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My Wealth Manifesto
General Finance
saving more money, investing, get out of debt, retirement planning, spending less
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Net worth:
Flint, Michigan, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

Why exactly does everyone always say you need to know your credit score?  What is it about it that makes it so important? First things first, you need to understand what it is.  Your credit score is the statistical method that lenders use to determine how likely you are to pay back money borrowed, states Investopedia.com. Credit, by its nature, is money that you borrow with a set time frame to pay ...
Posted: Jul 09 2017 @ 6:00 AM
Summertime means that the days are longer and the nights are warmer. I don’t know about you, but that’s great news to me!  I love more time to be out and about. Of course, this also means that there’s more time for us to be out spending money. If you’ve got kids that are home from school and climbing the walls looking for something to do, you can be very tempted to go ...
Posted: Jul 01 2017 @ 6:00 PM
Go to just about any travel website or blog and you’ll find them.  There’s tons of great money-saving advice for travel that are well-known such as searching for the lowest airfare at various online sources or packing light to avoid extra baggage fees.  However, there several useful tips for saving money while traveling still go unnoticed each year.  This is unfortunate because these small things could add up to big ...
Posted: Jun 18 2017 @ 2:00 AM
By now the word is out that unsecured lending – e.g., on credit cards, overdrafts and personal loans – jumped an annual 9.1 percent in January 2016, according to a Bank of England report released at the end of February. Many observers look upon this increase as yet another indication of a ticking time bomb. Although at present BOE officials are saying that the increase in spending is being largely fueled ...
Posted: Jun 04 2017 @ 1:00 AM
If you are looking for a new way to invest your money, think about investing in foreign currency. It can be a great way to make money and a lot of people are starting to get into it. It is one of the easier methods of investing to understand and can be a great way to earn the money that you want to earn. If this sounds interesting to you, your ...
Posted: May 22 2017 @ 6:00 PM
It’s not always easy to make all the right moves when it comes to money. In fact, as a society, we’re pretty bad at managing our money.  CNN Money recently stated that over 25 million middle class families are living paycheck to paycheck. That’s horrible!  So much for saving for a house, rainy day, or even retirement. The good news: It doesn’t have to be this way.  Most common financial mistakes are pretty easy ...
Posted: May 07 2017 @ 5:00 AM
When you think about the student loan problem, do you ever think that maybe it is not as bad as everyone says it is? I mean, c’mon, can the average loan debt amount really be $30,000 per student with an overall of $1.2 trillion for all students and parents alike? Believe it or not, the problem IS that bad and it continues to get worse, especially for those students who have ...
Posted: Apr 23 2017 @ 5:00 AM
Working from home is a dream come true for most people; both socially as well as financially.  You don’t have to deal with the stress of getting to work and dealing with co-workers.  Instead you have a commute of a few feet and leisure of your home. But for those same benefits, this is also the main issue people have when working from home: staying focused on work and creating a ...
Posted: Apr 09 2017 @ 2:00 AM
When it comes to financial freedom, millions of people will tell you millions of different things. But a lot of times, the advice is only worth about as much as you paid to get it. In other words, how come so called “financial experts” have made far more money from peddling their books and tapes than they have in the financial sector or in the real world itself? With Robert Kiyosaki, ...
Posted: Mar 19 2017 @ 6:00 AM
The United States isn’t the only place in the world where people have to worry about how they will pass on their life-long fortune to their heirs.  The English have similar problems and rules written within their tax codes that can complicate how an inheritance is handled after a loved one passes away. The interesting thing that a lot of people don’t really understand: It doesn’t matter whether a person has ...
Posted: Mar 12 2017 @ 2:00 AM


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"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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