web
counter

Blogger Profile


Working Optional

Blog Info

Name:
Working Optional
Category:
General Finance
Tags:
Personal & Family Finance, Investing, Lifestyle, Self-Employment, Real Estate, Immigrant perspective
Start Year:
2017

Blogger Bio

Location:
California, United States
Age:
40s
Race:
Unspecified
Gender:
Male
Life stage:
DIK (Dual Income, Kids)
Fave $ Apps:

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)


Latest Blog Posts

After Living Trusts, this is the next one that needs to be on your ‘get to someday before I die’ list. You know you should have it, but just don’t. In fact, I’d even argue that more people have living trusts (and wills) than an investment policy statement (IPS) that they’ve written and/or understand. What... [read more] ...
Posted: Oct 03 2017 @ 11:13 AM
Each week, I publish a list of the best articles I’ve come across. These are generally related to personal finance, investing, family, happiness or just leaving the world better than we found it. Enjoy! Setting Our Retirement Date: Why 55? One of the more “normal” retirements – too late for some in the FI/RE community,... [read more] ...
Posted: Sep 24 2017 @ 11:24 AM
So being a first generation immigrant doesn’t really qualify you as frugal, even though quite a few are. I have a lot of friends who are exactly not that. They make good money, and they know how to spend. That’s not to say they’re up to their eyeballs in debt, because they’re not. How do... [read more] ...
Posted: Sep 21 2017 @ 10:45 AM
Giving financial advice to friends is always tricky. One word: Don’t. Friends who give financial advice willy-nilly, and especially the latest stock tips are potentially trickier. Two words: Run. Slowly (so as not to attract attention to yourself). The funny part is that unlike some of the better known Personal Finance bloggers out there, I... [read more] ...
Posted: Sep 19 2017 @ 10:45 AM
This is the third part of a series on Asset Allocation. Part 1 attempts to explain what asset allocation means and why it’s important. Part 2 dives into diversification and risk that should be taken into account when coming up with an allocation for your portfolio. It should be noted that risk is both technical... [read more] ...
Posted: Sep 14 2017 @ 10:45 AM
There’s a lot on your plate when you first move to a new country for work. Even though you’re comfortable with the local language (English in this case), you still have to figure out where you’re going to stay, buy groceries (and what kind), commute and more. Thankfully, there’s always a network of friends and... [read more] ...
Posted: Sep 12 2017 @ 10:45 AM
Each week, I publish a list of the best articles I’ve come across. These are generally related to personal finance, investing, family, happiness or just leaving the world better than we found it. Enjoy! An Interactive Guide to Early Retirement and Financial Independence An incredible piece of content. Creatively put together, and it hits all... [read more] ...
Posted: Sep 10 2017 @ 10:45 AM
I first noticed a tweet by Mrs. Adventure Rich about their money map and was blown away by the idea. It’s so easy for us to have a smörgåsbord of accounts as we change jobs and relocate for various reasons. The idea for this originated with personal finance bloggers Budget on a Stick, Apathy Ends,... [read more] ...
Posted: Sep 07 2017 @ 8:52 PM
Disclosure: There are no affiliate links in this post, which exists purely to provide you with information and the way I go about selecting an online savings bank. If any affiliate links are added in the future, this disclosure will be updated accordingly. Online High-Yield Savings Accounts and Me: A Love Affair I have always... [read more] ...
Posted: Sep 05 2017 @ 10:45 AM
The first post in this series discussed why an asset allocation strategy is important if you want to grow your wealth. One of the key steps to doing that is determining risk in all its various forms and how it affects you. Risk Vs Return No doubt you’ve heard this one before, but it’s important... [read more] ...
Posted: Aug 31 2017 @ 10:45 AM

Testimonials

"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.