Blogger Profile

Kevin Klinkenberg

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The City-FI-ed Life
Early Retirement
Financial independence, House hacking, Real estate, Lifestyle, Urban design, Architecture
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Savannah, Georgia, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

In the financial blogosphere, the question of buying vs renting is not only hotly debated, it’s also a very frequent topic. I get it – housing is the #1 expense for nearly everyone, and we have a national myth in the US built around something called the American Dream. It’s an incredibly powerful myth – built more on emotion than reason. But of course, we are emotional beings, and only ...
Posted: Aug 30 2017 @ 2:21 PM
Author's Note: I decided to add a third excerpt from my book, especially focusing on finances. This one is pretty straightforward, but I find that it escapes most people that I talk with about transportation and lifestyle. --- The price of gas is constantly in our faces. It’s the one thing we buy that we’re reminded of on a daily basis, since the price is always displayed outside in large print. Some ...
Posted: Aug 24 2017 @ 10:00 AM
Author's Note: This is the second part of a series that is excerpted from my 2014 Book: Why I Walk: Taking a Step in the Right Direction. You can see the first part by clicking here. -- The more I walk, the longer my car lasts, saving me even more money It’s an obvious point, isn’t it? If you drive about five thousand miles per year instead of fifteen thousand miles per year, ...
Posted: Aug 22 2017 @ 10:00 AM
Author's note: This post and the next one are excerpts from my 2014 book, Why I Walk: Taking a Step in the Right Direction. Since it's been a few years since I've written it, I'm going to excerpt most of the sections relevant to personal finance, and perhaps some others. One last note: I actually wrote most of this text in 2012 and 2013. Since then, I've actually sold my ...
Posted: Aug 21 2017 @ 10:00 AM
House hacking. By now, if you’re at all interested in FI or in real estate, you’re probably familiar with the term. Maybe you’ve even done it yourself once or twice. If so – I congratulate you, since it’s such a smart way to lay a foundation for your future success. ...
Posted: Aug 08 2017 @ 11:05 AM
I’m actually a pretty unlikely person to start a blog tied into the Financial Independence (FI) world. I’ve not always been that frugal, and in fact at times have been downright foolish. Sure, I never ran up big credit card debt, but I did make some dumb decisions over the years for which I certainly wish I could get a mulligan. What has been my saving grace are a handful of ...
Posted: Aug 08 2017 @ 10:53 AM
So you’ve decided that pursuing financial independence or early retirement is something you want to do. Fantastic. It’s a great idea, even if you’ll never fully by a Mustachian or an Extreme retiree. I’m not – my family is not. We still struggle with our discretionary spending. We have months where we definitely over-spend. But, we keep trying to do better, and in the meantime do our best to enjoy ...
Posted: Aug 08 2017 @ 10:53 AM


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