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Blogger Profile


Dylan

Blog Info

Name:
Trail to FI
Category:
Early Retirement
Tags:
financial independence, FIRE, investing, saving, side hustles
Start Year:
2017

Blogger Bio

Net worth:
Location:
United States
Age:
20s
Race:
Unspecified
Gender:
Male
Life stage:
DINK (Dual Income, No Kids)
Profession:
Engineer

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Latest Blog Posts

I have known I wanted to be an engineer since I was 10 years old.* It is something that I The post How the Way I Define Myself is Always Changing appeared first on Trail to FI. ...
Posted: Nov 20 2017 @ 7:00 AM
When I first started learning about investing, the one thing that always came up was diversification. It’s almost cliche. If The post Investing in Gold: Part of a Balanced Portfolio' appeared first on Trail to FI. ...
Posted: Nov 13 2017 @ 7:00 AM
I love my 401(k). Think it sounds weird to profess love for a financial account? Let me explain. Every dollar that I put into my 401(k) reduces my tax bill because all contributions are income tax deferred. That allows me to invest even more and get to FI faster. Every dollar that I put into my 401(k) goes straight into low-cost index funds where they will grow at higher returns than most active funds, and with no work required from me. FI here I come! Every dollar that I put into my 401(k) grows tax-free. Over the long term, ...
Posted: Nov 06 2017 @ 8:19 AM
Disclaimer: This post contains affiliate links. Tracking spending is a good way to stay on track for FI and make sure nothing gets out of control. It’s a way to evaluate your decisions and make adjustments for the next month, as necessary. I like to ask myself each month: “Did this purchase bring me enough happiness to justify the amount I spent?” “Can I do something differently to save more money?” “Are my savings ...
Posted: Nov 01 2017 @ 2:35 PM
You know, not much goes into financial independence. Yeah, I know, it takes discipline, focus, planning, blah blah blah… But really it only comes down to three major parts*: Saving Earning Investing Investing gets talked about a whole lot. And for good reason! It’s a pretty sweet deal – all you gotta do is throw money into your Vanguard account and watch it grow. Saving is also a popular topic. This is probably because it is the ...
Posted: Oct 27 2017 @ 9:51 AM
Soon after discovering Mr. Money Mustache, I somehow found myself on Jim Collins’ stock series, immersed in the beautiful simplicity of index investing. He even went on to write an entire book about it, which is arguably the greatest homage to Jack Bogle known to man. I think it is fair to say that a majority of the FI community has rallied behind index investing And so have I! I love knowing ...
Posted: Oct 20 2017 @ 7:00 AM
Credit card companies are in the money making business. I know, that might be shocking. “But what about all the travel miles and cash-back rewards?” All those perks are just a way to trick you into spending more money! Mwuahahaha! Not only do credit card companies make money, the make LOADS of money. $163 billion annually, to be exact, and mostly from poor suckers who don’t realize the true cost of carrying a balance ...
Posted: Oct 13 2017 @ 11:00 AM
Disclaimer: This post contains affiliate links. Tracking spending is a good way to stay on track for FI and make sure nothing gets out of control. It’s a way to evaluate your decisions and make adjustments for the next month, as necessary. I like to ask myself each month: “Did this purchase bring me enough happiness to justify the amount I spent?” “Can I do something differently to save more money?” “Are my savings ...
Posted: Oct 06 2017 @ 10:27 AM
On the first day of class in high school, my 9th grade English teacher placed an interesting combination of items on a table at the front of the classroom: A bowl filled with aquarium pebbles, A few ping pong balls, and An empty glass vase. She went on to explain that the pebbles and ping pong balls each represented something different. The pebbles represented the things that we wanted to do with our time, like hanging ...
Posted: Oct 02 2017 @ 7:00 AM
You don’t have to spend money to spend time. Although not turning to your wallet for a single day might not seem like much of a challenge, we often find ourselves spending more money than we intend to, without even realizing it. On those days away from the office, we spend cash on everything from gas for your car, to lunch, coffee, and more. If you’re looking for a way to ...
Posted: Sep 27 2017 @ 9:09 AM

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