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The Canny Contractor
Early Retirement
financial independence, p2p lending, dividend investing, lifestyle design
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Blogger Bio

Net worth:
United Kingdom
Life stage:
SINK (Single Income, No Kids)
Engineer / Consulting
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Latest Blog Posts

What to invest in, can ultimately transform your future…and your life. So pick wisely. With interest rates at an all-time low and inflation riding high, it’s never been more important. What we’re looking for is inflation beating investments. And that is going to carry some sort of risk. However, you can take a calculated risk by performing due dilligence and investing in robust, mature investments/ businesses. Also, it’s always wise to diversify. Because ...
Posted: Sep 17 2017 @ 4:24 AM
My British Passport was almost rendered useless. It was the umpteenth time I had been questioned by the Israeli authorities. It was high time I had a second passport. Otherwise Israeli border control may detain me… United Arab Emirates stamp caused some controversy at customs and immigration in Israel“Sir, why were you in Dubai?? Who were you with?? What was your purpose??” It was another 10-minute interrogation I didn’t want to encounter ...
Posted: Sep 02 2017 @ 8:54 AM
Share0 Share +10 Tweet0 Share0 As of 2017, and according to the British Channel 4 TV Program, ‘How to Retire at 40’, there are 58% of folk in the UK who retired last year (before the official retirement age) and 55,000 of under 40-year-olds in the UK have given up work. Like the program, maybe some of you are super saving or trend spotting already? But what if I tell you there is an alternative ...
Posted: Aug 20 2017 @ 1:44 PM
Share0 Share +10 Tweet0 Share0 When I graduated from university, I wanted to be a millionaire and travel the world. I haven’t quite reached a million (yet), but I’ve had a taste of the ‘millionaire lifestyle’ and travelled a good chunk of the globe. But what if becoming a millionaire is not what it’s cracked up to be? Who Wants to be a Millionaire – The Younger Me in 1998 Back in the late 90’s, I ...
Posted: Aug 05 2017 @ 2:52 AM
Share0 Share +10 Tweet0 Share0 You’ve just finished an overseas project or come back from vacation after a well-earned rest. But you have this surplus foreign currency burning a hole in your pocket. Where and how can you buyback currency safely and for maximum return?   Where Can I Buyback Currency? I hear you. You can approach a number of foreign exchange desks at the airport and/ or high street and compare rates. However, there is a ...
Posted: Jul 15 2017 @ 6:24 AM
Well, Brexit negotiations have officially kicked off and the portfolio/ investment income slightly strengthened after Mark Carneys and Philip Hammonds’s initial speech. But everything seems so overvalued now. There was a time (before the US Presidential Election) that you could pick up stock on discount. It’s few and far between now… I love a good scandal, not because I’m some sort of gossip or old fish wife. But because it presents ...
Posted: Jul 08 2017 @ 11:03 AM
Share0 Share +10 Tweet0 Share0 I don’t know about you, but when I finish a project my goal is to relax to the best of my ability. That could be through chilling out at my favorite hangout, traveling off the beaten track or some sort of spa treatment. However, I think I may have found the holy grail of relaxation…it’s called Panchakarma treatment. This treatment goes beyond relaxation though, it centers on detoxification and rejuvenation. I ...
Posted: Jun 24 2017 @ 3:48 AM
Share0 Share +10 Tweet0 Share0 The difference between reinvesting your dividends and NOT reinvesting your dividends is astounding. Dividend reinvestment is probably one of the most powerful things you can do for your dividend portfolio today… How Often Can You Perform Dividend Reinvestment? I hear you. As part of my dividend investing strategy, this is an exercise I perform every 6 months. After holding all my accumulated dividends on account. There are no hard and fast ...
Posted: Jun 01 2017 @ 12:05 PM
Share0 Share +10 Tweet0 Share0 It’s almost a bit spammy that headline, but it’s not far from the truth. I guess there’s no better feeling than waking up in the morning and money suddenly appearing in your bank account. Well, I’m not quite there yet with dividend investing, but slowly and surely getting there. When I was staff many moons ago, I remember investing into my company’s share scheme (Bovis). I didn’t know too much ...
Posted: May 28 2017 @ 5:31 AM
Share0 Share +10 Tweet0 Share0 Love them or hate them, recruitment agencies play an integral role in finding you a contract (job). You’ve probably witnessed the abuse recruiters receive on networks such as Linkedin? Some folk say, do we really need them and why are they still around? Poking fun at recruitment agencies…because quite frankly, they deserve itWell, there’s reasons they receive that level of contempt. When you’re dealing with or trying to find your ...
Posted: May 06 2017 @ 5:04 AM


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