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Crispy Doc

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Crispy Doc
Early Retirement
Physicians, financial independence, investing, quality of life, balance, Bogleheads
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Los Angeles, California, United States
Life stage:
DIK (Dual Income, Kids)
Physician (Doctor)
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Latest Blog Posts

It’s official: a study published in the Mayo Clinic Proceedings showed that as of 2014, Emergency Medicine (EM) took the top slot for physician burnout (59%).  Suck it, critical care (50%). In your face, OB/GYN (56%).  We’re #1, we’re # ...huh?How did my beloved field of EM win the race to nowhere?  When I was in medical school, the pioneering faculty insisted that ...
Posted: Oct 16 2017 @ 5:00 AM
In the years following WWII, the U.S. helped Japan rebuild infrastructure and institutions. From that time onward, the relationship has been mostly a bromance. Our nations have arguably become the Vince Vaughn and Owen Wilson of the G-8, putting one another in playful headlocks when negotiating Pacific trade agreements or playing wingman when a cute vulnerable bachelorette country finds itself in need of rescue from a douchebag regional bully ...
Posted: Oct 13 2017 @ 5:00 AM
John Maynard Keynes, famed British economist, was a piece of work.  He developed and promoted modern macroeconomic theory. Government monetary policy during the Great Recession of 2008 was based directly on his ideas, which many credit with having prevented a full-blown depression.  He was openly bisexual in the Victorian era (!), and kept diaries in which he tabulated his conquests numerically (In my best Seinfeld voice: What’s the deal ...
Posted: Oct 01 2017 @ 3:30 PM
The FI movement represents a fringe group of people scattered across the globe whose anomalous financial practices empower them to separate the need for work from the ability to afford their lifestyle. The net worth of FI-seekers is likely negligible; despite high savings rates, relative to global net worth their value likely constitutes little more than a rounding error.Could the experience of such a tiny group of relatively unwealthy ...
Posted: Sep 26 2017 @ 5:00 PM
Makes 1 heaping serving of financial independence.Cooking time: Approximately a decade and a half after residency, depending on student debt, specialty income, and spending.1 jar of resident lifestyle preserves1 strong work ethic1 aggressive savings rate2 helpings of delayed gratification+/- 1 partner on board with financial goals Whether this recipe turns out sweet will depend largely on the preserves of your resident lifestyle: continue to drive ...
Posted: Sep 22 2017 @ 10:30 AM
It’s been four months since I returned my iphone to Sprint and my wife and I switched over to Project Fi, the no-contract cellular service operated by Google.  Calls are routed preferentially via wi-fi when available, and on the Sprint or T-mobile networks when you’re away from wi-fi. We put Fi to the test by traveling out of country (Mexico City, then San Cristobal de las Casas in Chiapas, ...
Posted: Sep 19 2017 @ 3:00 PM
AcceptanceEventually, the ability to enjoy myself seeped back into my life, one area at a time. My kids sucked me back into their world that didn’t care about my troubles so long as I could splash them in the bath or read them a bedtime story.  My wife was simply extraordinary.  I didn’t feel deserving of my family’s love, but they shared it all the same, and it rescued ...
Posted: Sep 15 2017 @ 1:00 PM
I was tired - it had been a busy winter shift and my head was spinning, but I was slowly winding down after a nice family dinner and some reading time with my daughter.  My wife and I had put our toddler to bed and were catching up when the doorbell rang.  Taking a perverse pleasure in the humiliation he strove to inflict, the stranger who asked for me ...
Posted: Sep 12 2017 @ 12:30 PM
I’d heard California called many things before. The Golden State.  A nature lover’s paradise.  A youth and beauty parade.  But the White Coat Investor (WCI) was the first to call it out as a Financial Toxic Wasteland.  I describe myself as an unrepentant Californian, owning up to my idiosyncrasies and accepting the faults (and more reluctantly, the fault lines) that come with being a native.  I live within a ...
Posted: Sep 04 2017 @ 4:17 PM
My wife runs a side hustle that has been in full swing all summer, and which despite being mostly a word of mouth endeavor has evolved over a decade into a full-time job. On top of this, she works one clinical day shift per week in the ED to maintain her skills.  My 10 hour shift yesterday turned into a 12 hour shift because the ED was buzzing, and ...
Posted: Sep 03 2017 @ 7:17 PM


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