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Grumpus Maximus

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Grumpus Maximus
Early Retirement
FI, Pensions, Financial Planning, Financial Resources, Life and Money, Golden Albatross, Golden Handcuffs
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Hawaii, United States
Life stage:
SIK (Single Income, Kids)

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Latest Blog Posts

“Exactly What Do You Think Is Happening Here Captain?” Raise your hands if it’s hard to determine where I come down on some of the issues I address in this blog.  You’re not alone.  I do it on purpose.  The way I see it, for some topics, all I can do is describe the problem … Continue reading "Golden Albatross Pension and FI Decision Trees (1st Draft)" The post Golden Albatross ...
Posted: Oct 16 2017 @ 1:43 AM
Death Sucks In late Summer 2003, a member of my unit and one of its seasoned mentors was killed in the early days of the Insurgency in Iraq. We were both part of a tight-knit group of young officers that worked and played hard. While I would not have called him a close friend, many … Continue reading "The Pension Series (Part 5) — Survivorship" The post The Pension Series (Part ...
Posted: Oct 05 2017 @ 2:15 AM
It's in your best interest to know how to calculate your pension's Total Dollar Value (TDV). This article explains why and shows you how. The post The Pension Series (Part 4) – Total Dollar Value (TDV) of Your Pension appeared first on grumpusmaximus.com. ...
Posted: Oct 02 2017 @ 5:27 AM
It’s OK to Fail Americans abhor failure, or so we’ve been led to believe. I joined the U.S. military in the late 1990s and can remember the Zero Defect Mentality the post-Cold War peace dividend bred into our military leaders. While I would like to think the longest-running armed conflict in U.S. history (Afghanistan), and … Continue reading "An Unintentional Meander Up Grumpus Avenue Part 3" The post An Unintentional Meander ...
Posted: Sep 24 2017 @ 5:20 AM
Calculating Your Pension’s Worth … Ain’t Like Dusting Crops Anybody else exhausted from Part 2 of the Pension Series?  I know I am.  At 3200+ words it wasn’t concise.  Amongst all those words, you may remember my promise to help you determine your pension’s worth in future posts.  Well, the future is now, or at … Continue reading "The Pension Series Part 3 – What is Your Pension Worth?" The post ...
Posted: Sep 16 2017 @ 2:30 PM
Prologue I’ll admit up front this article won’t be to everyone’s liking which probably isn’t a good way to start out a blog post if you want people to read it.  However, there’s a likelihood that some readers will get no more than a few paragraphs in, and question what the hell any of this … Continue reading "The Pension Series (Part 2): Worth vs. Worth It" The post The Pension ...
Posted: Sep 10 2017 @ 8:15 PM
Foreclosure From The Great Recession Over the past two work weeks, I’ve helped financially counsel a fellow officer whose residual financial issues from the Great Recession stood to impact their career.  There we were, almost 10 years from the start of the downturn, looking at foreclosure documents starting in 2009.  They’d settled the foreclosure within … Continue reading "The Reluctant Financial Voyeur" The post The Reluctant Financial Voyeur appeared first on ...
Posted: Sep 05 2017 @ 4:34 AM
The Grumpy Labourski I just realized the serendipitous nature of the topic I chose for this Labor Day weekend’s post, which is pension safety.  Of course, for my one international reader, I refer to U.S. Labor Day.  Don’t confuse it with the rest of the world’s International Worker’s (Labour) Day, otherwise known as May Day.  … Continue reading "The Pension Series (Part 1): Pension Safety" The post The Pension Series (Part ...
Posted: Sep 03 2017 @ 6:01 AM
Grumpus The Confessor I have a confession to make.  I put off writing this post for a while.  When I first started my blog, I had always intended to demonstrate how to test your retirement plan.  I wanted to do this by using a high powered retirement calculator.  Doing so would complement what I consider … Continue reading "Test Your Retirement Plan: FI Numbers Don’t Lie, But … (Part 2)" The ...
Posted: Aug 27 2017 @ 7:21 PM
Stop What You’re Doing … In the now timeless words of Chris Farley, “Holy Schneikes!”.  I saw a lot of negativity on the interwebs this week, which made me regret getting a Book of Face account.  I only got an account in order to run a Financial Independence (FI) blog.  Prior to that I was … Continue reading "FI Numbers Don’t Lie, But They May Mislead (Part 1)" The post FI ...
Posted: Aug 19 2017 @ 8:15 PM


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