, we’ll be throwing away ink cartridges.  Even though the cost of printer ink can put a damper on your household budget, it can really start to add up when you look at how much it costs businesses across the world. One way to economize and reduce our carbon footprint is to investigate the benefits of recycling. If you use ...
Posted: Sep 24 2017 @ 3:00 AM
When talking about stock investments, the first thing that comes to mind is wealth. It is true that most people who put their money into business stocks do so to multiply it, live a comfortable life, excel at getting rich in the process. However, there is one other area where having stock investments can help you. It is surprising, but stock investments can actually be used as one of your debt reduction ...
Posted: Sep 17 2017 @ 1:00 AM
If your house is anything like mine, the changes in the seasons can be a very exciting time. The kids go back to school, my wife (a teacher) goes back to work, most of our children’s sports activities start again, and life goes into extreme overdrive! But with that sudden burst of excitement and lack of spare time, it can be easy to break your household budget and fall off the wagon. So ...
Posted: Sep 03 2017 @ 1:00 AM
Whether you’re an investing pro or you’re new to the game, it’s a good idea to always review your current investments, and ensure your portfolio is diversified. This will give you the best spread of risk vs. yield. A well-diversified portfolio not only has the potential to really grow your wealth over time, but it will also help to protect you in case of economic problems or bad investment choices.   Here ...
Posted: Aug 20 2017 @ 6:00 AM
Whether we like it or not – going through a divorce is a painful process, particularly with regards to the financial strains that go into the process of separation. To help ease the tension of divorce, we’ve listed a few ways to help make the process as stress-free as possible. In this guide, we will discuss 4 tips on how to deal with the financial impact of divorce.   Hire a Lawyer You Can ...
Posted: Aug 10 2017 @ 8:38 PM
We get our cars serviced, go to the doctor for health checks and take our pets to the vet. But what about our finances? How healthy do you feel when it comes to your handling of money? Is it thriving, doing okay or on life support? The only way to find out is to do a self audit of your financial situation for a proper diagnosis.   Income: If you were to see a Financial Planner, the ...
Posted: Aug 06 2017 @ 1:00 AM
When most people talk about investing, their goal is to complete alleviate risk while earning as much money as possible. Although it’s never possible to alleviate risk, it is possible to reduce it if you’re willing to accept a low return.However, what if you’re willing to take on a bit of extra risk for the prospect of a higher return rate? What do you do then? Well, here are 3 high risk ...
Posted: Jul 26 2017 @ 6:00 AM


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