Christmas spending can get out of hand. In this article we will discuss some ways you can maintain control of your budget and still have a fantastic Christmas holiday.
The post Christmas Savings – Add Jingle To Your Budget appeared first on Ways To Build Wealth.
What's a 529 savings plan' How do you set one up' What are they good for, anyway' Read on to learn more about 529 savings plans and how you can invest in your child's future.
The post What are 529 Plans and What is The Best Way to Use Them (TUTORIAL) appeared first on Ways To Build Wealth.
Hey, we all want to save money and there is nothing wrong with that. And if you can save money and invest those earnings you've just compounded a wise decision upon a wise decision. However, there are numerous traps can fall into when investing. One of the more dangerous traps investors fall prey to is […]
The post Penny Stocks – Reasons To Stay Far Away appeared first on Ways To ...
We all know that costs of goods have increased over time. For instance in 1940 a gallon of milk cost $.50, a gallon of gas $0.15 and a loaf of bread was $0.08. But in 2015 those same items cost $2.72, $1.99 and $2.38. We call this increased cost of goods over time inflation.
Economists formally define inflation as the increase of the general prices of goods and services over a ...
I am getting a jump on the new year with this one. For a while now I have been itching to quit drinking coffee. I'm seriously addicted as many reader's probably are as well, but I am not very thrilled with the financial consequences.
Studying late into the night with a 26 credit course load hasn't helped me accomplish this goal and I'm suspecting it will prove difficult. However, I am ...
The answer to the question of how much do you really need to save can be daunting, ambiguous and difficult to grasp — especially since no one knows the future.
The Employee Benefit Research Institute states that less than 50% of people have even tried to calculate how much money they will need in retirement because it’s so difficult to grasp.
But if you want to retire someday, you need to start planning as ...
Let’s face it, no one likes to pay taxes. In fact, the President of the United States bragged that he didn’t pay any taxes at all.
So how do you reduce the amount of taxes that you pay on your investments?
Well, one way to minimize the tax drag on your investments is through asset location.
Asset location is a tax minimization strategy that takes advantage of the fact that different types of ...
Retirement will likely mean big changes in your financial life.
Your sources of income shift, as do expenses. Financial priorities often change as you move from saving for retirement to generating income from your hard-earned retirement savings.
Retirement is a good opportunity to start fresh. By using a clean-slate approach can make dealing with finances easier, more efficient, and cheaper if you can consolidate accounts and mitigate fees.
Retirement Income Management
First, consider the ...
[Editor's note: The author of this post and I connected on twitter and have no financial ties]
A former linebacker at Texas Tech University, Chinedu Esiaba (otherwise known as Bobby) is an Economics Analyst who has carried his efforts from the field into the corporate world. While working as an Independent Contractor for Worldwide Modeling Agency outside training for the NFL, Bobby has his work cut out for him. With a ...
How much of your nest egg should you withdraw once you retire so that you don’t burn through it too soon?
At lot of people refer to the 4% rule to determine this. But many people aren’t sure of the particulars of the 4% rule.
What Is the 4% Rule?
Simply put the 4% rule says if investors withdraw 4% of their nest eggs the first year of retirement and adjust that amount ...
Posted: Oct 10 2017 @ 6:00 AM
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