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Blogger Profile


Black Sheep Millionaire

Blog Info

Name:
Black Sheep Millionaire
Category:
General Finance
Tags:
Budgeting, Saving, Earning, Investing, Retirement, Early Retirement, FIRE, Financial Freedom, Debt-Free
Start Year:
2017

Blogger Bio

Net worth:
$500,000.00
Location:
Nashville, Tennessee, United States
Age:
30s
Race:
White
Gender:
Male
Life stage:
SIK (Single Income, Kids)
Profession:
Sales

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Latest Blog Posts

Duane Hoffmann / MSNBC Climbing the Corporate Ladder: A Slave to the Top' I feel that it is important for me to start by saying that I have a lot of respect for many people in high-profile, executive positions. We absolutely NEED people in these positions that are willing to lead, guide, coach and ...... ...
Posted: Nov 09 2017 @ 3:13 PM
  The Black Sheep Family made some progress on the Farm & Homestead over the last couple of weeks.  If you are new to the site, Mrs. BSM and I bought some land in November, 2016 and we are preparing to build our (early) retirement home in the very near future.  It can’t come quick enough, but there is a lot of planning, logistics, and budgeting that needs to be worked ...
Posted: Oct 26 2017 @ 3:25 PM
Ahhhh, it’s the Black Sheep Family’s favorite time of year – Cool weather, football, chili, and the holidays are all in season.  As you get ready for the change in weather, here are a few cold weather energy saving tips to help keep you comfortable without breaking the bank: Cold Weather Energy Saving Tips: Grow a beard: Guys only, unless you’re shooting for a job at the circus, ladies.  In addition to ...
Posted: Oct 11 2017 @ 2:08 PM
Do programmable thermostats save money?  We installed the Nest Learning Thermostat last September (in 2016).  Since we only had six and a half months of regular usage, after moving into our current home and before we installed the Nest, let’s take a look at the results from the last 7 months as a side-by-side comparison. What uses the most energy in your home? Before we jump into the results, it is important ...
Posted: Oct 04 2017 @ 1:03 PM
Image from https://quotefancy.comMany of our successes and failures in life can be attributed to our habits.  I have experienced my share of both due to my own habits, and I have personally witnessed many others whose habits have destroyed or enhanced their own lives. Some of our habits are those which we’ve learned in childhood from family members, friends or other influences, and some we have formed through repeated behaviors resulting ...
Posted: Sep 27 2017 @ 4:33 PM
That’s a simple statement that has a very profound impact.  Aside from a handful of my fellow personal finance nerds, many people in their twenties are not really thinking about retirement at that age.  The earlier that we can get people to grasp the impact of time and compound interest, the better off they will be in their financial futures. Let’s take a look at an example: Joe is a Black ...
Posted: Sep 21 2017 @ 8:00 AM
That’s a simple statement that has a very profound impact.  Aside from a handful of my fellow personal finance nerds, many people in their twenties are not really thinking about retirement at that age.  The earlier that we can get people to grasp the impact of time and compound interest, the better off they will be in their financial futures. Let’s take a look at an example: Joe is a Black ...
Posted: Sep 21 2017 @ 8:00 AM
Last fall, my wife and I bought a beautiful ~40 acre property just down the road from our current home.  It has close to 35 acres of forest, with lots of hardwood trees, an enormous creek, and plenty of turkey, squirrel, deer, and other creatures that call it home.  We have been told that there is even a coywolf, that the previous owner lovingly named ‘Berry,’ who lives there.  We’ve ...
Posted: Sep 14 2017 @ 1:25 PM
That is the million-dollar-question… see what I did there  Another way you could ask yourself this question is, “How little do I need to retire?”  This slight variation in how you present the question, will probably give you very different answers. For those of you that have followed the topic of personal finance and early retirement for quite some time, this will not be news to you.  For those who ...
Posted: Sep 12 2017 @ 9:03 AM
As I mentioned in the post How to Budget Like a Boss, YOU are in charge of your money! You decide what you want those dollars to do, and it’s your responsibility to make sure that they do their job.  A budget is a tool that puts you in control of your finances instead of letting your finances control you.  Hopefully, you have started the process with one of the methods ...
Posted: Sep 09 2017 @ 3:58 PM

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