Blogger Profile

Sane Cents

Blog Info

General Finance
debt, real estate, personal finance, credit cards, budgeting
Start Year:

Blogger Bio

Net worth:
Idaho Falls, Idaho, United States
Life stage:
SINK (Single Income, No Kids)
Development Operations Engineer
Fave $ Books:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!
Fave $ Apps:

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)

Latest Blog Posts

In general, I consider myself a relatively frugal person. I save on the things that aren’t important to me, so that I can splurge and spend on those that do. I don’t drive a new vehicle (quite the contrary, actually), I’m fine with generic brands at the grocery store, and I couldn’t care less what … + Read More The post 10 Reasons Why You’re Still Broke appeared first on ...
Posted: Nov 18 2017 @ 1:05 PM
Generally speaking, men and women choose to spend their money differently. Even now, as you read this, you’re probably already thinking of some. This became all-too-apparent to me as a newly-wed, when I mistakenly tried to place a limit on my wife’s clothing budget (if you could even call it a “budget”). She came home … + Read More The post How Men and Women Differ When Spending Money appeared ...
Posted: Nov 01 2017 @ 11:21 PM
We’ve all thought it — myself included. “If only I could get that raise, then all my financial problems would be solved.” Or if you haven’t thought about that, surely you’ve said to yourself, “If I could just find an extra $200 each month, I could rest easier. I’d finally have some wiggle room in … + Read More The post Why Money Doesn’t Solve Money Problems appeared first on ...
Posted: Oct 28 2017 @ 1:54 PM
The day I realized that my vehicles were costing me my financial freedom, I stopped caring what I drove or how my car looked. That’s not to say that I’m okay driving a 1970’s junker, but I also don’t need to be driving around a Lamborghini either. If I said that going to a dealership … + Read More The post Your Car is Making You Poor appeared first on ...
Posted: Oct 17 2017 @ 10:20 PM
Debt is a scary thing. Unfortunately, many Americans don’t necessarily see it that way. Prior to my finance journey, I was in a similar boat. While I was never on the verge of filing for bankruptcy, I did have a mentality such that, “I can pay it off later.” As long as I didn’t have … + Read More The post 5 Money Moves to Keep You Out of Debt ...
Posted: Oct 13 2017 @ 11:05 PM
Much to the dismay of some financial advisors, credit cards are a tool, and, if used responsibly, can bring some pretty substantial perks. It’s when self-control and head knowledge take a backseat to impulse buying that they quickly become a downward spiral, which could take years to dig yourself out of. If your finances are … + Read More The post Why It’s Okay to Use a Credit Card for ...
Posted: Oct 10 2017 @ 9:40 PM
It’s no secret that paying off debt isn’t fun. Rather than spending our hard-earned paychecks to pay someone else, we’d rather be enjoying ourselves and spending our money how we would choose. The problem, however, is that you’ve already spent your paycheck — and then some. And now, unfortunately, that debt has come due and … + Read More The post 7 Steps to Stay Motivated While Paying Off Debt ...
Posted: Oct 07 2017 @ 11:24 PM
I’ll admit it. I’m stingy. I fear that as I age, I’ll be one of those geezers that reminisces of the “good ol’ days”, when gas was $1.50/gallon and cars were actually made well. Everywhere I turn, I’m shocked by rising prices on everyday common items. Not only on fuel or rent, but groceries as … + Read More The post 12 Ways to Save Money on Groceries appeared first ...
Posted: Oct 04 2017 @ 11:14 PM
When it comes to purchasing your first home, there’s a wealth of information out there on how to build your credit, available first time home-buying programs, how to reach out to lenders, and what kind of insurance you need. But when it comes to purchasing your second home, it’s a little more unclear. Housing prices … + Read More The post 5 Tips for Financing a Second Home appeared first ...
Posted: Oct 01 2017 @ 11:58 PM
Simply because you’re able to do something doesn’t mean that you necessarily should. Like jumping off a bridge, for example. Or getting a hand or face tattoo. Or possibly even maxing out your 401k. One of these does not match the others. Ha! While maxing out your 401k seems like a good idea (and it … + Read More The post Things to Consider Before Maxing Out Your 401k appeared ...
Posted: Sep 25 2017 @ 7:56 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.