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Millennial Money
Investing, Earning More/Hustling
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Chicago, Illinois, United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

MM Note: This is a guest post from Todd Kunsman, a 29 year old who started his FIRE journey 3 years ago. Given the success of his first guest post 8 Steps To Financial Freedom, I asked Todd to follow it up and share his personal challenges when starting to save and over the past 3 years as he works towards financial independence. By the time I turned 26, I was frustrated ...
Posted: Aug 21 2017 @ 3:11 PM
Not surprisingly, it’s actually pretty easy to make money online. What’s tough, is to make enough money online to quit your job and do it full-time. I’ve met hundreds of people who make between $100 – $2,000 per month of income online, but very few who make enough to do it full time. The best thing about making money online is that it typically requires so little overhead – you don’t ...
Posted: Aug 14 2017 @ 6:54 PM
MM note: Negotiation is at the heart of selling, making, and saving more money. It’s truly an art and the more you practice the better you get. And the better you get at negotiating the more mone you can save (& make!). Through a recent conversation, I asked MM reader Win Warfield (yes, coolest name ever!) to share his essential negotiation tactics. These are legit and super valuable hacks.   Tell me if ...
Posted: Aug 03 2017 @ 9:22 AM
It’s a cool summer night in Venice and the wake from the boats on the Grand Canal is splashing against the glass next to my feet. My wife and I have spent the last few weeks in Italy writing, and past few days dodging Venice tourists as they dodge us. It’s been hot the past few days, but tonight, our last night, we’ve found ourselves back at the Gritti Palace bar, ...
Posted: Jul 28 2017 @ 6:41 PM
I’ve written extensively about student loan debt and even wrote about someone who had over $1 million in student loan debt. Whaa? I know, crazy. Statistically, 7 out of 10 graduates leave school with student loans and it leaves a huge pause in life’s financial goals. Over 44 million Americans currently have student debt and owe over $1.4 trillion dollars and student loan debt grows $2,726 every second. The average $37,000 student loan ...
Posted: Jul 26 2017 @ 5:45 PM
MM Note: This is a guest post from 29-year-old Millennial Money reader Todd Kunsman. At the core of the FIRE movement is learning from each other and Todd has a great financial freedom strategy and has already made huge strides in just 3 years. To learn more about creating financial freedom, check out how to retire in 10 years or less or fast tracking financial independence. Now check out Todd’s ...
Posted: Jul 22 2017 @ 12:44 PM
One of the most common questions I get is “How can I reach financial independence or retire early?” While it’s never been easier to get rich slowly (save 10-20% and invest in index funds), it’s actually a lot harder to fast track your financial independence (when work is optional). And when I am saying fast track financial independence, I am talking about retiring in 10 years or less from today, ...
Posted: Jul 05 2017 @ 5:08 AM
Around this time every year, I start reflecting on how far I’ve come since 2010 when I was broke and living at home with my parents. I’m a big believer in reflecting and cultivating gratitude.It is scientifically proven that practicing gratitude makes you happier (it increases serotonin and the neuropathways in your brain). We all move so fast these days, that it so important to slow down and reflect on how ...
Posted: Jun 27 2017 @ 2:28 PM
I’m stoked to share a recent interview I did with Inc Magazine, written by Amanda Abella, who also interviewed me for her podcast. While I usually don’t write about my media mentions, I shared a ton of about my story and the money ideas that have had the biggest impact in my life. I have been an Inc. reader for many years, so I was super excited for the interview. Here ...
Posted: Jun 24 2017 @ 11:17 AM
If you want to make more money, be more productive, stay healthy, and not lose your mind, then it’s essential to chill as hard as you hustle. The simple idea is to take care of yourself, but here is my method for avoiding burnout and quickly recovering when burnout happens. I gotta admit, it’s been a crazy past 6 months and this week I completely burnt out. Fizzled. Hit the wall. ...
Posted: Jun 17 2017 @ 9:37 AM


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