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Dimes & Dollars
Early Retirement
Financial independence, early retirement, personal finance, earn, save, invest, real estate
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Net worth:
San Diego, California, United States
Life stage:
DIK (Dual Income, Kids)
Contract Specialist
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Latest Blog Posts

When people learn that I work full-time from home, they always say that I’m lucky. Add a six-figure salary, and it seems like I have the dream job. While luck may have played a role in it, what people don’t realize is the amount of work and preparation I had to put in to get… ...
Posted: Oct 11 2017 @ 5:29 PM
According to the Bureau of Labor Statistics, the average American’s top three household expenses are housing, transportation, and food. If you focus on reducing these top three expenses, not only will you be able to boost your savings, but you’ll be able to reduce the total amount of money that you’ll need to reach financial… ...
Posted: Sep 07 2017 @ 11:57 PM
I received news from my real estate agent yesterday that we officially closed escrow on my second rental property last night. It feels a bit surreal, but I am really excited about diversifying my portfolio with more real estate. Here are the details on rental property #2. The property is located in Jacksonville, Florida. Why did… ...
Posted: Sep 03 2017 @ 11:38 PM
It took me years to save up my first $10,000. I still remember the day my bank account had more than $10,000 in it. That first $10,000 was hard, but the next $10,000 I saved became easier, and the next $10,000 after that, I didn’t even have to think about. The simple but powerful way… ...
Posted: Mar 09 2017 @ 4:53 PM
If you take a penny and double it every day for 30 days, how much do you think you will end up with on the 30th day? $30? $1,000? No and no. You would end up with $10.7 million. That’s right, millions! From a penny! This is due to something known as the power of compound interest. Many years ago when I was… ...
Posted: Mar 05 2017 @ 1:22 PM
How long it takes you to retire or become financially independent depends largely on your savings rate (assuming no Social Security, pension, inheritance, etc). Why? Because if you earn $300 a day, but only spend $100 a day, you can go two additional days without working. But wait! Invest that $200 and it will grow and grow… ...
Posted: Mar 05 2017 @ 12:31 PM
A few years ago, I bought a lottery ticket when the Mega Million had reached a record high. I remember thinking, “I don’t even need to win the full amount, I just need to win X amount of money and I’ll be set for life.” (X being some random amount in the tens of millions that I… ...
Posted: Mar 05 2017 @ 12:26 PM


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