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Keep Thrifty
Debt, Minimalism
Start Year:

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Madison, Wisconsin, United States
Life stage:
SIK (Single Income, Kids)
Engineer / Manager
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Latest Blog Posts

We are excited to introduce you to Dave from The Financial Journeyman. He left high school without direction or passion and found himself working a manual labor factory job. He later found a passion with investing his earnings and developed a dream to pursue a new career. His story is full of perseverance and hard work. Here’s his amazing journey! Backstory What was your life like before you pursued your dream' In high ...
Posted: Dec 14 2017 @ 7:58 AM
The personal finance world has been abuzz with talk of automation. It started with automated bill-pay and has grown into automated savings, robo-advisers, and algorithm-based investing. We dream of letting the machines take care of our finances so we can free up our time. As a software developer, you’d think I’d be a huge advocate of automation, but I’m not as smitten as you might guess. I don’t think you should ...
Posted: Dec 12 2017 @ 7:58 AM
We are excited to introduce you to Cindy from Dash2Retire. Buying a home for your family to live and create memories in is exciting, but having a mortgage sucks. Cindy and her husband decided they didn’t want to stay on the 30-year mortgage track when they moved to Canada. How did they escape the mortgage trap' Cindy shares her family’s backstory, strategy for becoming mortgage free in Canada, and what’s ...
Posted: Dec 07 2017 @ 7:58 AM
I have a confession to make. We spent over $6,000 on Black Friday. We’re on the home stretch of our nothing new year challenge. Did we completely lose our senses' Was I shoving other shoppers out of the way at Walmart to get my hands on a “sweet deal”' Read on to see what the heck happened this month. Spending Overview We track our spending using a little tool I made called ...
Posted: Dec 05 2017 @ 7:58 AM
We are so excited to introduce you to Kyle from Not Your Parents’ Financial Guy. A few years ago he found himself laid off with only a few thousand dollars to his name. What’s a guy to do' He moved halfway around the world from Chicago, USA to Sydney, Australia with his girlfriend. How did he take the leap to following his dream' Kyle shares his backstory, strategy for moving, ...
Posted: Nov 30 2017 @ 7:58 AM
Ok, so my husband, Chris, has officially been on his One Year Mini-Retirement since July first. And as of September second, he started working here on Keep Thrifty full time. We are still early in this whole mini-retirement thing, but it feels so much longer. Every week brings a new challenge in our marriage. It’s exciting and exhausting. There are tears and laughter. It’s a rollercoaster of emotions. Here’s how ...
Posted: Nov 28 2017 @ 6:58 AM
Patience is a virtue, but it’s more than that. It’s an incredible source of passive income. OK, maybe not income in the traditional sense, but at the end of the day, patience leaves you with extra money in your bank account for doing absolutely nothing. Every generation needs an anthem but I’m afraid if our shopping behavior is any indication, our anthem isn’t a flattering one. I want it all, ...
Posted: Nov 21 2017 @ 6:58 AM
Our oldest daughter has been invited to three birthday parties so far this school year. While it’s fun to celebrate turning a year older with friends, it can get expensive. We’ve been trying to be more intentional on how much money we spend on gifts, but we’ve found that it often comes with guilt and embarrassment. When we choose to spend less money, are we being cheap or inconsiderate' Are we ...
Posted: Nov 16 2017 @ 6:58 AM
Before our mini-retirement, we were focused on building our finances. We were prepaying our mortgage, saving for vacations, contributing to a 401K, and building our emergency savings fund. Then we decided to temporarily step away from getting a paycheck for a full year. Our focus on our finances had to change. Here’s how: Having the Money to Take a Mini-Retirement We didn’t spend the last 10 years saving up $60,000 in order ...
Posted: Nov 14 2017 @ 6:58 AM
There are usually five school days in a week, but all too often, there is an inservice day that cancels school and leaves you wondering, now what' In the past, these have been lazy pajama days. And that's OK. But with Chris in the middle of his Mini-Retirement, we decided to make these days a little extra special. We didn't want to spend a lot of money though. Watch to see what ...
Posted: Nov 09 2017 @ 6:58 AM


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