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Blogger Profile


Ryan Greeley

Blog Info

Name:
Better Credit Blog
Category:
Debt
Tags:
credit, debt
Start Year:
2007

Blogger Bio

Location:
Denver, Colorado, United States
Age:
30s
Race:
White
Gender:
Male
Life stage:
Unspecified
Profession:
Writer
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Latest Blog Posts

A wallet or purse that’s overcrowded with too many credit cards can be enough to convince you that it’s time to leave a few cards that are rarely used home. If you’re not using a card at all, you may be thinking of canceling it. Cancelling a credit card if you rarely use it or […] The post What Happens to Your Credit Score When You Cancel a Credit Card' appeared ...
Posted: Feb 10 2018 @ 3:14 PM
If you’re old enough to remember using travelers checks on vacation, you’ve probably written a check at the grocery store. Both can seem old-fashioned. Both can still be used today, with travelers checks getting an electronic update that can make them work like a debit card but with more options. The physical travelers checks still […] The post Best Practices for Using Credit Cards While Traveling Abroad appeared first on Better ...
Posted: Feb 01 2018 @ 4:55 AM
When trying to pay off debt, it can help to have a plan. Instead of paying credit cards, car loans, medical bills and other debts in random amounts each month or splitting your total payment evenly toward them, a plan such as a “debt snowball” can encourage you to eliminate debt. Popularized by financial expert […] The post Pros and Cons of the Debt Snowball appeared first on Better Credit Blog ...
Posted: Jan 23 2018 @ 7:12 PM
Marriage is a union in many ways. Someone’s financial problems that they had before marriage can become part of that union, potentially creating problems for them as a married couple. But the problems may not be as big as you might suspect. Here are some things to consider about your partner’s debt before getting married: […] The post How Marriage Can Affect Your Credit Score appeared first on Better Credit Blog ...
Posted: Jan 16 2018 @ 6:35 PM
Paying off your credit card bill and not having a balance is the best way to avoid interest charges. But there’s another way to not pay interest on a credit card balance — a balance transfer. There are right ways and wrong ways to do a credit card balance transfer, however, and doing it the […] The post What Credit Card Companies Don’t Want You to Know About Balance Transfers appeared ...
Posted: Jan 12 2018 @ 8:18 PM
Building good credit in college is one of the best financial moves students can make. Having good credit allows them to qualify for loans, rental applications, auto insurance, phone plans and can help them get a job. Improving a credit score can be a Catch-22: Your score won’t go up until you have a good […] The post The Right Way to Build Credit as a College Student appeared first on ...
Posted: Jan 04 2018 @ 8:48 PM
Credit card fraud can seem rampant, with almost daily reports on consumers’ identity being stolen or hacked. Credit and debit card fraud totaled $4.5 billion in 2016, though new computer chips on cards are expected to help drop that to $1 billion in 2020, according to a report by iovation, a provider of digital intelligence […] The post Why Debit Card Users Are at a Higher Risk for Fraud appeared first ...
Posted: Dec 18 2017 @ 7:58 PM
As easy as it is to get online and browse the internet from the comfort of your couch or at a restaurant with a phone, it isn’t an anonymous experience. Online thieves and even people looking over your shoulder can steal your identity and personal information, especially when you’re shopping for holiday gifts online and […] The post 7 Ways to Protect Your Identity During the Holiday Shopping Season appeared first ...
Posted: Dec 12 2017 @ 7:07 PM
Going through an eviction can be the nadir of financial problems. Losing a job, unpaid medical bills and being hounded by bill collectors can be major life events accompanying an eviction. Being evicted from your home or apartment may be the final financial straw that sends your credit into a downward spiral, affecting your ability […] The post How Eviction Can Affect Your Credit Score appeared first on Better Credit Blog ...
Posted: Nov 21 2017 @ 1:58 AM
Using a cash-back credit card can seem pretty simple: Use the card to buy things and you’ll get cash back from your credit card company. Getting that free money of 5 percent or even more on every purchase is easy, but there are some mistakes that cash-back credit card users make that can cost them […] The post How to Get the Most Cash Back on Your Credit Card appeared first ...
Posted: Nov 16 2017 @ 5:04 AM

Testimonials

"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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