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Chester L

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The Debt Free Journey
General Finance
debt free journey, general finance
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Granada Hills, California, United States
Life stage:
IT / Security
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Latest Blog Posts

    “We don’t know the probabilities of future events. Still, you have to take action, and so you do it on gut feeling. That’s the world we live in.” – Robert J. Shiller   I spoke to a young couple yesterday about whether or not this was a good time to buy and whether timing the Real Estate market is even possible. As we went on with our conversation, ...
Posted: Oct 09 2017 @ 4:31 PM
  “I believe that through knowledge and discipline, financial peace is possible for all of us” – Dave Ramsey  We’re 7 months into our Debt Free Journey and here’s our progress   WOW. Can’t believe it’s already fall 2017.   Our September’s total debts came in at $118,106, one of our best months ever since we started tracking our repayments last March.  Our August total debt was $120,625 for a ...
Posted: Oct 05 2017 @ 12:38 AM
    “Only 1 in 6 High School Students Nationwide Required to Take Personal Finance Course To Graduate” – Study by NextGen Personal Finance     I had the chance to listen to Pat Flynn’s SPI podcast session #234 where 17-year-old Eva Baker of TeensGotCents.com was the guest and I was totally blown away by this young lady.   On the podcast, Eva shared how she started out her blog ...
Posted: Sep 29 2017 @ 2:48 PM
  Had the opportunity to guest post at The Dad Wallet today about how I got started in Real Estate as a side hustle.     Here’s a quick peek of the article; ADVANTAGES OF WORKING IN REAL ESTATE   There are endless opportunities in Real Estate in any market stage; up or down, since shelter is one of the basic necessities of life next to food and clothing.   ...
Posted: Sep 22 2017 @ 11:39 AM
  “Overall, there were nearly 1.3 million fraud-related complaints reported last year, up about 2% from 2015. Most people said they were scammed after a phone call. Victims paid out a total of $744 million to fraudsters last year, with the average one losing more than $1,100, according to the FTC” USA Today Report     As recently reported by USA Today, financial scams have been increasing in frequency and ...
Posted: Sep 20 2017 @ 2:50 AM
    “To ensure peace of mind ignore the rules and regulations” – George Ade           After the much publicized Equifax breach this past week where 143 million data records have been reportedly stolen by cyber crooks, I’ve put together these practical tips on how to protect ourselves from the upcoming threats of financial and personal harm coming our way.   Unfortunately, we are ALL affected ...
Posted: Sep 11 2017 @ 1:39 AM
 The rich rule over the poor,     and the borrower is slave to the lender. – Prov 22:7     We’re 6 months into our Debt Free Journey and here are our snapshots   August’s total debts came out to $120,686, it actually went up from July’s total of  $120,099.64, due to losing momentum and succumbing to pressures of spending once again.   Needless to say, we had charged up one ...
Posted: Sep 07 2017 @ 2:09 AM
    “Without effort, your talent is nothing more than your unmet potential. Without effort, your skill is nothing more than what you could have done but didn’t. With effort, talent becomes skill and, at the very same time, effort makes skill productive” – Angela Duckworth, Author-Grit       I recently stumbled upon a TED talk that led to different YouTube talks by Angela Duckworth, Psychologist, and author of ...
Posted: Aug 31 2017 @ 2:16 AM
  … AS YOU WORK YOUR DEBT FREE JOURNEY…   “Infuse your life with action. Don’t wait for it to happen. Make it happen. Make your own future. Make your own hope. Make your own love. And whatever your beliefs, honor your creator, not by passively waiting for grace to come down from upon high, but by doing what you can to make grace happen… yourself, right now, right down ...
Posted: Aug 16 2017 @ 2:22 AM
  “Rule #1: Never lose money. Rule #2: Never forget Rule # 1” Warren Buffett       We’re 5 months into our Debt Free Journey and here are our snapshots     July’s total debts came out to $120,099.64, down $1,601 from June’s $ 121,701.   Slowly but surely we’re making a dent.   Last month we kinda messed up our budget a little since we traveled, but like ...
Posted: Aug 08 2017 @ 2:08 AM


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