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My Life, I Guess...
General Finance
Debt, Lifestyle
Start Year:

Blogger Bio

Ontario, Canada
Life stage:
DINK (Dual Income, No Kids)
Records Clerk
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Latest Blog Posts

If you’ve been paying attention, you’ve already noticed that I broke my new year’s resolution and personal goal of posting at least once a week on my blog. Although I missed two weeks along the way, I was doing a pretty good job until the middle of May. That’s when life started to get more complicated and more stressful for me. And blogging became the least of my worries. Things have started to ...
Posted: Aug 14 2017 @ 6:37 AM
Today I’m excited to share the following guest post from Jon of Penny Thots. Enjoy! When it comes to building wealth and becoming wealthy, most people focus on either making the most money possible or cutting every possible dollar from their budgets. While doing these things is needed in order to grow your wealth, there is one part of wealth creation that many people overlook. It is tracking your net worth. You ...
Posted: Jul 05 2017 @ 4:46 PM
As a personal finance blogger, this is a bit embarrassing to admit. But I recently made a mistake. A mistake that cost me $425. Like many of us millennials, I’m struggling to pay back my student loan. The monthly payment they expect me to make is close to $600. (Which, in case you were wondering, is more than 25% of my monthly income.) It is not an amount that I can ...
Posted: Jun 07 2017 @ 6:15 AM
If you read personal finance blogs, I’m sure you’ve heard of Shopping Bans before. Cait Flanders really brought a lot of attention to the concept back in 2014-15 when she completed a year-long shopping ban. (And then she did it again for a second year. And is now writing a book about it.) The “rules” of a shopping ban are simple – don’t buy anything other than the necessities for a specific ...
Posted: May 10 2017 @ 6:06 AM
A few years ago, shortly after my now-husband and I first moved in together, we had a representative from Summitt Energy come knocking on our door one evening. Since we had brand new utility accounts, we both assumed that this rep was there to do some sort of verification. But that wasn’t the case. The rep quickly introduced himself as an employee of so-and-so energy. He showed me an official-looking ID card ...
Posted: May 01 2017 @ 5:00 AM
Personal installment loans are a type of loan, so it makes sense that they could have an influence on your credit score. They do have an impact on your credit score, but it’s not always clear whether they will help or hurt your credit score. The real answer depends on a variety of factors. Some of these factors include how you use this funding and what else appears on your ...
Posted: Apr 30 2017 @ 6:59 PM
4 years ago, I decide to turn a rarely used little hobby blog of mine into something a little more serious. While it’s still mostly a hobby blog, I’ve been fortunate to have earned a little (and to have learned a lot) from it. When I first started blogging, I had no idea that making any money from it was even possible. Now, it seems like every other blogger I follow makes ...
Posted: Apr 24 2017 @ 4:20 AM
Being in debt sucks. It can make life extremely stressful and frustrating. It can prevent you from living the life you want to live, doing the things you want to do, and achieving your goals. Debt can easily take over your life. Signing a loan or buying something on credit takes only seconds to do, but could take you years to pay off. Especially if you’re only able to make the minimum payments. With ...
Posted: Apr 10 2017 @ 6:00 AM
Today I’m excited to share the following guest post from Kayla of ListenMoneyMatters.com No matter what age you are, or what country you live in, there are lots of different reasons you should invest for your future. There are also just about as many ways to invest as there are reasons. Some of the most popular ways to invest in the U.S. are through an employer-sponsored retirement plan, in the stock market, ...
Posted: Apr 07 2017 @ 7:24 AM
This past weekend, I sat down to do our taxes. For the first time in my life, I am not getting a tax return. I actually owe taxes. A whole $7. I know $7 is really not a big deal at all, but I am a little bitter about not getting money back. I could have really used a little more help to pay down my debts. However, I am happy that I ...
Posted: Mar 29 2017 @ 9:13 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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