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Michael Murphy

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Murphy On Money
General Finance
Start Year:

Blogger Bio

Net worth:
Raleigh, North Carolina, United States
Life stage:
DINK (Dual Income, No Kids)
Sales Director
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Latest Blog Posts

Let’s talk about mortgages!   Okay, we all don’t have one but if you do, or ever might, there are some things you should all know. Like audio? Check out the Podcast!  Listen to “Murphy on Money – Ep8 – 3 Things We Should All Know About Mortgages” on Spreaker. Honestly, there is quite a... The post 3 Things We Should All Know About Mortgages appeared first on Murphy On Money. ...
Posted: Aug 08 2017 @ 11:48 PM
In a recent post, I mentioned a sacrifice of just $10 a day in your paycheck could stack up to be over $1 million in about 35 years.  Most of the folks that read that article probably thought, “well that’s great Murphy but where am I going to find $300 a month”.   I understand that... The post 2 Effortless Ways to Save $300 a Month appeared first on Murphy On Money. ...
Posted: Aug 03 2017 @ 1:00 AM
You may look at the title and think if I want to have $1Million and I’m only putting away $10 a day then it would take me forever to accumulate $1M!  It’s impossible!  Well in fact, it’s not. and actually, by using a retirement plan, it can be done in less than 35 years!  No... The post Retirement Savings: $1,000,000 on $10 a day… appeared first on Murphy On Money. ...
Posted: Jul 18 2017 @ 9:48 PM
I recently began researching retirement savings and the overarching theme is that people are not saving as much as they should/could to be able to support themselves into retirement. It’s understandable because many folks are just trying to get by. In fact 50% of Americans live paycheck to paycheck. In such and environment its not... The post Retirement Savings: Things to Know and How to Start appeared first on Murphy On ...
Posted: Jul 16 2017 @ 2:45 PM
When it comes to paying down debt versus investing money, you may have heard the comment “Why would I pay off my debt when I can earn more money on my investments?” For example: A student loan may have an interest rate around 5% and the average return on the market is 7% over the long term.... The post Pay Down Debt or Invest? appeared first on Murphy On Money. ...
Posted: May 21 2017 @ 7:00 AM
Tax season is upon us again!   If you’re like more than 80% of U.S. households you’ll spend the tax refund within 1 week of receiving it.  I suggest here 6 ways to spend your tax refund that are great for your personal finances and will also support a path of wealth accumulation!  At the... The post 6 Great Ways to Spend Your Tax Refund appeared first on Murphy On Money. ...
Posted: Apr 14 2017 @ 3:43 PM
Heads up! If you are like me and like podcasts check out my podcast on this post below.  I hope you will listen, enjoy, and subscribe! Listen to “Murphy on Money – May.17.2017 – Is there such a thing as good debt?” on Spreaker. I have written and rewritten this debt post several times because... The post Is there such a thing as good debt? appeared first on Murphy On Money. ...
Posted: Apr 07 2017 @ 6:30 PM
The goal of a zero-balance budget is to command your money and have absolute control over it. This is an important skill for getting out of debt and building wealth. So how does it work and how can you do one? The steps to getting started are below. Step one: Write down your income for... The post How to Do a Zero-Balance Budget and Like It! appeared first on Murphy On ...
Posted: Mar 20 2017 @ 12:40 PM
Whether you are focused on getting caught up on bills, paying down debt, or saving and investing, it won’t always be easy.  Heck, it may never be easy. Making your money behave is tough.  Companies are constantly competing for your dollars and your friends and neighbors are buying new cars, taking wonderful vacations, and posting it all... The post Get Motivated: Make it About Your Dreams! appeared first on Murphy On Money. ...
Posted: Mar 13 2017 @ 12:12 AM
First order of business, what in the world is ROI?  Quoting investopedia.com: Return On Investment (ROI) is a performance measure used to evaluate the efficiency of an investment. ROI measures the amount of return on an investment relative to the investment’s cost. In even more simple terms, you want positive ROI because that means you made more... The post College must have a return on investment (ROI) appeared first on Murphy On Money. ...
Posted: Feb 21 2017 @ 6:06 AM


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