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Donovan Morgan

Blog Info

Financial Jiu Jitsu
Making Money
Real estate, side hustle, flipping cars, personal finance, financial management, stocks, bonds, frugality, minimalism, quality of life, budgeting, credit card debt
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Blogger Bio

Tucson, Arizona, United States
Life stage:
SINK (Single Income, No Kids)
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Latest Blog Posts

Last week I did a hit piece on stock investments. It was pretty brutal and definitely true. This week, I will go over the reasons you would want to invest in other areas besides real estate. First, let's talk about stocks and bonds. For the modern investor, you can choose individual stocks in your favorite company like, say, Microsoft for example and just buy a bunch of it. You can also nowadays ...
Posted: Sep 18 2017 @ 12:00 PM
Let's call on an example of 2 individuals with stable jobs. Both people have saved 40,000$ and have no debt. Individual #1 invests his money in the stock market. Individual #2 invests in a personal residence of value 200,000$. How do the assets of these two guys grow over time? The equations will tell you pretty quick: Real estate value = 200,000$x(1.11^(number of years)) Stock market value = 40,000$x(1.12^(number of years)) Right away ...
Posted: Sep 13 2017 @ 11:28 AM
For everybody except the super rich, there will exist some span of time when your can't seem to save any money. What comes next is the excuses and mental acrobatics that your brain automatically calls on to try to justify your failure. Ask me how I know.  I touched on some major short term wealth detractors here in this article. They boiled down to the following: When you remodel When you buy a ...
Posted: Sep 07 2017 @ 11:23 AM
Working for a small business, the situation has been dire for a while.  The company is slowly clawing its way up from the depths of long past financial sinkholes that are largely unknown to me. It is worth mentioning that the company as a whole isn't 16 weeks behind for everyone - just me and "a few others."  Allow me to explain.  I get the impression that most people are ...
Posted: Sep 05 2017 @ 9:00 AM
Lately I have been scrounging around in my backyard tripping and sprawling over the car parts and junk in the hot hot sun to deliver myself an engine.  ...
Posted: Aug 30 2017 @ 8:00 AM
Today lets go over a simple concept that doesn't get enough mental attention. That concept is: how much money do you need to save to retire? There are a couple ways to break down that question let's look at them here: How much money do you need to spend every year when you don't work? How much money do you need saved in order to create an income equal to your living ...
Posted: Aug 22 2017 @ 12:00 PM
Bathroom faucet has been dripping for weeks. Finally I have a weekend without anybody bugging me to take a look at it. Step 1: Take the faucet apart. ...
Posted: Aug 16 2017 @ 9:00 AM
I have been on a fitness kick lately. My goal is to get to 10% body fat from around 16-18% (hard to measure.) The workout and lifestyle changes associated with this have been fairly tangible. The diet changes have been more noticeable. One thing that really has slipped under the radar so far is the financial impact of this pursuit. And honestly, I haven't really thought about it. Since I have ...
Posted: Aug 09 2017 @ 5:17 PM
I've gotten to the age where I think I should start planning my retirement.  But I don't want to retire at 65, no.  I'm only been in the rat race for a few years and I already want to get the hell out.  I have a sign hung above my desk at work. "A target that doesn't exist can't be hit."  I don't know if I had heard that somewhere ...
Posted: Aug 07 2017 @ 8:00 AM
I knew it would happen. After a dead calm of tasks and priorities that lasted almost 2 weeks. Smooth sailing turned choppy turned monsoon in but a few hours. Literally everything became due at work and all the stops were pulled out. Then my family showed up at the same time to stay with me and I took a couple days off.  ...
Posted: Aug 02 2017 @ 8:00 AM


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