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Blogger Profile


Ryan Greeley

Blog Info

Name:
Better Credit Blog
Category:
Debt
Tags:
credit, debt
Start Year:
2007

Blogger Bio

Location:
Denver, Colorado, United States
Age:
30s
Race:
White
Gender:
Male
Life stage:
Unspecified
Profession:
Writer
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Latest Blog Posts

Going through an eviction can be the nadir of financial problems. Losing a job, unpaid medical bills and being hounded by bill collectors can be major life events accompanying an eviction. Being evicted from your home or apartment may be the final financial straw that sends your credit into a downward spiral, affecting your ability […] The post How Eviction Can Affect Your Credit Score appeared first on Better Credit Blog ...
Posted: Nov 20 2017 @ 2:58 PM
Using a cash-back credit card can seem pretty simple: Use the card to buy things and you’ll get cash back from your credit card company. Getting that free money of 5 percent or even more on every purchase is easy, but there are some mistakes that cash-back credit card users make that can cost them […] The post How to Get the Most Cash Back on Your Credit Card appeared first ...
Posted: Nov 15 2017 @ 6:04 PM
A higher credit limit can come in handy in a number of ways. It can help you pay for something in an emergency, allow you to make large purchases you require, and even improve a credit score. Asking for a higher credit limit, however, can seem awkward. You might worry that asking for more credit may make you look like a poor credit risk and that you’re in dire need of money. ...
Posted: Nov 06 2017 @ 3:57 PM
Imagine spending $16 more for every $100 purchase. A new pair of shoes, expensive dinner out or just a parking space at a Los Angeles Chargers football game can cost $100. Add $16 to each expense — and we’re not talking taxes — and you’re really paying $116. That’s because the typical credit card charges an interest rate of about 16 percent per year on balances. Some charge as much as ...
Posted: Nov 01 2017 @ 2:26 PM
If an employer asks to see your credit score as part of a job application, be wary — for a few reasons. First, it’s illegal for employers to check your credit score. Second, they’re probably confusing a credit score with a credit report, and there’s a big difference between the two. Why employers check credit Employers want to see an applicant’s credit report for a number of reasons. They may be looking for ...
Posted: Oct 25 2017 @ 12:06 PM
Chase Bank, as one of the largest banks in the country, has an extremely large portfolio of products. These products range everywhere from credit cards to savings accounts to mortgage loans. That said, Chase does not currently offer personal loans. Even if you have perfect credit, Chase simply doesn’t provide personal loans as one of their products. Chase doesn’t offer very many products geared towards people with bad credit, such as secured ...
Posted: Oct 21 2017 @ 5:32 PM
In the wake of the Equifax data breach that the credit bureau announced in September that left millions of people with stolen identifying information from their credit data, consumers have been warned to take extra steps to protect their personal information. Checking a credit report at least once a month to make sure thieves haven’t opened accounts in your name may not be enough to protect your personal information and thus ...
Posted: Oct 17 2017 @ 2:01 PM
I’ve recently had quite a few readers write in and ask me about credit repair software. The questions generally center around what exactly is credit repair software and is it an effective way to repair credit. I think it will be beneficial to go into this topic a bit because I feel like a lot of people might be getting roped into purchasing bogus software products that promise to help repair ...
Posted: Oct 11 2017 @ 2:51 PM
The nine most protected numbers that you probably have memorized and try not to give out too often aren’t as secure as you might think. The data breach in September of Equifax, one of the three major credit bureaus, led to Social Security numbers, or SSN, and other personal information of millions of Americans to be compromised and possibly used by identity thieves. Less than a month later, a White House cybersecurity ...
Posted: Oct 11 2017 @ 2:20 PM
Medical bills are causing a lot of problems for people. In fact, according to the Kaiser Family Foundation, nearly a quarter of all Americans are struggling to pay their medical bills —including those who have health insurance. The good news is that even if you have been unable to pay your medical bills and it’s gone into collections, it is possible to remove medical collections from your credit report. How Medical ...
Posted: Oct 10 2017 @ 3:01 PM

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