Blogger Profile

Black Sheep Millionaire

Blog Info

Black Sheep Millionaire
General Finance
Budgeting, Saving, Earning, Investing, Retirement, Early Retirement, FIRE, Financial Freedom, Debt-Free
Start Year:

Blogger Bio

Net worth:
Nashville, Tennessee, United States
Life stage:
SIK (Single Income, Kids)

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)

Latest Blog Posts

  M1 Finance Review I’ve been a Vanguard advocate for quite a while, and I am a huge fan of low-cost index funds and investments (those with low fees and low expense ratios).  Shortly before I started the Black Sheep Millionaire blog, I also began experimenting with Betterment so I could decide whether the ‘added value’ of… Read More Review: The M1 Finance (FREE) Investing Platform The post Review: The M1 Finance (FREE) ...
Posted: Dec 15 2017 @ 7:47 PM
Credit Card Experiment: Cash Back – Free Money Hack Throughout the last half of 2017, the Black Sheep Family has been experimenting with cash back credit card rewards…. Gasp! Credit Cards' Yep…  If you’ve been reading the Black Sheep Millionaire blog for a while, you already know that I am not a fan of debt… Read More Credit Card Experiment: Cash Back – Free Money Hack The post Credit Card ...
Posted: Dec 07 2017 @ 9:22 PM
Climbing the Corporate Ladder: A Slave to the Top' I feel that it is important for me to start by saying that I have a lot of respect for many people in high-profile, executive positions.  We absolutely NEED people in these positions that are willing to lead, guide, coach and build businesses.  Most of these… Read More Climbing the Corporate Ladder: A Slave to the Top' The post Climbing the Corporate ...
Posted: Nov 10 2017 @ 2:13 AM
The Black Sheep Family made some progress on the farm & homestead over the last couple of weeks.  If you are new to the site, Mrs. BSM and I bought some land in November, 2016 and we are preparing to build our (early) retirement home in the very near future.  It can’t come quick enough,… Read More Progress on the Farm & Homestead The post Progress on the Farm & Homestead ...
Posted: Oct 27 2017 @ 12:25 AM
Ahhhh, it’s the Black Sheep Family’s favorite time of year – Cool weather, football, chili, and the holidays are all in season.  As you get ready for the change in weather, here are a few cold weather energy saving tips to help keep you comfortable without breaking the bank: Cold Weather Energy Saving Tips: Grow… Read More Cold Weather Energy Saving Tips The post Cold Weather Energy Saving Tips appeared first ...
Posted: Oct 11 2017 @ 11:08 PM
Do programmable thermostats save money'  We installed the Nest Thermostat last September (in 2016).  Since we only had six and a half months of regular usage (after moving into our current home and before we installed the Nest), let’s take a look at the results from the 7 month period where we can get a… Read More Savings Experiment: Nest Thermostat Results The post Savings Experiment: Nest Thermostat Results appeared first ...
Posted: Oct 04 2017 @ 10:03 PM
The Habitual Millionaire: Many of our successes and failures in life can be attributed to our habits.  I have experienced my share of both due to my own habits, and I have personally witnessed many others whose habits have destroyed or enhanced their own lives. Some of our habits are those which we’ve learned in… Read More The Habitual Millionaire The post The Habitual Millionaire appeared first on Black Sheep Millionaire. ...
Posted: Sep 28 2017 @ 1:33 AM
That’s a simple statement that has a very profound impact.  Aside from a handful of my fellow personal finance nerds, many people in their twenties are not really thinking about retirement at that age.  The earlier that we can get people to grasp the impact of time and compound interest, the better off they will… Read More Invest Early, Retire Earlier – The Power of Compound Interest The post Invest Early, ...
Posted: Sep 21 2017 @ 5:00 PM
Last fall, my wife and I bought a beautiful ~40 acre property just down the road from our current home.  It has close to 35 acres of forest, with lots of hardwood trees, an enormous creek, and plenty of turkey, squirrel, deer, and other creatures that call it home.  We have been told that there… Read More Saving on Property Taxes While Preserving the Earth The post Saving on Property Taxes ...
Posted: Sep 14 2017 @ 10:25 PM
How much do I need to Retire' That is the million-dollar-question… see what I did there' ;-)  Another way you could ask yourself this question is, “How little do I need to retire'”  This slight variation in how you present the question, will probably give you very different answers. For those of you that have… Read More How Much Do I Need to Retire' The post How Much Do I Need ...
Posted: Sep 12 2017 @ 6:03 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.