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Blogger Profile


DIY$

Blog Info

Name:
DIY Money Stuff
Category:
General Finance
Tags:
Investing, Home Improvement, Family, Budgeting
Start Year:
2014

Blogger Bio

Net worth:
Location:
Georgia, United States
Age:
30s
Race:
White
Gender:
Male
Life stage:
SIK (Single Income, Kids)
Profession:
Corporate Finance
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Latest Blog Posts

August was a crazy month here in the DIY$ household. We got some of our last trips in before school season makes it harder to skip town with the kids, got the backyard prepped for our concrete patio that will be poured in September, and increased our net worth by $4K to $685,332. NET WORTH SUMMARY We’ve done a pretty good job at growing our net worth. With the recent madness of ...
Posted: Sep 10 2017 @ 8:53 PM
I recently have heard folks talking about what they would do with some unexpected additional money. J Money asked his readers “What Would You Do With an Extra $1,000?” I generally don’t spend too much time thinking about these type of hypotheticals, but this week it became my reality. I got a call out of the blue informing me that a $1,000 check was on the way to me! This clearly ...
Posted: Aug 22 2017 @ 6:15 AM
We’ve done some crazy things in our day to save money. Some were done out of necessity at a specific time and others have become ingrained into our lifestyle. It’s easy for me to downplay those that are a part of our firmly established routine and to think of them as nothing special. Yet, as I interact with and see the behaviors my neighbors, co-workers, or family members I am ...
Posted: Aug 08 2017 @ 9:10 AM
I can hardly believe July is already over. The year really seems to be flying by. In the month of July, I finished reading seven books, vacationed to both Florida and Hawaii, and somehow we managed to grow our net worth another $12,800 to $680,980. If you’re looking for a good read, the best two books I read this month were: Bailout: An Inside Account of How Washington Abandoned Main Street While ...
Posted: Aug 02 2017 @ 10:04 PM
  XKCD.com I’ve been thinking a lot lately about survivorship bias and how it can cloud our judgment in evaluating financial opportunities. We are guilty of survivorship bias when we see someone being successful and think that all we have to do is do whatever they did to reasonably expect the same results. What this way of thinking ignores is that in most cases MANY other people have done some of the exact ...
Posted: Jul 23 2017 @ 10:00 PM
I’m just getting back from a nice quick trip for the 4th of July and wanted to provide an update on our net worth. June was an expensive month for us in the DIY$ household. Nonetheless, we managed to still grow our net worth by $3,900 to $668,176. June 2017 Net Worth Details Cash Our cash balance crept up this month but should jump more in July. We finished installing a backyard fence ...
Posted: Jul 05 2017 @ 2:09 PM
I just got back from a work trip, but wanted to make sure I kept up with my tradition of monthly net worth updates. Our May 2017 Net Worth increased by $6,470 to $664.267.  May 2017 Net Worth Summary Cash Our cash balance went down slightly this month. We had to spend >$300 pumping out our septic tank and also spent most of the month on a low carb diet, which increased out grocery ...
Posted: Jun 02 2017 @ 6:51 AM
Several years ago in another state, our home was broken into while we were on vacation. We filed an insurance claim and within a few weeks, most everything was back to normal. For the rest of the time we lived there though, I always got a pit in my stomach coming home. Last week, our digital house was broken into. Somehow, someone got my login info for my investment accounts and ...
Posted: May 30 2017 @ 11:14 PM
Lest you read my last post and think that I completely ignore the very real inflation risk in retirement, allow me to walk you through my thought process of how I account for it. I already mentioned that when I project out our portfolio growth I’m assuming a non-inflation adjusted rate of return of 8%. If inflation were to average 2%, then my real return would actually be just 6%. I ...
Posted: May 23 2017 @ 9:38 PM
I recently was talking to a friend who disagreed with my retirement planning assumption that our investments would average an 8% return. I had felt that my assumption was conservative given that I am close to 100% invested in equities. He felt that 4-5% was a better long-term assumption. Dave Ramsey assumes 12%. Who is right? At the end the day, who really knows? We’re doing our best to save and ...
Posted: May 20 2017 @ 9:44 PM

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