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Ordinary Riches

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Ordinary Riches
hustle, debt, retirement, income, help
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California, United States
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Latest Blog Posts

So you think you’re finally ready to move out' We definitely won’t disagree with you, but we want to make sure that you’re really prepared for moving into your first place so that it’ll be as stress-free as an experience as possible. Check out our top 7 things to consider financially in order to set you on the right path on your apartment/home finding journey: 1. Make progress on your ...
Posted: Dec 30 2017 @ 1:00 AM
You might be thinking, I don’t really need an emergency fund. Here’s why we think you should reconsider. To begin, in case you don’t know what an emergency fund is, you should start here. You might understand how having an emergency fund might be useful, yet still not see yourself as needing one. In order to convince you otherwise, we’re going to use a fictional but certainly relateable and realistic ...
Posted: Dec 27 2017 @ 1:00 AM
Okay, we know that might not make too much sense at first, but stay with us. If you’re financially able to save money but you frequently overspend, this post is for you. Most employers allow you to use direct deposit to distribute your paycheck across multiple bank accounts. As it turns out, you can use this to trick yourself into saving more. You can do this by choosing an amount ...
Posted: Oct 18 2017 @ 5:00 AM
You need to save money quickly but you’re more or less spending everything that you take in. Now is the time to take a critical look at your budget and start trimming out everything that’s not absolutely necessary. You already know it, but saving money is all about cash flow. What you take in has to be more than what you spend. Even if you only come out ahead by ...
Posted: Oct 10 2017 @ 5:00 AM
What’s an IRA' IRA stands for Individual Retirement Arrangement. They are a special type of investment account available in the U.S. that offer special tax benefits depending on which one you invest in. Whether you have a Traditional IRA or a Roth IRA (or both), there are limits on how much money you can put into them on a yearly basis. You can check out our IRA calculator below to ...
Posted: Oct 03 2017 @ 5:00 AM
Your Mindset We want to start off by saying that you have to want this. No advice that we or anyone else gives you will ever work unless you actually dedicate yourself to following and practicing it. But since you’re already here, we assume that you have a habit of spending and that you do want to get rid of it. So let’s get started! 1. Think about how long ...
Posted: Sep 20 2017 @ 5:00 AM
What is inflation' You may have heard of the term inflation, and you may be wondering what it is and why it matters to you. Strictly speaking, inflation is an increase in general prices. If on average, the prices of goods in your area have gone up 2%, that’s a 2% rate of inflation. Here’s a concrete example: Imagine that this year, a textbook costs $100. If by next year, ...
Posted: Sep 16 2017 @ 5:00 AM
You may have received a mailer or a phone call from the dealership that you bought your car from not too long ago, claiming that they desperately need more cars like yours in their inventory and are willing to pay you top of market to get it back. This is deceptive marketing that is intended to draw you back into the dealership in hopes of you buying a new car. ...
Posted: Sep 09 2017 @ 5:00 AM
Whether you feel up to your head in bills, or you just want some extra cash to enjoy or stash away, you probably wouldn’t mind having some more money if given the opportunity. By the end of this article, you’ll have some actionable tips that you can use to help you grow your income, should you take the initiative to employ them. 1. Ask for a raise Don’t just go ...
Posted: Sep 05 2017 @ 5:00 AM
After you finish paying off your debt the first thing that you should save up for is an emergency fund, which despite its name is used for more than just emergencies. This is the money that you’ll tap into when unexpected but necessary purchases that are outside of your budget come up. This could mean anything from footing the mechanic’s bill for your car, to paying for a traffic ticket ...
Posted: Sep 02 2017 @ 5:00 AM


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-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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