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Palmetto Millennial

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Palmetto Millennial
General Finance
Personal Finance, Life, Sharing, Learning, frugal, real estate
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South Carolina, United States
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Latest Blog Posts

Have you heard about tax sales'  I was interested in them and the opportunity to get properties for pennies on the dollar.  I decided to attend several sales a few years back.  I even bought a house that went through this process.  No better way to learn than to participate!  I had preconceived notions and … Continue reading "Tax Sale Investing: Pros and Cons" ...
Posted: Nov 14 2017 @ 9:41 PM
While driving over the last few weeks and listening to the radio, I have come across 2 different shows (really infomercials) for retirement planning touting the benefits of purchasing annuities.  On both shows, they frequently quoted Newton’s third law of motion saying “what goes up must come down“.    While annuities do have a place … Continue reading "What goes up must come down? (Really? Use of Laws of ...
Posted: Oct 29 2017 @ 3:02 PM
Wow, so the year is 3/4 of the way complete!  It feels like the year has flown by.  It is time to update the Goal and Progress Tracking to see the progress made. 3Q 2017 Update: The market continues to be strong.  The S&P 500 Index increased by 3.96% July and August finished up being … Continue reading "End of 3Q 2017: Goal and Progress Tracking" ...
Posted: Oct 01 2017 @ 8:09 PM
There is almost no worse feeling than taking a shower with no hot water!  I recently had this happen to me on a Saturday.  I went to check on the water heater and noticed water coming out of the top access panel (not good!).   That is not supposed to happen!   I had previously changed out … Continue reading "Cold Shower! Replacing a Water Heater (includes expected $ saved)" ...
Posted: Sep 24 2017 @ 4:39 PM
About 2 years ago, my cable+internet bill had reached $180.  I was fed up with the cost.  I really only watch TV to watch news and sports.  Being a sports fan (mainly college football), I had ESPN, ESPN2, and ESPNU.  After calling the cable company and not having any options to lower my bill, I … Continue reading "How I save $110 a month on TV (Includes Review of Sling ...
Posted: Aug 14 2017 @ 10:59 PM
We are all human and err from time to time.  The key is to learn from the experience and not make the same mistake again.  I will discuss my biggest investing mistake and what I have learned from it. We have all seen the investing advice:  buying this stock will make you rich, and this … Continue reading "My Biggest Investment Mistake and Why I don’t buy Individual Stocks!" ...
Posted: Aug 02 2017 @ 1:21 PM
One of the reasons I created this site was to share my journey and to give myself accountability by sharing results. When you are on a journey, it is important to know where you are and where you are going.  If you are on a trek, there are tools you can use such as a … Continue reading "End of July 2017: Goals and Progress Tracking" ...
Posted: Jul 30 2017 @ 4:13 PM
I have mentioned in a previous post that real estate is not passive.  Here is another example. Someone stole the HVAC unit!  Being a new rental owner, I was naive and didn’t realize AC theft was a common occurrence.  I realized  quickly, the hard way, after this incident.  A police report was filed, but they … Continue reading "Rental Problems! Stolen AC Unit and Building an AC Cage" ...
Posted: Jul 26 2017 @ 12:31 AM
I bought a house for $2500 a few years back at the tail end of the real estate downturn.  I was surprised (as I’m sure you are!) when I found it available.  I bought it directly through the county office, as the previous owner did not pay their taxes.  When you buy a property like … Continue reading "My experience buying a $2500 house" ...
Posted: Jul 18 2017 @ 10:32 PM
From my recent post on midyear goals, I stated that I wanted to direct contributions into more dividend and dividend growth stocks.  By wanting to increase my passive income, I am directing a higher percent of my monthly contributions towards dividend stocks.  In this post, I will discuss my approach. How did I buy into … Continue reading "Recent Purchase – How I bought into 500+ Dividend and Dividend Growth ...
Posted: Jul 15 2017 @ 7:11 PM


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