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Kevin Drevik

Blog Info

39 Months
General Finance
Budgeting, Investing, Healthcare, Frugality, Early Retirement, Financial Independence
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Net worth:
Moorestown, New Jersey, United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

OK, if you remember back in December I did my first semi-official travel hack (kinda). Well, following the guys on ChooseFI and other folks in the community, I’ve been furiously working on additional travel hacks. I’ve applied for and received two of the Chase Credit cards,  the Southwest Rapid Rewards Premier card (40K miles when … Continue reading "Two steps on travel rewards, completed, working on 3rd!" ...
Posted: Feb 17 2018 @ 9:50 PM
Good post at Full Time Finance on Hobby vs. Business, and the ramifications of each, especially in terms of IRS, insurance, etc. Do you Have a Hobby or a Business' Well worth the read for those interested in their side hustle Mr. 39 Months ...
Posted: Feb 15 2018 @ 9:56 AM
Well, as you remember from my last healthcare post, I checked out potential healthcare costs at the places we were thinking of moving to, once we hit our FIRE goal. We were lucky in that the healthcare was available, at roughly the same price we would pay if we stayed where we were. So much … Continue reading "Healthcare IV" ...
Posted: Feb 14 2018 @ 3:16 PM
While a major part of the FIRE philosophy is enhancing your income via excelling at work and doing side hustles, another key part is frugality and minimizing your expenditures, so you can maximize your savings rate. In my opinion, the frugality/minimize path is the more effective, because most increases in your income will see a … Continue reading "Exploding your savings rate!" ...
Posted: Feb 10 2018 @ 8:29 PM
This stuff really gets me pumped. I’ve wanted to do this with my home for a while, but never found the timing right. It will happen, though. Mr. 39 Months ...
Posted: Feb 09 2018 @ 11:29 AM
All you heard on the news last night and this morning was the “gigantic” drop in the investment market yesterday. Some are already calling it “Black Monday.” I personally had about $20,000 erased in one day. Ouch! From Marketwatch  How did the main benchmarks perform'  The S&P 500 SPX, -4.10% dropped 113.19 points, or 4.1%, to 2,648.94. The … Continue reading "Well that was unexpected – Not!" ...
Posted: Feb 06 2018 @ 9:37 AM
“Some things are in our control, while others are not. We control our opinion, choice, desire, aversion, and in a word, everything of our own doing. We don’t control our body, property, reputation, position, and, in a word, everything not of our own doing. Even more, the things in our control are by nature free, … Continue reading "Financial Independence and Stoicism" ...
Posted: Feb 03 2018 @ 8:17 PM
I always appreciate his articles, especially when he gets into a deep topic. In this one, he discusses how not having intrinsic motivation for something else when you retire will cause you to fail (either returning to work, or worse). Good read. Lack of intrinsic motivation will destroy your early retirement ...
Posted: Feb 02 2018 @ 7:37 PM
Keeping it rolling, only 29 months from Financial Independence! A pretty good month to celebrate! For the first time, our investment assets (not counting savings, checking, home, etc.) hit over $1M Good month for gains – got a 1.36% monthly gain, in addition to what I put in Was able to roll my Dad’s IRA … Continue reading "Monthly update – Feb 2018" ...
Posted: Feb 01 2018 @ 5:50 PM
Well, as you remember from my last healthcare post, I was looking into the internet and healthsherpa.com to identify potential healthcare costs for the period between 56 and 65 (when Medicare is supposed to kick in). I started out with my current area in southern NJ, and came up with a list of 7 different … Continue reading "Healthcare III" ...
Posted: Jan 28 2018 @ 3:43 PM


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