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actuary on FIRE

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actuary on FIRE
General Finance
financial independence, early retirement, personal finance
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Blogger Bio

Net worth:
Massachusetts, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

Reader case study for college investing The post College Investing – Reader Case Study, Beginner MD appeared first on actuary on FIRE. ...
Posted: Nov 20 2017 @ 7:00 AM
Do you hold the majority of your investments in passive Vanguard funds' Yep – that sounds like me. Almost no single stock picking' Sounds like me again. Do you turn your back on active stock managers and primarily use index funds' I think we could be friends. Passive Investing I’m sure you’ve heard the argument … Continue reading Beware the FANGs of Passive Investing The post Beware the FANGs of Passive ...
Posted: Nov 13 2017 @ 7:00 AM
Did you read my recent post on how to value a traditional pension' Apparently there are still some of you out there with these old-style pensions, and I was particularly surprised that even some millennials have ‘em! So I was delighted to be contacted by my friend Gwen at Fiery Millennials who has a traditional … Continue reading Valuing a Pension – Reader Case Study with Gwen from Fiery Millennials The ...
Posted: Nov 09 2017 @ 7:00 AM
Do you have a traditional defined benefit pension from either a current or previous employer? Oooh lucky you! You are one of a shrinking group. It’s still relatively common in the public sector, but definitely a fast disappearing benefit in the corporate world. Gone are the days that my father enjoyed from retiring on a pension earned through 40 years with the same employer. With your own personal finances it can ...
Posted: Nov 06 2017 @ 7:00 AM
Kids… Kids are a blessing in your financial planning for long-term independence. Said no FIRE enthusiast ever. I think we can all agree that (most of the time) kids are a blessing, but they sit firmly on the “loss” side of the “profit and loss” ledger. And college fees! Man! You need to prepare for those – am I right? Perhaps like me you’ve created a little spreadsheet to calculate how much you should be ...
Posted: Oct 30 2017 @ 7:00 AM
Have you thought much about sequence of returns risk, and how it will affect your withdrawal strategy? I’ll tell you that it’s been absorbing a lot of my thinking lately.   Like me, you might have seen a lot of information on safe withdrawal rates and investment strategy in retirement. We can then argue about whether the historical experience that informs those results will be relevant in the future, but what ...
Posted: Oct 23 2017 @ 7:00 AM
Do you know what I’ve never done? And will likely never do? Do you know what almost everybody in my office occasionally pursues, but leaves me standing on the sidelines? Playing the lottery. I’ve never done it, never will, and never want to. I know what you’re now expecting. A finger-wagging admonishment against the financial evils of playing the lottery. You’re expecting me to sit you down and have a stern actuarial discussion ...
Posted: Oct 16 2017 @ 7:00 AM
Were you expecting an article about a particularly frugal birth-control method? Sorry to disappoint you, but today we’re going to be looking at how much you can safely spend in retirement – the safe withdrawal rate. And in particular I’ve not seen anything on the special secret techniques that Actuaries use to evaluate this. Last week I saw a tweet that basically said that a popular personal finance blogger was approaching ...
Posted: Oct 09 2017 @ 7:00 AM
Come and see my guest post on Get Rich Quickish! The post Pull Yourself Up Financially And Physically appeared first on actuary on FIRE. ...
Posted: Oct 02 2017 @ 9:10 AM
In a small corner of the internet, my recent article about sequence of returns risk generated some heated debate. Keep calm – no punches were thrown and in fact the civilized disagreement was modest by the standards of polarity we’ve come to expect from public life in recent months. As a side-note, if you’re going into a real fight its probably best not to have the actuary in your corner, ...
Posted: Sep 28 2017 @ 7:00 AM


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