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Blogger Profile


Ryan Greeley

Blog Info

Name:
Better Credit Blog
Category:
Debt
Tags:
credit, debt
Start Year:
2007

Blogger Bio

Location:
Denver, Colorado, United States
Age:
30s
Race:
White
Gender:
Male
Life stage:
Unspecified
Profession:
Writer
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Latest Blog Posts

Equifax, one of the 3 major credit bureaus, announced on Friday, September 8th, 2017 that they were the target of a data breach back in June that will likely affect up to 143 million US customers. Since the US population in 2017 is 324 million, it’s more than likely that you were affected. In a lot of ways this is a nightmare scenario. The main reason being is that the credit ...
Posted: Sep 08 2017 @ 11:33 AM
LJ Ross Associates is a debt collection agency based out of Michigan. They specialize in debt collection for medical, utilities, government, education, and financial industries. Like most debt collection agencies, they are known for rude and unprofessional behavior. If you recently discovered LJ Ross on your credit report, and are wondering where it came from, keep in mind that LJ Ross may have purchased a debt from an original creditor and ...
Posted: Sep 06 2017 @ 2:53 PM
With the recent Powerball payout of more than $750M to a woman in Massachusetts, I thought it would be interesting to dive into how winning the lottery could potentially affect your credit score. While not every Powerball winner brings in the crazy amount of $750M, according to LottoStragies.com, the average Powerball winner wins around $145M. If used correctly, this is more than enough to significantly affect your credit score, even in ...
Posted: Aug 28 2017 @ 11:38 AM
You’ve probably read a lot about dos and don’t when it comes to purchasing a house for the first time, but what I want to discuss in this article is related to credit. Specifically some of the credit mistakes I see people make when it comes to purchasing a home. The interesting thing is that some of these mistakes are due to mortgage lenders providing their clients with bad advice! Here ...
Posted: Aug 21 2017 @ 6:49 PM
LVNV Funding is a collection agency notorious for suing people whose debts they have purchased. If you have recently discovered a LVNV Funding collection on your credit report, or have been contacted by one of their debt collectors, keep reading to learn how to remove LVNV Funding from your credit report. What to Do When LVNV Funding Calls First of all, if you’re receiving harassing calls from a collection agency, you need ...
Posted: Aug 20 2017 @ 10:51 PM
If you’re reading this article, you may have recently been contacted by a company called Portfolio Recovery. Portfolio Recovery is a collection agency that specializes in purchasing old debts from companies who have been unable to collect the debt themselves. How Portfolio Recovery Works Generally, Portfolio Recovery will buy large numbers of old debts from companies who have “charged off” the accounts. In other words, when the original creditor has been ...
Posted: Aug 19 2017 @ 4:26 PM
If you’re reading this article, you may have recently been contacted by a company called Portfolio Recovery Associates. Portfolio Recovery is a collection agency that specializes in purchasing old debts from companies who have been unable to collect the debt themselves. How Portfolio Recovery Associates Works Generally, Portfolio Recovery will buy large numbers of old debts from companies who have “charged off” the accounts. In other words, when the original creditor has ...
Posted: Aug 19 2017 @ 4:26 PM
An unexpected call or letter from a debt collector can be quite unsettling. This is especially true when a debt collector starts to get aggressive and threatening, which happens often. Before we get into specifics about dealing with debt collectors, the most important thing to keep in mind right off the bat is that debt collectors are attempting to get your money as quickly as possible. They’ll use all kinds ...
Posted: Aug 16 2017 @ 11:34 PM
When it comes to housing, having bad credit can be an issue. Not only does having bad credit make it more difficult to get a mortgage to buy a house, it can also cause problems when it comes to renting. While it can be more difficult to rent with bad credit, it’s not impossible. In fact, there are several techniques outlined below that will help you rent even if your ...
Posted: Aug 07 2017 @ 9:23 PM
Alliance One is known as one of the largest and most aggressive collection agencies. If you’ve recently had to deal with them, you may be wondering if it’s possible remove Alliance One from your credit report. Luckily, there are ways to deal with Alliance One collections and get them out of your life for good. How to Deal with Alliance One Collections In the event that you’re receiving threatening calls and letters, ...
Posted: Aug 01 2017 @ 5:17 PM

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