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Root of Good
Early Retirement
Frugality/Saving, Parenting/Family
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Raleigh, North Carolina, United States
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Latest Blog Posts

Greetings from Raleigh! We are back home after nine weeks in Europe. School is back in session and fall is just around the corner. Our five year old started kindergarten and we are transitioning into empty nesters. At least on weekdays between 8:30 AM and 2:45 PM. Our financials for the month were once again wonderful. Once I arrived home from Europe, I deposited an accumulated stack of ...
Posted: Sep 11 2017 @ 6:30 AM
It's a rainy day in the outskirts of Koblenz, Germany and I finally have time to crank out the latest monthly financial update. It's 60 degrees and drizzling all day. The fog rising over the farm fields obscures the view of the next village over. Though a rainy day would mark ruin for others' vacations, for us it's a nice forced break from our routine of exploring ...
Posted: Aug 11 2017 @ 6:30 AM
The Root of Good family started its grand nine week European vacation with five days in Lisbon, Portugal. After a short flight from Raleigh, Lisbon is an easy 7.5 hour overnight flight from Washington, D.C., so our transatlantic flight to Europe was relatively painless. We arrived at 10:30 in the morning the next day. After an arduous journey through the immigration lines, we left the airport by ...
Posted: Jul 27 2017 @ 6:30 AM
This month's financial update comes to you from Ljubljana, Slovenia - an undiscovered gem in Europe. We are about to head to Lake Bled, Slovenia for some hiking, lake-lounging, and more relaxing. After that we're on to Austria, Germany, and the Czech Republic for the next month before ending our vacation in Amsterdam. It's hard to believe we are almost half way through our nine week summer ...
Posted: Jul 10 2017 @ 6:30 AM
May is all done, and it proved to be another great month for our household. Our net worth climbed $23,000 to $1,828,000 (another all time record high). Our income was huge at $9,149 while our expenses remained moderate at $1,829. The kids are out of school in a few more days and we head out for our nine week summer vacation in Europe in less than a week! ...
Posted: Jun 06 2017 @ 6:30 AM
In contrast to early retirement modeling that looks for all the worst cases and failure modes, our actual life the past almost four years illustrates that good things can offset the bad events in life. Financial planning for early retirement is pretty straightforward. Figure out how much you plan on spending in early retirement then save up till you have between 25 and 33 times your annual expenses in your ...
Posted: May 17 2017 @ 6:30 AM
This year is flying by so far! Now that we are one third of the way through 2017, our financial picture for the year is becoming clearer. And it's a good picture so far. Our spending for April remained below budget at $2,981 while our income of $3,321 slightly exceeded our expenses. Our portfolio and other assets continue their upward trajectory with a $34,000 gain bringing our ...
Posted: May 08 2017 @ 6:30 AM
Guest post from Early Retirement Dude: It’s May of 2005 and I’m officially quitting my job this morning—or, technically, I’m being laid off because I’ve turned down a directed transfer—and part of the process is an exit interview with our divisional president. I’ve just turned thirty-six. Cliff is a good guy, and for a couple more hours I’m two tiers down from him on the org chart. I report directly to ...
Posted: Apr 27 2017 @ 11:32 AM
I can't believe we are already a quarter of the way through 2017! Financially speaking, we are doing incredibly well as we ride this bull market up and up. March left us $15,000 wealthier thanks to investment gains with our net worth climbing to $1,771,000. Our expenses for a family of five were very modest at just $1,388, while our income remained strong at $3,747 for the ...
Posted: Apr 07 2017 @ 6:30 AM
The Root of Good family is ramping up for an epic adventure across Europe during the summer of 2017. The five of us will spend nine weeks traversing an all new (to us) continent by train, plane, bus, car, and foot. We really struggled to narrow down the itinerary to something feasible for a family with three young children. As a result this trip will NOT include London nor ...
Posted: Mar 22 2017 @ 6:30 AM


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