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One Percent Decisions
General Finance
Honest Perspectives on Personal Finance & Living a Better Life
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Pennsylvania, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

The Latin term panem et circenses (bread and circuses) is a figure of speech for a superficial form of appeasement.  It is a diversion or a distraction from core issues.  If you’ve seen the movie Gladiator, multiple times they show Roman soldiers throwing bread into the stands of the Colosseum prior to the games starting.  … The post The Panem of Investing appeared first on One Percent Decisions. ...
Posted: Nov 29 2017 @ 9:33 AM
When you are in a career or firm that has run its course, how do you know when it’s time to move on' I’m not sure there is a right answer. Narrowing down reasons to make a change might look like some answers below: Disinterest Lack of mission Lack of motivation Stopped learning You reach … The post How Do You Know When To Move On' appeared first on One ...
Posted: Nov 21 2017 @ 4:02 PM
As a parent of two boys, I want them to grow up prepared to handle life, real life.  Tough situations, failure, disappointment, being offended, and how to work hard.  Life is hard and very often, life is not fair.  How many times did we hear that from our parents' But our children now grow up … The post Three Questions I Routinely Ask My Sons appeared first on One Percent ...
Posted: Nov 16 2017 @ 10:25 AM
Over the past month, two of my favorite company stocks have continued to catch a beat down – big time.  Those two companies are Under Armour and Chipotle.  (Full disclosure: I do not and have never owned either of these stocks.  But I do love both company’s products.  I wear an inordinate amount of Under Armour … The post Picking Individual Stocks is Hard appeared first on One Percent Decisions. ...
Posted: Nov 07 2017 @ 3:16 PM
Faith rarely gets mentioned when discussing how to successfully invest.  I’m not referring to faith in a religious sense, but faith that the markets will go up over time, albeit with temporary and sometimes drastic downturns. Ironically, as the market makes new record highs on an almost daily basis, pessimism, skepticism, and nervousness still seem … The post Faith in the Future appeared first on One Percent Decisions. ...
Posted: Oct 25 2017 @ 7:41 AM
I’m consistently amazed at the plethora of great writing.  This week is no different.  Enjoy! An Evening in Wonderland (thereformedbroker) – Plain and simple, this is one of the coolest insider posts I’ve ever read about investing. Just Own the Damn Robots (thereformedbroker) – “For the last fifty years, we’ve invested for retirement. For the … The post Weekend Reading Roundup appeared first on One Percent Decisions. ...
Posted: Oct 22 2017 @ 7:50 AM
The world we live in right now is an interesting one, to say the least.  The divide among the American public is an embarrassment.  Both parties consistently call each other ignorant buffoons, deplorables, intolerant snowflakes, hypocritical idiots, and entitled unpatriotic athletes. I can tell you that I’m done listening to any politician, talking head or … The post Why I’ve Become Politically Agnostic appeared first on One Percent Decisions. ...
Posted: Oct 19 2017 @ 7:28 AM
If there is one thing that virtually everyone agrees on financially speaking, it’s that they wish they started planning for their finances earlier. This is true not only in personal finance but also in life.  Think about it.  Here’s a list of things that most people wish they had done sooner: Invest for retirement. Save … The post I Wish I Started Earlier appeared first on One Percent Decisions. ...
Posted: Oct 18 2017 @ 10:15 AM
Many people that refer to themselves as a Do-It-Yourselfer in regards to their finances are almost always referring to their investments.  Meaning, they feel comfortable allocating their portfolio between various index funds, mutual funds, or stocks without the ‘help’ of a professional. I get it, investments are the sexy part of financial planning and managing … The post DIY Financial Planning Issues appeared first on One Percent Decisions. ...
Posted: Oct 17 2017 @ 10:06 AM
Here are the most interesting and helpful articles I came across this week!  Enjoy! Hash Power – A Documentary on Blockchains $ Cryptocurrencies (investorfieldguide) – This is actually a three-part podcast series on cryptocurrencies and worth every second if you are at all interested in learning more about this.  If you haven’t already heard this, you … The post Weekend Reading Roundup appeared first on One Percent Decisions. ...
Posted: Oct 15 2017 @ 7:02 AM


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