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Our Next Life

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Our Next Life
Early Retirement
Start Year:

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Small mountain town, Western USA, United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

Just as we have a mission in early retirement to figure out what we want to do when we grow up, and to adventure more, we also have a mission to be more charitable, both by volunteering and by giving money directly to important causes. Which may seem harder when we have less cash flow coming in. But there are some good ways to build charitable giving into your retirement ...
Posted: Nov 08 2017 @ 4:21 AM
This post is about my long side hustle career teaching yoga, including the cautionary tale I'd give any would-be new teachers. But it's filled with parallels for so many side hustles and jobs in the gig economy -- and it's worth asking if your side hustle has anything in common with the pitfalls of mine. The post How Teaching Yoga Is Like Multilevel Marketing // My Longest, Least Lucrative Side Hustle ...
Posted: Nov 06 2017 @ 4:58 AM
The most common question we got after revealing where we live was "But... California?! It's such a high-tax state!" So let's take a look at why we think California can be a great place to retire, as can many high tax states. Because there's so much more to total cost and overall lifestyle than just income taxes, especially given that income taxes are far less relevant to early retirees. The post ...
Posted: Nov 01 2017 @ 6:57 AM
We're just back from FinCon17, and here's a full report on how it all went. (Spoiler: We loved every second.) And, for those who aren't bloggers or just aren't interested in FinCon, let's talk all about how we can create community outside of big, formal events -- because I think it's actually easy to do! The post The Power of Community, at #FinCon17 — and Everywhere Else appeared first on Our ...
Posted: Oct 30 2017 @ 6:33 AM
It's time, you guys! For nearly three years, and 300 posts, I've written as "Ms. ONL," and referred to my partner in crime as "Mr. ONL." We've obscured where we live, what we do for work, and a bunch of other identifying details. But that all ends now! Come meet the real humans behind Our Next Life. The post Hiya! (Again) // It’s Reveal Time! appeared first on Our Next Life. ...
Posted: Oct 23 2017 @ 4:01 AM
So many of us, upon learning about early retirement, dive in headfirst, and discover this community full of people working toward the same goal. And along the way, we adjust our baseline based on the people we meet here, and we might even forget that we are the outliers, not the normal ones. Recently, we were reminded just how not normal this goal is, and that's made us all the ...
Posted: Oct 18 2017 @ 6:46 AM
In just two short months, we'll be retired and living on a constrained income for the first time in ages. But we're not worried, because we have a whole bunch of ways to live beyond that budget, especially once we have time to invest in research and deal-finding. (Plus, we can live a pretty sweet life for not a lot of money, so it doesn't take much budget stretching to ...
Posted: Oct 16 2017 @ 7:01 AM
It's official. We've given notice at work, and now we're starting to tell our teams and clients. We expected this to be an emotionally complicated time (no disappointment there), but we didn't realize that the weight of keeping this all to ourselves had been quite so heavy. Click and I'll tell you all about it. The post The End of the Double Life and the Weight of the Lie // ...
Posted: Oct 11 2017 @ 4:13 AM
Today we're continuing the mini-series on Social Security and Medicare by looking at whether or not you should build Social Security into your retirement plan. We're not counting on it, in part because we don't need to, but also for some big reasons that are worth considering for everyone who wants a secure financial future. Give it a read and then let us know what you think! The post Why ...
Posted: Oct 09 2017 @ 4:09 AM
The question of whether 4 percent is a safe withdrawal rate, as the "4 percent rule" suggests has been -- and will continue to be -- debated endlessly. Fortunately, this isn't more of that debate. Instead, let's look at whether the fundamental underlying assumption of the 4 percent rule -- level spending every year -- is actually realistic and safe to plan around. (Spoiler: it's not.) The post The Fundamental ...
Posted: Oct 04 2017 @ 7:33 AM


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