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Shawn @ TheSmartFI

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The Smart Fi
Early Retirement
FIRE, early retirement, financial independence, frugal,
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Blogger Bio

Net worth:
Tacoma, Washington, United States
Life stage:
DIK (Dual Income, Kids)
Registered Nurse
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Latest Blog Posts

40-Day Frugal Lent Challenge When it comes to saving money, I’m always up for a challenge. In this case, it is the 40-day Frugal Lent Challenge. The other day I stumbled upon the blog 99to1percent and I found an article with a great idea that I really liked. They took a very old religious tradition Read More The post 40 Day Frugal Lent Challenge appeared first on Smart Fi. ...
Posted: Feb 13 2018 @ 9:34 PM
How To Spend Your Tax Return Welcome to tax season or at least the early innings of tax season. A time when many US households find themselves with some extra money, if not, a windfall. This time of year you need only to bend your ears to hear all the fabulous things people are going Read More ...
Posted: Feb 09 2018 @ 6:33 PM
Here we are at the beginning of February. It is hard to believe that one month ago this blog was only a small idea in my head mixed with a large amount of fear. Fear that I could never produce a blog as polished or well written as all the others. I came across a Read More ...
Posted: Feb 02 2018 @ 5:52 PM
February Plank Challenge Well here it is February already. I had a New Year’s resolution but it’s busted. I guess I can tell you now, that I have moved on.  My New Year’s resolution was to not eat refined sugar. Let me say, my kryptonite in life is baked sweets. You name it, cakes, brownies, Read More ...
Posted: Jan 30 2018 @ 7:47 PM
The Health Savings Account (HSA). Maybe the most under utilized form of retirement savings account in the U.S. Often misunderstood, the HSA is commonly misused as a money in, money out form of payment for qualified medical expenses. The real secret to the HSA is letting the funds flow to the brokerage side of the Read More ...
Posted: Jan 26 2018 @ 6:46 PM
If you are like the Smart Fi household, after the bills are paid, there may be little more than pocket change left over.  Mortgage, utilities, groceries, auto loan, and college savings. Do these expenses sound familiar. That is because almost every home in America has some form of these expenses.    These are pillars of Read More ...
Posted: Jan 23 2018 @ 1:49 AM
Who doesn’t like a good challenge. A challenge that gets your mind working. Where you have to play mental mind games to achieve your goal. Am I losing you, stay with me here. Challenges are supposed to be hard otherwise it would not be a challenge. When I came across the 2018 Spend Nothing Challenge Read More ...
Posted: Jan 19 2018 @ 3:43 PM
Hello ladies and gentlemen, I just wanted to do a short post on my 2018 goals. Not those normal kind of goals. Not the lose 10 pounds goal or the exercise 30 minutes a day goals.  No, I’m talking about financial goals. I’m talking about short term one year goals. I try to make these Read More ...
Posted: Jan 18 2018 @ 2:12 PM
4612 days until mortgage freedom. September 1, 2030. That is if we continue to pay the mortgage as scheduled. But stick with me here, because I’ve got a hybrid approach to get us to mortgage freedom within the next 8 years or so. It makes my mind numb just thinking about paying the bank roughly Read More ...
Posted: Jan 18 2018 @ 2:38 AM
I am driving an 18 year old Toyota Tacoma. I bought this truck for $18,000 used from a neighbor.  At age 23 and being frugal by nature, this was a giant splurge. The neighbor had owned the truck for only 9 months but wanted a bigger truck to tow a boat. So by all measures Read More ...
Posted: Jan 16 2018 @ 7:20 AM


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