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Margin of Saving

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Margin of Saving
General Finance
Investing and saving
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Blogger Bio

United States
Life stage:
SIK (Single Income, Kids)
Hedge Fund Analyst
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Latest Blog Posts

I’m going to say this upfront. I don’t go to the theaters much. With three small kids, my viewing options are limited to My Little Pony or whatever kids movie is playing that week. I’ll pass (no disrespect to all those Bronies out there). But if you are a movie buff and like to go … Continue reading "Like Movies? Then You’ll Love MoviePass" The post Like Movies? Then You’ll Love ...
Posted: Oct 16 2017 @ 9:19 PM
It was love at first site. I was only 10 but I can remember it so vividly, like it was yesterday. It was a beautiful clear day and my heart started beating rapidly when I saw my first SEC filings! Thankfully, the SEC doesn’t believe you can have too much of a good thing. This … Continue reading "SEC Filings Explained (and How it Impacts BEBE)" The post SEC Filings Explained ...
Posted: Oct 11 2017 @ 10:01 PM
My last post on BEBE was how right I was. This one is on how wrong I was as well. Because of what I’ve recently learned, I’m doubling down on BEBE. Healthy Balance Sheet In my last post, I walked through the balance sheet. After adjusting assets for the actual market values of the properties … Continue reading "Doubling Down on BEBE on Higher Profitability" The post Doubling Down on BEBE ...
Posted: Oct 09 2017 @ 5:13 PM
There are a lot of quotes out there about setting high goals. I can’t think of any off the top of my head, but the gist is, even if you don’t succeed, you’ll will be better off than where you are now. Which is kinda true. You’ll still be a failure, but a mildly successful … Continue reading "Set High Goals (Like 30,000 ft. High)" The post Set High Goals (Like ...
Posted: Oct 05 2017 @ 5:06 PM
BEBE filed its 10-K today, right at the deadline for the SEC’s 90-day shot clock. Despite the wait (thanks, BEBE), everything came in as expected. How’s BEBE’s Balance Sheet? As of July 1st, BEBE reported $53mn in assets and $64mn in liabilities, implying a net liability of $11mn. That’s bad, right? Not really. Say what … Continue reading "BEBE Delivers as Expected" The post BEBE Delivers as Expected appeared first on ...
Posted: Oct 02 2017 @ 10:08 PM
If you’re happy with your income, congratulations! You must live in Colorado, or another state where it’s legalized. If not, please tell me what meds you’re on because I need to get some. If you’re not happy with your income, then you need to do something about. I’m guessing you can’t make any more money … Continue reading "What’s Your Side Gig?" The post What’s Your Side Gig? appeared first on ...
Posted: Sep 28 2017 @ 10:01 PM
Making $50 an hour is not too shabby. If you made $50 an hour working 40 hours a week, that works out to just over $100k per year. According to the most recent US Census Bureau data, the median income in the US is $59,039 per year. Assuming 1.5 workers in a household, that’s almost … Continue reading "How Would You Like to Make $50 an Hour?" The post How Would ...
Posted: Sep 24 2017 @ 9:38 PM
For investors, the great recession feels like it happened a lifetime ago. The S&P 500 bottomed out just below 800 back then. It’s now sitting around 2,500, more than triple those trough levels. The Dow Jones Industrial Average has more than tripled from those lows as well. The economy isn’t necessarily strong, but it’s not … Continue reading "Why I’m Watching Subprime Auto Delinquencies" The post Why I’m Watching Subprime Auto ...
Posted: Sep 21 2017 @ 11:10 PM
So you’re generating high returns in your personal account and now you want to become a master of the universe. I’m just kidding. I’m not even master of my own domain. Besides, there’s only one master of the universe, and that’s He-Man. Before I started working at a hedge fund, the sole focus in my … Continue reading "Ready to Work at a Hedge Fund? What’s Your Sharpe Ratio?" The post ...
Posted: Sep 18 2017 @ 8:37 PM
If you haven’t heard about Equifax’s security breach, congratulations on waking up from your coma! There’s so much about the world you need to catch up on, but you decided to brush up on investing and saving! I’m not going to rehash what happened since there are many news sites that have spoken in depth … Continue reading "5 Reasons Why You Need Equifax’s Free Credit Monitoring" The post 5 Reasons ...
Posted: Sep 14 2017 @ 10:13 PM


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