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Francis Bach

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From The Bach Row
personal finance, creating change, change management, smart career planning, acquiring skills, achieve more freedom, selling skills, planning & execution, best practices, personal finance crash course, smart spending, start saving, manage costs, changing habits, accountability
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Glenview, Illinois, United States
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Latest Blog Posts

I have a couple of millennials on my team, and they are a completely different than my generation in the best possible way. The speed and efficiency that the millennials can process complex technical information boggles my mind. They are blank slates and and their brains are like sponges that absorb all kinds of information and … Continue reading "Here’s Why You Don’t Need a Financial Advisor" ...
Posted: Sep 28 2017 @ 6:02 AM
Personal Finance has different meanings to each reader and to some, the term is complicated and overwhelming. If you don’t read any further into this particular blog you can easily step off the page with this Plan and go about your other web surfing activities:                     … Continue reading "Personal Finance Explained In Five Words" ...
Posted: Sep 14 2017 @ 6:02 AM
One of my favorite beach stories, which appears in many versions found easily with a Google search, is about an “experienced” beach walker strolling the beach as the tide was going out. Along the shoreline various sea creatures were left exposed as the tide waters receded. On this particular day, there were an abundance of … Continue reading "How to Make a Difference at the Beach and Other Places" ...
Posted: Aug 31 2017 @ 6:02 AM
Mrs. fromthebachrow.com encourages me to tell stories in my blog to plug my message in a more entertaining way. She’s also a good editor for me. I came across the FB page of person that I worked with at one time. She was one of my peers when I was carrying the sales bag. Laure … Continue reading "How Your Shoe Selection Can Change Your Career" ...
Posted: Aug 17 2017 @ 6:02 AM
In my favorite blog to date, I wrote a story about the Leaders that influenced my development over the course of forty years. Today marks the 40th anniversary of the death of Elvis Presley. Milestone anniversary dates like these appeal to me because they remind me of where I was the exact moment when I heard … Continue reading "Where Were You on August 16, 1977?" ...
Posted: Aug 16 2017 @ 6:02 AM
Simon Sinek is my current favorite leadership teacher. He takes leadership and human motivation and puts them in incredibly simple terms. Most can really identify with his style. He states out loud what I have been thinking for years but could never articulate the message the way he does. In the spirit of leadership, I … Continue reading "The Top 10 Skills You Will Master" ...
Posted: Aug 03 2017 @ 6:02 AM
Often times you might find yourself sitting in traffic on the highway stopped, just stopped, on road that should be flowing steadily at 60+ mph. The stop and go process ensues. A few miles into it, the brake & gas foot/ankle exercise, you come upon what it might possibly be. Usually it’s the aftermath of … Continue reading "7 Easy Steps To Move Your Comfort Zone" ...
Posted: Jul 27 2017 @ 6:02 AM
If you have not noticed, there are small changes in format and functionality made to this website every few weeks. Not only do I try to come up with valuable and creative content, I also learn how to make this website easier to navigate and increase its functionality. For example, this week, I fixed the … Continue reading "How To Set Goals In Two Easy Steps" ...
Posted: Jul 13 2017 @ 6:02 AM
Going paperless offers convenience and flexibility when it comes to managing bills and financial statements.  I remember the days of getting my monthly 10+ page bank statement in the mail and using it to balance my check book. At one time, before computers and scanners, the bank would actually send your canceled checks back to … Continue reading "Why You Should Share Your Financial Information" ...
Posted: Jul 06 2017 @ 6:02 AM
Every six months or so I prepare to negotiate what I am paying for my satellite TV and internet/phone service. When the previous “promotion” ends, the monthly rate will change, usually after 6 months.  When that happens I would call up and politely complain that my price increased and ask, politely, to return me to … Continue reading "Why Would You Pay More?" ...
Posted: Jun 29 2017 @ 6:02 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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