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Blogger Profile


Kait

Blog Info

Name:
Not Your Average Millennials
Category:
Early Retirement
Tags:
Financial Independence, Early Retirement, Millennial
Start Year:
2017

Blogger Bio

Location:
Philadelphia, Pennsylvania, United States
Age:
20s
Race:
Unspecified
Gender:
Female
Life stage:
SINK (Single Income, No Kids)
Profession:
Nurse
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Latest Blog Posts

The well known first step towards FI is being aware of where your money is going.  The monthly report is an opportunity to critically examine my expenses and decide where I can make improvements.  For the same reason, I will also track my savings contributions here. September Expenses Category Cost Notes Rent*** $600 Cell $55 Transit Pass $144 This comes out of my paycheck pre-tax!  Yay! Car Loan $2,350 The minimum payment is $218/month (2.59% interest) Gas $31 Health, Vision, and Dental  Insurance $141 Provided by my employer, ...
Posted: Oct 05 2017 @ 5:00 PM
One month ago I published a post titled, “I Might Lose My Job.” If you didn’t read that post, let me summarize: My boss might quit, which means my job ceases to exist in its current capacity, but don’t despair because I have savings.  And think of all the opportunities! On September 6th, which was a full moon (not that I am superstitious or anything), my boss made it official.  He will ...
Posted: Oct 02 2017 @ 8:00 AM
Depending on who you ask, the definition of Millennial varies.  Based on the constant complaints that I hear from Gen X you would think Millennials were the laziest, most entitled generation to ever walk the Earth. That smug opinion probably gives way to my favorite definition courtesy of Urban Dictionary. Millennial: A term used by insecure idiots to dismiss somebody aged 10-35 But it is probably more accurate to define Millennials as ...
Posted: Sep 10 2017 @ 8:23 PM
The financial independence and early retirement (FIRE) blog space seems to be dominated by engineers.  In fact, back in 2013 Mr. Money Mustache polled his readers and nearly 35% were engineers of one sort or another.  Engineers love to optimize everything and they tend to make decisions logically rather than emotionally.  It makes sense that these aspects of their personality would carry over into their personal finances. (That or being ...
Posted: Sep 04 2017 @ 11:31 AM
The well known first step towards FI is being aware of where your money is going.  The monthly report is an opportunity to critically examine my expenses and decide where I can make improvements.  For the same reason, I will also track my savings contributions here. August Expenses Category Cost Notes Rent*** $600 Cell $55 Transit Pass $144 This comes out of my paycheck pre-tax!  Yay! Car Loan $375 The minimum payment is $218/month (2.59% interest) Car Insurance $604 I switched to Geico Gas $33 Health, Vision, and ...
Posted: Sep 01 2017 @ 3:00 PM
When I started this blog (a month ago) I wrote down my financial goals.  The goals are very realistic.  I am not pushing myself or sacrificing anything to achieve these goals.  But all of a sudden I found myself unsatisfied… Originally, goal 1 was pay off debt. My debt consists of two loans: Personal loan = $945 with 0% interest (thanks parents!) Auto loan = $4,373 with 2.59% interest After having a conversation ...
Posted: Aug 31 2017 @ 3:14 PM
Depending on who you ask, the definition of Millennial varies.  Based on the constant complaints that I hear from Gen X you would think Millennials were the laziest, most entitled generation to ever walk the Earth. That smug opinion probably gives way to my favorite definition courtesy of Urban Dictionary.   Millennial: A term used by insecure idiots to dismiss somebody aged 10-35  But it is probably more accurate to define Millennials ...
Posted: Aug 26 2017 @ 10:20 PM
Last week I found out I might lose my job. I would imagine for most people this would induce a feeling of dread or anxiety.  But despite my type A personality I found myself unconcerned about the potential of losing my job.  I enjoy my current role at work, so I am almost ashamed to admit that when I found out I might lose my job I got a little bit ...
Posted: Aug 23 2017 @ 10:52 PM
Not Your Average Boyfriend checking out a not so average tree in the Redwood Forest Not Your Average BF is pretty awesome.  He cleans more than his fair share, makes the majority of our meals, and is by far my favorite person to be stuck in the car with for 12 hours.  But… He is just not that into my FI goals. When I talk about FI his eyes start to glaze over ...
Posted: Aug 15 2017 @ 4:12 PM
It is well known that the first step towards FI is being aware of where your money is going.  The monthly report is an opportunity to critically examine my expenses and decide where I can make improvements.  For the same reason, I will also track my savings contributions here. July Expenses Category Cost Notes Rent*** $550 This is going up $50 next month Cell $55 Transit Pass $144 This comes out of my paycheck pre-tax!  Yay! Car Loan $375 The minimum payment is ...
Posted: Aug 14 2017 @ 4:32 PM

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