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Our FI Journey
General Finance
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Texas, United States
Life stage:
DIK (Dual Income, Kids)

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Latest Blog Posts

Podcasts have become a primary source of entertainment, learning and information gathering for our household. The podcast revolution has exploded over the last few years with hundreds of thousands of unique and interesting shows being produced on a daily basis. If you’re not familiar with podcasts, I’m not really sure what rock you’ve been living under but it’s time for you to use your Google skills and get on board. Prior to ...
Posted: Jul 21 2017 @ 1:24 PM
Everyone should have a budget. I’m not aware of anyone that is financially responsible that does not have some sort of budget they use to track their spending. A budget can be as simple or as complicated as you want it to be. We like to keep things simple around here but there are times where it’s appropriate to tightly track your spending. We typically focus on spending buckets and try to ...
Posted: Jul 18 2017 @ 4:21 PM
Below is a guest post from my wife about our cloth diaper experience.  I wrote about cloth diapers briefly here, Frugal Strategies for Expecting Parents, but she dives into the nitty gritty. No affiliate links just links to what we’ve used. Prices referenced may change. Hope you enjoy! When I voiced the idea of cloth diapering while pregnant with our daughter, it seemed like everyone was against it and telling me horror stories. It’s ...
Posted: Jul 17 2017 @ 10:57 AM
Kids are like sponges. They are constantly observing and soak up everything you do and say whether you recognize it or not. As a parent of 2 young kids, I’ve started to realize the importance of your actions because you’re the example for your kids. They’ll become their own person but they’ll also develop many of the traits you exemplify. That’s why you have to walk the walk in all things ...
Posted: Jul 14 2017 @ 2:35 PM
One thing we’re finding that makes us a little different from others is how we view money and how we spend money. That may be obvious considering this blog is about financial independence but we sometimes lose sight of our frugal ways because they’re so ingrained in us. A little reflection makes us realize how different we sometimes handle our daily lives and spending decisions compared to others. Don’t get be wrong, ...
Posted: Jul 10 2017 @ 11:32 PM
I’m going to keep this one simple and to the point. Start investing. I know many people out there will say that you need an emergency fund, you need to budget, you need to pay off debt, etc. and I totally agree. Those are all valid and important topics but I want to focus on investing at the moment. The reason getting started investing as early as you can is important is because ...
Posted: Jul 08 2017 @ 3:17 PM
  Lofty ambitious goals typically garner all of the attention and fan fair. Becoming a millionaire Quitting your job Paying off your mortgage Reaching FI Traveling the world Our $1,000,000 Goal and Beyond These are big impressive goals but we often forget about the importance of the smaller incremental goals that got us there. Accomplishing … Continue reading "The Challenge That Can Get Us To $500,000" The post The Challenge That ...
Posted: Jul 05 2017 @ 4:47 PM
I grew up in a Chevy/GM household. American made all the way. It’s amazing the feelings and emotions certain types of vehicles can elicit. My grandfather was a GM mechanic for 50+ years before retiring. He raised his kids,including my dad, to appreciate the greatness of the Chevy/GM brand and to covet their vehicles. Growing up, we were exposed to our fair share of Chevy/GM products. We had an Oldsmobile,a Firebird, several ...
Posted: Jul 04 2017 @ 4:06 PM
Asset allocation is a fascinating topic and one that everyone in the FI community likes to discuss. I enjoy reading about others’ asset allocations because it’s a way of snooping into their financial personal lives. It’s a behind the scenes look, if you will, into a vital resource to achieving FI. Everyone uses different strategies and has different ideas about what approach is best. Our asset allocation has changed quite a ...
Posted: Jul 02 2017 @ 1:25 PM
Anyone that’s had a baby knows what it’s like to receive loads of advice about what to expect when expecting. Apparently your life will dramatically change in wild and crazy ways. Some of these comments come to fruition, your life will change, but most hit wide of the mark. A topic that inevitably comes up is just how darn expensive these little humans can be and how much of a ...
Posted: Jun 28 2017 @ 4:35 PM


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